Answer:
C. Safe driving
Explanation:
Behavioral factors refer to the lifestyle habits of an individual. Auto insurance premiums are largely determined by the risk involved, as assessed by the insurance company. Insurance companies consider
the car and its safety features, the driver's history and habits, insured credit history, among other factors, when determining auto premiums.Safe driving is a habit that develops in a driver over time. It is captured in the driver's driving history. A driver with few incidents and accidents than other pay lower insurance premiums. However, accident-prone drivers, those who drive many hours per day, and night drivers will always pay high insurance premiums.
Safe driving is the behavioural factor would influence the premiums of auto insurance. Hence, option C is correct.
What is auto insurance?Auto insurance, a contract between you and the insurance company, protects you from financial loss in the event of an accident or theft. In exchange for a premium payment from you, the insurance provider guarantees to pay your losses in line with the conditions of your policy.
When you buy or rent a car, it's critical to protect your investment. In the event that you are in an accident, your car is stolen, vandalized, or suffers damage from a natural disaster, having auto insurance can provide you peace of mind.
Instead of paying for motor accidents out of pocket, people make yearly payments to an auto insurance company, and the company then pays all or the bulk of the costs associated with the accident or damaged vehicle.
Thus, option C is correct.
For more information about auto insurance, click here:
https://brainly.com/question/27302614
#SPJ2
which side of brenda’s investment has gained a greater percent return, and how much greater is it? a. the bonds showed a return that was 4.78 percentage points higher than that of the stocks. b. the bonds showed a return that was 4.95 percentage points higher than that of the stocks. c. the stocks showed a return that was 8.63 percentage points higher than that of the bonds. d. the stocks showed a return that was 3.58 percentage points higher than that of the bonds.
Brenda’s investment has gained a greater percent return, and how much greater is it the stocks showed a return that was 8.63 percentage points higher than that of the bonds. Thus, Option C is the correct.
What is the Stock market?
Buyers and sellers can trade equity shares of public firms in stock exchanges.Due to their ability to democratise access to investor trading and capital exchange, stock markets are essential elements of afree-market economy.Prices are discovered and traded in stock markets in an efficient manner.The Securities and Exchange Commission (SEC) and regional regulatory agencies oversee the American stock market.The phrase "stock market" describes a number of marketplaces where shares of publicly traded firms can be purchased and sold. Such financial transactions take place on official exchanges and in over-the-counter (OTC) markets that adhere to a predetermined set of rules.To know more about Stock market visit:
https://brainly.com/question/3210355
#SPJ4
true or false a task performed every other month has a higher initiating event frequency than a task performed every week
It is untrue that a task cannot have a higher initiating event frequency than a job performed every week.
occurrence rate the likelihood that threat agents will behave in a way that could cause loss on average throughout the course of a event frequency particular period of time Sometimes people learning FAIR mix up TEF and LEF, and this is actually one of the most frequently missed questions on the certification exam.
Determining the event frequency of loss events under this scenario will be important since it will highlight factors to take into account and strategies to apply frequently when dealing with cybercrime scenarios.
To start, it's important to understand the one crucial condition that establishes whether cybercriminals are a significant danger event frequency community in relation to this audit finding: the system penetrated by a cybercriminal must be one that is utilized by a worker who has unwarranted access privileges.
Learn more about event frequency here
https://brainly.com/question/3587593
#SPJ4
which accounting firm audited all of these companies: enron, worldcom, sunbeam, waste management, global crossing, and baptist foundation of arizona?
Arthur Andersen in which accounting firm audited all of these companies.
Option A is correct
What is Account Auditing ?
Audit accounting can be an internal procedure focused on risk mitigation and identifying potential for cost reductions. Audit accountants can also be independent specialists that perform external audits on corporate accounting.
Audits are classified into three types:
External audits Internal audits Internal Revenue Service (IRS) audits.The audit's primary goal is to establish an opinion on the facts in the financial report as a whole, rather than to identify all probable anomalies. This means that, while auditors are on the lookout for signals of potential substantial fraud, there is no guarantee that fraud will be detected.
To know more about account auditing :
brainly.com/question/26690519
#SPJ4
Complete Question :-
Which accounting firm audited all of these companies: Sunbeam, Waste Management, Global Crossing, and Baptist Foundation of Arizona?
a. Arthur Andersen
b. KPMG
c. PriceWaterhouse
d. Deloitte & Touche
Labor unions negotiated a 3-year contract with employers in the automobile industry. They agreed to a 3 percent per year increase in pay over the 3 years. How would each group be affected by an actual inflation rate of 4% next year?.
Each group is affected by the actual inflation rate of 4% next year workers will be worse off, and employers will be better off.
The Consumer Price Index (CPI) is an indicator used to measure the inflation rate that calculates the average change in the price of an item or service that can be consumed in a certain period. The United States Bureau of Labor Statistics conducts a monthly survey to identify the CPI by comparing the current and past prices of goods or services – from housing, food, transportation to clothing.
According to economists, the CPI has its drawbacks. The CPI does not take into account taxes or assumes that an increase in product prices can cause various reactions from consumers, such as buying cheaper substitutes. But in general, the CPI has a fairly useful role in measuring prices over time.
You can learn more about Consumer Price Index here brainly.com/question/3870930
#SPJ4
Why is it important to begin establishing your personal brand while you are still in college?.
It is important to begin establishing your personal brand while you are still in college because personal brand will help you determine what you want to do.
What is a personal brand?It should be noted that a personal brand simply means the process for creating an identity for oneself. This entails creating a clear and consistent brand identity, message, and presence both online and offline. There are numerous psychological justifications for why developing your personal brand may be beneficial
Therefore, it is vital to begin establishing your personal brand while you are still in college because a personal brand will help you determine what you want to do. This is important as it will give the person his or her own identity.
Learn more about brand on:
brainly.com/question/24456504
#SPJ1
amazon is an online retailer that sells a combination of goods, services, or ideas; for example, it sells kindle e-readers, which are a kind of good, as well as amazon prime video, which is a kind of service. the kindle e-reader and amazon prime are which p of the marketing mix for amazon?
Product( P) of the marketing mix of amazon is the kind of service, the kindle e-reader and amazon prime are part of.
What is the marketing mix?A foundational business model known as the "marketing mix" has historically focused on the four Ps of product, price, place, and promotion. The phrase "set of marketing tools that the firm uses to pursue its marketing objectives in the target market" refers to the marketing mix.
The name of tangible goods is not the product marketing mix. In general, it refers to tangible things like people, places, organizations, and even ideas or combinations of these characteristics.
Hence, Product( P) of the marketing mix of amazon is the kind of service, the kindle e-reader and amazon prime are part of.
Learn more about marketing mix:
https://brainly.com/question/859394
#SPJ4
the earnings of workers . a. do not depend on their general ability and effort b. depend on the marginal benefit they receive from an activity c. depend on the highest degree earned d. do not depend on the college attended
The earnings that a worker gets c. depend on the highest degree earned.
What influences earnings?The earnings of a worker depends on their ability and effort in the company as this can bring promotions and bonuses.
They also depend on the college attended with higher quality colleges commanding higher incomes. The person's highest degree also influences their earnings with Masters and Doctorate holders earning more.
Find out more on worker earnings at https://brainly.com/question/12510257
#SPJ1
According to O*NET, what is the projected growth for this career between 2019–2029? faster than avera slower than average average little or no change
Answer:
Decline
Explanation:
Answer:
The Answer is D Average
Explanation:
jessica purchased 136 shares of stock at $32 using her 70% margin account. her maintenance margin is 40%. jessica has no other securities in her account. at what price will she receive a margin call?
Jessica purchased 136 shares of stock at $32 using her 70% margin account. her maintenance margin is 40%. jessica has no other securities in her account At she receives a margin call is $19.00.
The equity to your margin account is the cost of your securities less how tons you owe to your brokerage firm. FINRA policies require this upkeep required to be a minimum of twenty-five percent of the overall marketplace price of the margin securities. A margin call happens whilst the share of the equity inside the account drops beneath the upkeep margin requirement.
This deposit amount is referred to as the initial margin requirement. In this situation, the initial preservation margin requirement is forty percent of the acquisition rate of the change. For the dealer to buy the full one hundred shares, they need to maintain a balance of 40% of the change purchase amount of their margin account. you could without difficulty decide an organization's income margin by using subtracting the fee of products sold COGS from its overall revenue and dividing that figure by using the overall sales.
To learn more about Margin call here:-https://brainly.com/question/19840366
#SPJ4
Use the drop-down menu below to choose the best job for each example given.
Young operates an Army tank. His job title is best described as
Latrice coordinates the communications for air, water, and ground military forces. Her job title is best described as
Quincy uses weapons and equipment to participate in combat on land. His job title is best described as
Answer:C,D,B
Explanation:
Answer:
Young operates an Army tank. His job title is best described as
✔ Armored Assault Vehicle Crew Member
Latrice coordinates the communications for air, water, and ground military forces. Her job title is best described as
✔ Command and Control Center Specialist
Quincy uses weapons and equipment to participate in combat on land. His job title is best described as
✔ Infantry Member
Explanation:
businesses look for insights in huge volumes of data from web traffic, email, social media, and internet-connected machines.
Businesses look for insights into huge volumes of data from web traffic, email, social media, and internet-connected machines such as Big Data and the Internet of Things.
What do you understand about the Internet of things?The network of physical items, or "things," that are implanted with sensors, software, and other technologies for the purpose of communicating and exchanging data with other devices and systems through the internet is referred to as the Internet of Things (IoT). The internet of things, or IoT, is a network of connected computing devices, mechanical and digital machinery, items, animals, or people that may exchange data across a network without requiring human-to-human or human-to-computer interaction. He titled his presentation "Internet of Things" since in 1999 the internet was the biggest new technology and it made sense.
To learn more about the internet of things, visit:
https://brainly.com/question/14610320
#SPJ4
crane inc started the month of june 2025 with total assets of 222000 and total liabilites of 132000. during june, the business crecorded 342000 in revenues, 157000, in expenses, and didvends of 56000. the net income reported by crane for the month of june was
If the revenues of the Crane Inc. for the month of June were $342,000, and its expenses for the month were $157,000, its total net income for the month will be $185,000.
What is the significance of net income?The net income of a company can be referred to or considered as the total profits made by the company during a given financial period after deduction of all the expenses incurred during the same period. It can be calculated as the difference between revenues and expenses.
In the condition given above, the net income will be calculated as,
Net Income = Revenues – Expenses
Net Income = $342,000 – $157,000
Net Income = $185,000
Therefore, the net income for Crane Inc. for the month of June upon incurring the given revenues and expenses has been aforementioned.
Learn more about net income here:
https://brainly.com/question/15570931
#SPJ4
An editor must enjoy which of the following?
A reading
B. public speaking
29
D video creation
C job isolation
Answer:
Video creation
Explanation:
I'm editor too...and I love creating videos so that I can try new edits on it....
in the annual report, where would a financial statement reader find out if the company’s financial statements give a fair depiction of its financial position and operating results? quizlet
In the annual report,a reader would find out about financial statement if the company’s financial statements give a fair depiction of its financial position and operating results, in an Audit report.
An audit report refers to a letter from the auditor of an organization that's the top results of the audit process. It points out the auditor’s opinion on if the company’s financial statements like the records are according to the extensively accepted accounting principles (GAAP) and if they're free from material misstatement.
The audit report is usually in the mid of the company’s annual report. The audit report is required by banks, investors, financial institutions,creditors, and regulators. When the auditor issues a healthy report, it means the company’s financial statements are found according to the accounting standards. An unqualified report will indicate that the financial plan could have some errors.
To learn more about Audit report here
https://brainly.com/question/28341107
#SPJ4
At the beginning of october, nc inc. Had a beginning balance in supplies of $650. During the month, the company purchased $800 of supplies on account. At the end of the month, the company counted up the remaining supplies and determined there was $300 left. What amount should be debited to supplies expense at the end of october?.
Cash service revenue = $2,000 Cash collected from accounts receivable should be debited to supplies expense at the end of October.
What are accounts receivable?Money owed to a business in the near future is represented by the asset account known as accounts receivable on the balance sheet. When a business permits a customer to pay for its products or services on credit, accounts receivable are generated.
Similar to accounts receivable, accounts payable tracks money that is owed as opposed to money that will be collected. The ratio of accounts receivable to sales outstanding or days sales outstanding can be used to determine how strong an organization's AR is.
To determine when the AR will actually be received, a turnover ratio study might be performed.
To know more about accounts receivable visit
https://brainly.com/question/14032135
#SPJ4
On september 1, jerry co. Sold $2,000 of services for cash. On september 10, jerry co. Sold $5,000 of services on account. On september 20, jerry co. Collected $3,500 from accounts receivable. Calculate the ending balance in accounts receivable for september assuming no beginning balance.
The final service revenue balance for September was $5500.
How does a balance sheet work?A balance sheet shows the assets, liabilities, and owner equity of a company as of any given date. Typically, a balance sheet is produced at the end of set periods (e.g., every quarter; annually). A balance sheet is made up of two columns. The left-hand column contains a list of the company's assets.
What use does a balance sheet serve?You can get a brief overview of your company's financial status via a balance sheet. Along with an income statement and a cash flow statement, a balance sheet can help business owners evaluate the financial standing of their company.
To know more about balance sheet visit:
https://brainly.com/question/19552006
#SPJ4
The September service revenue ending balance is $5500.
What exactly is service revenue?A company's service revenue is the income it earns from providing a service. The figure appears at the top of an income statement and is added to revenue from product earnings to calculate a company's total revenue for a given time period.This could be a monthly subscription service, rent, licensing fees, or a retainer. Businesses can forecast future sales using recurring revenue by calculating the value of ongoing payments.The banknotes produced by a company as a result of providing a service are referred to as service revenue. For accounting purposes, revenue is recorded on the income statement rather than the balance sheet with other assets. Revenue is used to buy other assets, pay down debt, and pay dividends to shareholders.To learn more about Revenue, refer to:
https://brainly.com/question/25623677
#SPJ4
what happens to the equilibrium wage when demand for workers decreases and supply rises?
gov/econ
When the demand for workers is low and the supply of workers is high, the equilibrium wage will go down.
If the high demand curve shifts to the right, firms are actually inclined to pay higher wages per hour of exertion considering that call has increased. I called for decreases, the curve shifts to the left, and corporations are willing to pay decreased wages according to an hour of exertion.
Wages in a competitive market are determined by means of demand and delivery. An increase in demand or a reduction in supply will increase the equilibrium wage. A reduction in demand or growth in supply will reduce the equilibrium wage.
An exchange in the salary or income will result in a change in the quantity demanded of hard work. If the salary price increases, employers will want to lease fewer employees. The quantity of labor demanded will lower, and there could be a movement upward along the demand curve.
Learn more about equilibrium wage here: https://brainly.com/question/4383725
#SPJ9
16. Morgan Meers deposited his pagcheck for $201.20, a refund chers from
a store for $19.78, and $34.23 in cash. What was his total deposit!
branches of accounting
the development of shipping containers enable companies to move freight quickly between ships trucks and trains
Impact the shipping container have on globalization an increase, in the shipping development because it decreases transportation costs .
Shipping containers moving between trucks, ships and trains would ensure minimum disruption to cargo during transport from origin to destination.
Shipping containers :This simplified the global logistics process overall and revolutionized international trade. Standardized containers have transformed the shipping and transport industry, allowing the transport of goods by rail, road, and ship easily, as the containers can fit onto different forms of transport with ease.
The development of shipping containers enables companies to move freight fastly between ships, trucks, and trains by loading a single large container with many more different goods and then moving the container. Before the container, freight had to be loaded and unloaded one palette, barrel, or box at a time.
To know more about globalization :
brainly.com/question/1133228
#SPJ4
(04.03 LC)
Which type of insurance covers homes, land, and other structures?
A. Collision
B. Health
C. Liability
D. Property
Answer:
D. Property
hope this helps out
Property insurance is the type of insurance which covers homes, land, buildings and other structures. It provides coverage of your property.
Property InsuranceInsurance may be defined as a protection from a financial loss of any possesssion.
It is in the form of an agreement where the insurer is promised for a reimbursement for any financial losses by the insurance agency.
Property Insurance provides financial coverage to your possessions such as house, offices, land, buildings and other properties against any damages causd by floods, fire, theft or any other reasons.
Learn more about "Property insurance" here :
https://brainly.com/question/9094558
15 points!
You will need to revise your budget to account for a car payment.
Which expense category would be the most difficult to change or reduce?
entertainment -Not the answer
rent
savings
groceries
thank you!
Answer:
rent
Explanation:
The rent expense will be difficult to revise. Usually, the rent amount is contained in a tenancy agreement signed by both the landlord and the tenant. The rent amount does not change until the lease or tenancy agreement expires. Changing the rent amount would require the landlord's consent.
Due to the above reasons, rent is classified as a fixed cost. It remains constant in the short run.
Answer:
rent
Explanation:
is the correct answer
please help, this is culinary class
Answer: 1. cutlet knife 2.carving 4.steak knife 5. salmon knife 6. Paring
7. Boning 8. Chef's knife 9. peeling knife 10. bread knife
Explanation:
Answer:
1. cutlet knife 2.carving 4.steak knife 5. salmon knife 6. Paring
7. Boning 8. Chef's knife 9. peeling knife 10. bread knife
Explanation:
the last guy
also
thank u for this
i needed this question
a social enterprise model characterized by organizations that donate a share of their incomes to nonprofits that addresses basic unmet needs.
A social enterprise model characterized by organizations that donate back a share of their incomes to nonprofits that addresses basic unmet needs.
Which best explains why many religious workers work for nonprofit organizations?a. Nonprofit organizations exist to help people rather than to make money.b. Nonprofit organizations are government funded.c. Nonprofit organizations receive all their money from donations.d. Nonprofit organizations do not require much money.Nonprofit organizations exist to help people rather than to make money.
A non-profit organization is a non-commercial entity that was founded to advance ethical social principles and make constructive contributions to society.
Many religious workers choose to work for non-profit organizations because these organizations support moral principles and do not practice religious discrimination, which is a problem for many global corporations because of differences in culture and religion.In order to guarantee the most secure and comfortable working environment possible for NGO employees.
To know more about Non-profit Otrganizations , visit :
https://brainly.com/question/15520433
#SPJ4
ca
‼️‼️ HELP. 15. Bill and Mary Randall deposited their paychecks for $611.33 and
56 $701.45 and a check from their insurance company for $75.25. They
received $150 in cash. What was their total deposit?
Answer:
$1, 238.03
Explanation:
The total deposit will be composed of
1. Pay checks $611.33 + $701.45 = $1,312. 78
2. Plus Insurance check
= $1,312. 78 + $75.25
=$1,388. 03
3. Minus cash received
= $1,388. 03 - $150
=$1, 238.03
A bank ______ is an important control because it provides independent verification of all cash transactions the bank has processed for the company. This internal report should be prepared by an employee whose duties are separate from recording and handling of cash.
A bank reconciliation is an important control because it provides independent verification of all cash transactions the bank has processed for the company.
What is bank reconciliation?A bank reconciliation statement can be described as the summary of banking as well as the business activity that can been linked with the reconciliation of an an entity's bank account with respect to the financial records.
Therefore, in this case it should be noted that this statement outlines some of part of the financial statements such as :
deposits withdrawalIn conclusion, A bank reconciliation is an important control because it provides independent verification of all cash transactions the bank has processed for the company as well as other activities affecting a bank account which do occur over some given period of time in the bank and this is very essential in the banking sector as well as the financial institutions.
Learn more about bank reconciliation at:
https://brainly.com/question/15525383
#SPJ1
many of the most important factors that shape a negotiation result do not occur during the negotiation, but occur after the parties have negotiated
Many of the most important factors that shape a negotiation result do not occur during the negotiation, but occur after the parties have negotiated, is the false statement.
What is negotiation?In order to reach a specified end goal, two or more parties will work together during discussions to discover a compromise or a solution that will be acceptable to all parties.
One party will state their position, and the other will either agree with it or take a different position in response. Investigation, determining your BATNA, presentation, negotiating, and closing are the five steps of negotiation.
Thus, it is a false statement.
For more details about negotiation, click here:
https://brainly.com/question/9312091
#SPJ4
ultimately, who pays the majority of the economic burden of the tax is dependent upon the marginal tax rate. the cost-benefit priniciple. the marginal principle. the relative supply and demand elasticities.
The relative supply and demand elasticities. If the demand is inelastic, then the consumer cannot change demand much when the price changes, and hence the tax burden is more on the consumer, thence, the more. inelastic the demand/ supply, the move the border of the tax.
The Theory of Demand is a Law that states the connection between the amount Demanded of a product and its fee, assuming that every one of the opposite elements affecting the Demand is constant. According to the Law of Demand Theory, the amount Demanded of a commodity is inversely associated with its fee withinside the market.
Demand traits are extraneous variables that could have an effect on the results of the study. These cues may also nudge members to consciously or unconsciously alternate their responses.
These are examples of ways the regulation of delivery calls for works withinside the actual world. An organization units the fee of its product at $10.00. No one needs the product, so the fee is decreased to $9.00. Demand for the product will increase at the brand new decrease fee factor and the organization starts offevolved to make cash and a profit.
Learn more about demand here https://brainly.com/question/16790743
#SPJ4
which two things do CRM methods accomplish?
CRM is a set of methods that seeks both to understand costumers and to ______ about customers segments that companies should consider catering too.
FILL IN THE BLANK.
Answer:
I think it's make decisions
Explanation:
"CRM is a set of methods that companies use to understand customers. These methods make decisions regarding the selected customer segments"
The CRM is used for making decisions as it seeks to both understand the consumers and know about the segments that companies cater to.
What is a CRM?A CRM is a customer relationship management software that is a process that businesses and other organizations used to administrator the interactions among the customer typically using the data analysis to study a large amount of information.
Thus the system understands snd helps to decide the companies the customers they are catering to.
Find out more information about CRM.
brainly.com/question/25656282
what are the advantages and disadvantages of common stocks
Advantages:
You can invest in companies with limited liability. Common stocks offer a higher earning potential. You can easily purchase common stock on virtually any trading platform. Common stocks can provide dividends. You’ll get to take advantage of a growing economy.Disadvantages:
You are the last person to get paid during a company liquidation. You don’t have much control over your investment. Companies are not required to pay dividends on common stocks. It can take time to generate significant gains. You will face high levels of professional competition when investing in common stocks.Hopes this helps :)