2. Simple versus compound interest Financial contracts involving investments, mortgages, loans, and so on are based on either a fixed or a variable interest rate. Assume that fixed interest rates are used throughout this question. Isabella deposited $1,400 in a savings account at her bank. Her account will earn an annual simple interest rate of 6.6%. If she makes no additional deposits or withdrawals, how much money will she have in her account in 13 years? $3,213.45 $192.40 $1,498.50 $2,601.20 Now, assume that Isabella’s savings institution modifies the terms of her account and agrees to pay 6.6% in compound interest on her $1,400 balance. All other things being equal, how much money will Isabella have in her account in 13 years? $1,492.40 $3,213.45 $2,601.20 $212.09 Suppose Isabella had deposited another $1,400 into a savings account at a second bank at the same time. The second bank also pays a nominal (or stated) interest rate of 6.6% but with quarterly compounding. Keeping everything else constant, how much money will Isabella have in her account at this bank in 13 years? $230.69 $192.40 $1,494.71 $3,278.78

Answers

Answer 1

Answer:

1. c. 2601.2

2. b. $3213.45

3. d. $3278.78

Explanation:

1. Simple Interest = Principal * Interest * Term

Simple Interest = $1400*0.066*13

Simple Interest = $1,201.2

Amount after 13 years = $1,400 + $1,201.2

Amount after 13 years = $2,601.2

2. Amount after 13 years = P(1+r)^n

= $1,400*(1+0.066)^13

= $1,400*(1.066)^13

= $1,400*2.29532222032

= $3213.451108448

= $3213.45

3. Amount after 13 years = P(1+r/n)^n*t

= $1,400*(1+0.066/4)^13*4

= $1,400*(1+0.0165)^52

= $1,400*(1.0165)^52

= $1,400*2.34198395106

= $3278.777531484

= $3278.78


Related Questions

A person would most likely be able to justify the added cost of flood
insurance in which situation?
A. The person plans to move to an area far from the coast.
B. The person lives in an area that experiences hurricanes.
C. The person has homeowner's insurance that covers floods.
D. The person is in poor health and often goes to the hospital.

Answers

Answer:

B. The person lives in an area that experiences hurricanes.

Explanation:

Insurance coverage offers protection against losses caused by risk events stated in the policy document. The insurance company provides financial compensation should the insured suffer losses as a result of a risk covered by the insurance. The policy document states the amount of compensation the insured is entitled.

The amount of compensation is determined by many factors, including premiums. Premiums are considered as the cost of insurance. High premiums indicate that a person has a big insurance cover, which will compensate more in the event of a loss.  A person living in a place that experiences hurricanes may want to pay high premiums for a flooding cover. Such a person is greatly exposed to flooding will require significant compensation should floods occur.

Answer:

b

Explanation:

6. When you find income elasticity of demand, you can determine whether the goods are normal or inferior based on whether your answer is a positive or negative number. Explain. Include definitions of inferior and normal goods in your explanation.

Answers

Explanation:

Normal goods are the whose demand decreases with increase in price whereas in economics inferior goods are those whose demand decreases with increase in people's income.

Normal goods have a positive income elasticity of demand; as incomes rise, more goods are demanded at each price level.Inferior goods have a negative income elasticity of demand; as consumers' income rises, they buy fewer inferior goods.

Which statement best describes a pure market economy?

Answers

The decisions made by producers and consumers drive all economic choices.

How do lines 345-365 illustrate the Cyclops’ societal failure?

Answers

what do the line say

Joey moved from NY to NV because he was transferred by his employer, Big Casinos Inc. His employer reimbursed his moving expenses,

and reported $1,250 on Form W-2, box 1. Joey's actual moving expenses totaled $1,450. How much can Joey claim as an adjustment to

income on Schedule 1, line 13?

Choose one answer

a. $1,250

b. $1,450

c. $200

d. $0

Answers

Answer:

Joey can claim as an adjustment to  income on Schedule 1, line 13:

d. $0

Explanation:

Joey cannot claim any adjustment to his income because moving expenses are no longer tax-deductible based on the new Tax Cuts and Jobs Act, 2017.  Instead of making any adjustment claim, the reimbursement by Joey's employer of his moving expenses to the tune of $1,250 will be included in his income and taxed. Before the new tax law, moving expenses were an adjustment to the adjusted gross income, not an itemized deduction.

D- Joey cannot claim any compensation in the schedule 1 line 13 of the Income Tax Act as per latest amendments that have been made to the Act recently.

The employer of Joey can also put  a Tax deductible at source as per the will of Joey on the moving expenses as reimbursed by Big Casinos Inc. for transportation from NY to NV.

Earlier the deduction that could have been claimed by Joey could have been in full to such expenses being borne by him even if they were reimbursed to him by the employer.

But after thorough review and reconstruction of the Income Tax Act it was concluded that the expenses reimbursed cannot be deducted by the federal taxation policies as there was tax evasion in this scheme.

After amendments several changes changes have been made to the Act and it has been bought to a conclusion that schedule 1 line 13 will no longer be able to be claimed by the taxable person as it has been reimbursed.

Hence, the correct option is D that Joey can claim a deduction $0 on his moving expenses that were reimbursed by Big Casinos Inc.

To know more about tax deductions, click the link below.

https://brainly.com/question/13757943

For 2014, cost of goods available for sale for Tate Corporation was $2,700,000. The gross profit rate on sales was 20%. Sales for the year were $2,400,000. What was the amount of the ending inventory?

Answers

Answer:

$780

Explanation:

Gross profit is 20% of sales.

Therefore, gross profit = 20% of $2,400,000

=20/100 x $2,400,000

=0.2 x $2,400,000

=$480,000

Typically, sales - cost of goods sold = gross profit

$2,400,000 - COGS = $480,000

COGS =$,2,400,000 - $480,000

COGS = $1,920,000

In calculating COGS,

COGS = beginning inventory + Purchases - ending inventory

( beginning inventory + Purchases)= Cost of goods  available for  sale

$1920,000 = 2,700,000 - ending inventory

Ending inventory= $2,700,000 - $1,920,000

Ending inventory =$780,000

A seller wants to net $100,000 after paying the broker 5% and paying off his loan balance of $200,000. He will also pay documentary stamps on the deed of $2100. What must the property sell for to cover all costs and net the seller his desired amount

Answers

Answer: $318,000

Explanation:

The amount that the property must sell to cover all costs and net the seller his desired amount would be:

= ($100,000 + $200,000 + $2100) / (100% - 5%)

= $302,100 / 95%

= $302,100 / 0.95

= $318,000.

Determine the number of containers required to support a lean process which uses 200 parts per hour. The time for a container to complete a cycle (move, wait, empty, return, fill) is 0.75 hours. A single container has a capacity of 6 parts. And inefficiency factor of 0.11 is currently being used. (Round any fractional result up to the next higher whole number.)

Answers

Solution :

Given :

D = the rate of the planned usage of using the work center = 200 parts per hour

T = the average waiting list for the replenishment of the parts plus the average time of production of a container of parts = 0.75 hours

X = the policy variable which is set by the management - the possible inefficiency of the system = 0.11

C = the capacity of the standard container = 6 parts per container

Therefore the total number of the containers are :

[tex]$N=\frac{DT(1+X)}{C}$[/tex]

[tex]$N=\frac{(200 \times 0.75)(1+0.11)}{6}$[/tex]

N = 27.75  which is almost 28 containers.

The rounding up will cause a system to be a looser while rounding down will make the system tighter. Usually the rounding up is preferable.

The number of containers required to support a lean process will be 28 containers.

The formula that can be used to solve the problem will be:

N = DT(1 + X) / C

where,

D = Planned usage rate = 200T = Average waiting time = 0.75 hours X = Policy variable = 0.11C = Capacity of a standard container = 6

Therefore, the number of containers will be:

N = DT( 1 + X) / C

N = (200 × 0.75)(1 + 0.11) / 6

N = 150(1.11) / 6

N = 166.5/6

N = 27.75 = 28

In conclusion, the correct option is 28 containers.

Read related link on:

https://brainly.com/question/12536556

There are numerous disciplines in the area of applied science and technology. These areas contain endless opportunities for technical leadership. However, as a technical leader there comes a high degree of responsibility with a specific skill set and knowledge in a particular area. How would you define the function and responsibilities of technical leader

Answers

Explanation:

A technical leader is one who has the know-how of a special task, often linked to operational and science and technology areas.

This type of leader is one who has expertise in a given subject due to his experience in the field and knowledge generated throughout his career. His main duties are to coordinate the work of the teams, supervising the work and adding value to the work due to his experience, he must be the main motivator of his team, increasing productivity and increasing innovation. It is also essential that the leader has communication skills, provides feedback and is always ready to assist his team and make work more effective.

Exporting is the sale of goods and services to foreign markets.

true or false?

Answers

Answer:

true

Explanation:

while import is receiving goods from foreign country

Please help, will give brainliest to best answer

Answers

Answer:

            CFP:                                        CFA:                                       CPA:                                        

* Insurance Planning              * Investment Analysis              * Accounting

* Retirement Planning            * Financial Management         * Public Accounting              

* Estate Planning                                                                                             Audit

Francine owns a bakery. She agrees to deliver a dozen cakes to Amelia for a surprise party. Francine does not deliver the cakes on time
and Amelia takes her to court. In a court case, Amelia is the:
Select one
a. Binding Authority
b. Defendant
c. Plaintiff
d. Persuasive Authority

Answers

Answer:

c. Plaintiff

Explanation:

Plaintiff is the person or business that takes a lawsuit to court.  It is the offended party that moves to court with a complaint against another party. In some instances, like in a civil case, the plaintiff is known as the complainant.

In this case, Amalia is the plaintiff. She has a complaint against Francine, who is the defendant. Plaintiff being the aggrieved party initiates the court process to seek legal redress.

4. What are some differences between the three behavioral styles of leadership? Provide examples to illustrate when it would be appropriate to use each behavioral style.

Answers

Explanation:

There are three basic styles of leadership decision-making: authoritarian, democratic, and laissez-faire. Authoritarian leaders rule their groups, for example team leaders in a corporate, whereas, democratic leaders try to include everyone in the decision-making process, as in the cabinet of a democratic government. And laissez-faire leaders let the group function without much - if any - interference

definition of pre customer contact​

Answers

Answer and Explanation:

As the name suggests the pre customer contact means contacting the customer before selling the product so that the firm could able to find out the requirement of the customer what he or she needs

The firm has the responsibility to provide the information about their products and services so that the customer could able to decide what he or she actually wants

After the selling the person could become the customer

On March 4, 2009, the SEC reached an agreement with Krispy Kreme Doughnuts, Inc., and issued a cease-and-desist order to settle charges that the company fraudulently inflated or otherwise misrepresented its earnings for the fourth quarter of its FY 2003, and each quarter of FY 2004. By its improper accounting, Krispy Kreme avoided lowering its earnings guidance and improperly reported earnings per share (EPS) for that time period earnings per share; these amounts exceeded its previously announced EPS guidance by 1 cent.
The primary transactions described in this case are "round-trip" transactions. In each case, Krispy Kreme paid money to a franchise with the understanding that the franchise would pay the money back to Krispy Kreme in a prearranged manner that would allow the company to record additional pretax income in an amount roughly equal to the funds originally paid to the franchisee.

Answers

Answer:

sorry i just need points ;-;

Explanation:

BUT! oh, jeez. yeah, im only in 9th grade, but if you have any other questions like math, i can try?

Terri computed the pre-determined overhead rate. She estimated that 440,000 direct labor hours were going to be used for the upcoming year. Her boss wanted her to change the estimate to 420,000 direct labor hours even though he knows that this amount is probably going to be wrong. 1) What is the effect of changing the estimated direct labor hours on the pre-determined overhead rate computation

Answers

Answer:

Missing word "2. Should Terri change the estimated direct labor hours to 420,000? Why or why not?"

1) If estimated direct labor hours are fixed at 420,000 hours, then at the time of evaluating actual performance with standard performance, Direct labor efficiency variance will be definitely unfavourable which doesn't not accurately describes the actual efficiency of workforce.

2) Terri should not change the estimated direct hours at 420,000. Because, otherwise direct labor efficiency variance will be definitely unfavourable and workers will not get adequate bonus for their job. It will be profitable for the company or employer but typically unethical in deed. Workers will financially neglected and exploited by this act.

Care facilities are expensive. Your mother wants a single room with her own bath-room. The annual estimated cost is $100,000, but your mother does not anticipate entering the facility for four years. Her life expectancy when she enters the facility will be three years. Currently she has $200,000 in assets that are earning 6 percent. How much must she invest annually to meet her anticipated financial needs

Answers

Answer:

$3,384.31

Explanation:

first of all we must determine how much money do you need to pay for 3 years of the facility:

PV = $100,000 x 2.6730 (PV annuity factor, 6%, 3 periods) = $267,300

if your mother does not invest more money, she will have $200,000 x (1 + 6%)⁴ = $252,495

this means that your mother will be $267,300 - $252,495 = $14,805 short

her annual contribution = $14,805 / 4.3746 (FV annuity factor, 6%, 4 periods) = $3,384.31

. Assume that the company produces and sells 45,000 units during the year at a selling price of $16 per unit. Prepare a contribution format income statement for the year.

Answers

Answer and Explanation:

The preparation of the contribution margin income statement for the year is presented below:

Sales (45,000 units × $16 per unit) $720,000

Less: variable cost (45,000 units × $180,000 ÷ 30,000 units) -$270,000

Contribution margin $450,000

Less: fixed cost -$300,000

Net operating income $150,000

A company's product sells at $12.26 per unit and has a $5.39 per unit variable cost. The company's total fixed costs are $96,700. The contribution margin per unit is:

Answers

Answer:

$6.87

Explanation:

Calculation for what The contribution margin per unit is:

Selling price per unit $12.26

LessVariable cost per unit ($5.39)

Contribution margin per unit $ 6.87

($12.26-$5.39)

Therefore The contribution margin per unit is: $6.87

Texas Inc. has 8,000 shares of 6%, $125 par value cumulative preferred stock and 83,000 shares of $1 par value common stock outstanding at December 31. What is the annual dividend on the preferred stock

Answers

Answer:

the annual dividend on the preferred stock is $60,000

Explanation:

The computation of the annual dividend on the preferred stock is shown below:

= Number of shares × par value per share × dividend percentage

= 8,000 shares × $125 × 6%

= $60,000

Hence, the annual dividend on the preferred stock is $60,000

We simply applied the above formula and the same is relevant

Discuss Basic elements of Organization structure?

Answers

Answer:

This answers may help you

Which one of the following is a formal document to manage and control project execution?
A. WBS
B. The project management plan
C. The organizational management plan
D. The work authorization system

Answers

Answer:

B. The project management plan.

Explanation:

This is always been referred to as PMP for shorts and in other words, it is explained to be a form of documented communication for a project and is seen in many cases to raise the chance of making your project a land slide and this comes to reality when order and its structure is seen to be too notch.

In a course of project management, a lot of terminologies are known to be followed in sequence which ranges from initiating, controlling, planning etc. Also its briefing and outlining us seen in the Executive summary.

1.Ima New is a recent employee who initially requires 20 minutes to complete a job task. If she experiences an 80% learning rate, how much time will it take her to complete the sixth task

Answers

Answer:

7.78 minutes

Explanation:

Solving Mathematically this will be :

Time for the 6th task = Time for 6 tasks - time for 5 tasks

y = ax^b

where,

y is cumulative time required to produce x units

a is time required to produce first unit of the output

x is the number of units under consideration

b is the log of Learning Curve % divided by 2

therefore,

Time for 6 tasks = 11.23 minutes × 6 tasks

                            = 67.38 minutes

Time for 5 tasks = 11.92 minutes × 5 tasks

                           = 59,60 minutes

Time for the 6th task = 67.38 minutes - 59,60 minutes

                                   = 7.78 minutes

Conclusion :

She need 7.78 minutes to complete the 6th  task

You own a portfolio that has $2,950 invested in Stock A and $3,700 invested in Stock B. If the expected returns on these stocks are 8 percent and 11 percent, respectively, what is the expected return on the portfolio

Answers

Answer:

9.67%

Explanation:

The total value of the portfolio = $ 2,950 + $ 3,700  = $6,650

The proportion of the portfolio invested in stock A = $ 2,950 / $ 6,650 = 44.36% . The proportion of the portfolio invested in stock B = 100 - 44.36%  = 55.64%

The expected return of the portfolio = 0.4436*0.08 + 0.5564*0.11  = 0.035488 + 0.061204 = 0.096692 = 9.67%

Advantages
OF quantitative approach of
Management

Answers

Answer:

Quantitative approach of Management refers to a managerial technique that relied on rigid calculations (such as statistics or computer simulations) in order to improve the decision making.

Here are the advantages:

- The decision making process occurred a lot quicker since the managers can relied on computers to analyze all the relevant factors

- Cost benefit analysis can be more accurate since it completely disregard the personal biases of the manager.

- Results between each decisions implementation can be measures easily since it's displayed on numerical value.

Skills USA offers the opportunity to practice information technology skills.
A.
True
B.
False

Answers

A trueeee......... lol
True ffffffffggfgggg

According to dr.king,what happens when you don’t harness the drum major instinct?

Answers

Explanation:

when one fails to harness this instinct, they end up trying to push others down in order to push themselves up

The main difference between value at risk and stress testing is?

Answers

Answer:

Stress tests are risk management tools widely used by both institutional investment managers and regulatory authorities. ... Value at Risk calculates the worst case loss over a given time period that won't be exceeded with a given level of confidence.

Answer:

do u have risk at any work or stress in your work?

What is the best way to answer the question "tell me a little about yourself

Answers

Answer:

Tell them what you stand for and what you have done. Tell them what you want to do.

Explanation:

Answer:

say your name and talk about something s you like and something you enjoy doing.

Explanation:

what the importance of teamwork​

Answers

Answer:

Businesses thrive when they have a diverse team of people who can contribute individual ideas. Teamwork helps solve problems. Collaboration within a group can help solve difficult problems. Brainstorming is a good opportunity for the team to exchange ideas and come up with creative ways of doing things.

Explanation:

Can you give me brainliest i really need it to reach my next rank

Answer:

A teamwork environment promotes an atmosphere that fosters friendship and loyalty. These close-knit relationships motivate employees in parallel and align them to work harder, cooperate and be supportive of one another. Individuals possess diverse talents, weaknesses, communication skills, strengths, and habits.

Explanation:

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