A person would most likely be able to justify the added cost of flood
insurance in which situation?
A. The person plans to move to an area far from the coast.
B. The person lives in an area that experiences hurricanes.
C. The person has homeowner's insurance that covers floods.
D. The person is in poor health and often goes to the hospital.

Answers

Answer 1

Answer:

B. The person lives in an area that experiences hurricanes.

Explanation:

Insurance coverage offers protection against losses caused by risk events stated in the policy document. The insurance company provides financial compensation should the insured suffer losses as a result of a risk covered by the insurance. The policy document states the amount of compensation the insured is entitled.

The amount of compensation is determined by many factors, including premiums. Premiums are considered as the cost of insurance. High premiums indicate that a person has a big insurance cover, which will compensate more in the event of a loss.  A person living in a place that experiences hurricanes may want to pay high premiums for a flooding cover. Such a person is greatly exposed to flooding will require significant compensation should floods occur.

Answer 2

Answer:

b

Explanation:


Related Questions

Zellers, Inc. is considering two mutually exclusive projects, A and B. Project A costs $75,000 and is expected to generate $48,000 in year one and $45,000 in year two. Project B cost $80,000 and is evpected to generate $34,000 in year one, $37,000 in year two, $26,000 in year three, and $25,000 in year four. Zellers, Inc.'s required rate of return for these projects is 10%. The net present value for Project B is:

Answers

Answer:

$18,097.12

Explanation:

Year    Costs)/revenues     Discount factor     Present value

0           -$80,000.00                   1                    -$80,000.00

1              $34,000.00           0.909090909      $30,909.09

2             $37,000.00           0.826446281        $30,578.51

3             $26,000.00           0.751314801          $19,534.18

4             $25,000.00           0.683013455        $17,075.34

Total                                                                     $18,097.12

So, the net present value for Project B is $18,097.12

Note:

Net present value = Present value of cash outflows - Present value of cash in flows.

Discounting factor at 10% ==> Year 0 = 1/1+d)^0 = 1/(1+0.1)^0 = 1/(1.1)^0 = 1/1 = 1

According to the principle of comparative advantage, trade between two countries will benefit Group of answer choices

Answers

Answer: D. Both countries

Explanation:

The options include:

A. neither country

B. the country with lower production costs

C. the country with higher production costs

D. both countries

Comparative advantage occurs when a particular country produces a certain goods based on the fact that it has a lower opportunity cost of its production when compared to the other country. This typically occurs in international trade.

Comparative advantage is beneficial to both countries that are involved as the countries purchase the goods that it doesn't have a comparative advantage in from the other country.

in a paragraph of 125 words, describe a vocational program you might be interested in completing. Explain what you
find Interesting about the vocation you selected. Be sure to Include Information about the specific skills it requires, and
the level of education or training needed to be qualified to get a job In the vocation you select.

Answers

Explanation:

Those who might love to participate in a program in vocational design. Those who like me, I am a lovely girl, or in my education, Architecture School, where we learn a great deal about layout, that kind of curriculum is really common.

This sort of software can be really useful to me so I can get the realistic knowledge I need for it. I will improve my stitching, tailoring, textile painting, clothing drawing, clothing and image photocopying skills, and much more.

You are valuing a company using the WACC approach and have estimated that the free cash flows from the firm (FCFF) in the next five years will be $35.0, $40.2, $43.9, $46.9, and $47.2 million, respectively. Beginning in year 6, you expect the cash flows to decrease at a rate of 4 percent per year for the indefinite future. You estimate that the appropriate WACC to use in discounting these cash flows is 12 percent. What is the value of this company? (Round answer to 2 decimal places, e.g. 52.75.)

Value of company
$
million

Answers

Answer:

you just need a nice one to get them to you later this year or so you will have a few days of work and a few more things that I am going very soon and will not yet u can take it for teaching me and not be a part time or to do it at all thank God bless me your photo is awesome for the same to you later in life that you have not got a nice one day and a half of the time I was lovely

A decrease in the money supply will shift the aggregate __________ curve to the __________.
a. supply: left.
b. supply: right.
c. demand, left.
d. demand: right.

Answers

Answer: c. demand, left.

Explanation:

When money supply decreases in the economy there will be less cash available for people to spend on consumption as well as investment which are both components of the Aggregate demand curve.

The curve will therefore shift to the left to reflect that Aggregate demand has decreased as a result of the decrease in money supply.

What is the difference between the price of a product
and the opportunity cost of a product?

Answers

Answer:

see below

Explanation:

The price of a product refers to the amount that a customer pays to acquire the product. It is the monetary value attached to the product. Price is the minimum amount of money that a supplier or seller accepts in exchange for goods and services.

Opportunity cost is the forfeited benefits for not selecting a particular option. Opportunity costs arise as people make choices between various alternatives. Once the preferred option has been selected, the next best alternative is the opportunity cost. The value of opportunity cost is the missed benefits from the next best alternative.

Which feature would clickstream analysis typically capture

Answers

Answer:

A.

eye color of the consumer

B.

typing speed of the consumer

C.

model of the mouse on the consumer’s machine

D.

last web page the consumer visited

Explanation:

Answer: D the last web page the consumer visited

Explanation: D is the answer for Plato

All of the following are examples of social or psychological constraint EXCEPT:___________
A. project time constraints.
B. the audience’s personality.
C. the audience’s sense of identity.
D. the audience’s perception of the issue’s urgency.

Answers

The audience personality is the answer

All of the following are examples of social or psychological constraint except the audience’s personality.

What is audience personality?

It was investigated how audiences' use of cinema, television, and radio, as well as their preferences for genres within these media, were influenced by their personality traits .

A positive correlation between extraversion and listening to pop-rock, jazz-classical, and urban music has been found. Pop-rock music consumption was positively related to neuroticism.

Watching romance and comedies was connected negatively with psychoticism, but this association was tempered by an interaction in that psychoticism had the most negative effect on people who also had high levels of neuroticism.

Therefore, All of the following are examples of social or psychological constraint except the audience’s personality.

To learn more about Audience personality, refer to the link:

https://brainly.com/question/10163137

#SPJ5

As a result of technological innovation, automated water pumps are being installed on the farms of Kenyan tomato farmers. As a result of the increased use of automated water pumps, the equilibrium price of tomatoes will:

Answers

Answer: Fall due to increase in supply

Explanation:

The automated water pumps will help in irrigation of tomatoes as a result of this, sooner or later the problem of irrigation will be solved and there will be more production of tomatoes.

If the demands remains unchanged in the market for the tomatoes then it will lead to lower equilibrium price and the quantity increases.

Due to the automated water pump there will be a rise in the quantity of the tomatoes so the price equilibrium will fall.

Generally, a tax preparer must never provide a copy of a taxpayer's tax return to any other party. However, there are two exceptions allowing for limited disclosure. What are these exceptions

Answers

Answer:

A tax preparer can disclose a taxpayer's information with another tax preparer that works in the same firm that he/she does, as long as they are both located in the US.

A tax preparer can disclose a taxpayer's information with another tax preparer that does not work in the same firm that he/she does, are both located in the US, and the purpose of the disclosure is to provide auxiliary services or assist in the preparation of a tax return of a another taxpayer.

In June, an investor purchased 300 shares of Oracle stock at $20 per share. In August, she purchased an additional 400 shares at $25 per share. In November, she purchased an additional 400 shares, but the stock declined to $23 per share. What is the weighted mean price per share?

Answers

Answer:

$22.91

Explanation:

Calculation for What is the weighted mean price per share

Weighted mean price per share=300 shares*$20 per share+400 shares*$25 per share+400 shares*$23 per share÷300 shares+400 shares+400 shares

Weighted mean price per share=$6,000+$10,000+$9,200/1,100

Weighted mean price per share=$25,200/1,100

Weighted mean price per share=$22.91

Therefore the weighted mean price per share will be $22.91

Two jobs were worked on during the year: Job A-101 and Job A-102. The number of direct labor-hours spent on Job A-101 and Job A-102 were 1,200 and 1,000, respectively. The actual manufacturing overhead was $37,000. What was the amount of manufacturing overhead applied to Job A-101

Answers

Answer: $18000

Explanation:

Here's the complete question:

Midwest Corporation has provided the following data concerning manufacturing overhead for 2020: Estimated manufacturing overhead for the year$30,000 Estimated direct labor hours for the year 2,000 Two jobs were worked on during the year: Job A-101 and Job A-102. The number of direct labor-hours spent on Job A-101 and Job A-102 were 1,200 and 1,000, respectively. The actual manufacturing overhead was $37,000. What was the amount of manufacturing overhead applied to Job A-101?

The overhead rate will be:

$30,000 ÷ 2,000

= $15

Then, the amount of manufacturing overhead that is being applied to Job A-101 would be:

= $1,200 × $15

= $18,000

In which type of facility layout do machines, tools, and other resources move toward the product?
layout, machines, tools, equipment, and labor move toward the product, which does not move from its
In the case of a
place.

Answers

Answer: fixed position layout

Explanation:

Some of the vital factors that are considered with regards to the location of a facility are the closeness to the customers, and the suppliers, future expansion and environmental regulations.

The type of facility layout whereby machines, tools, and other resources move toward the product is referred to as fixed position layout.

Answer:

fixed position

Explanation:

I did the test

Study groups are always confusing and unorganized. Please select the best answer from the choices provided T F

Answers

Answer:

F

Explanation:

Answer:

false

Explanation:

i got a 100

Which of the following is generally regarded by academics as being the best single method for evaluating capital budgeting projects?
a. Net present value (NPV) method
b. Discounted payback method
c. Internal rate of return (IRR) method
d. Payback method
e. Modified internal rate of return (MIRR) method

Answers

Answer:

a. Net present value (NPV) method

Explanation:

Capital budgeting can be regarded as process that is been utilized by business or evaluation of potential major projects as well as investment. Example of project that business usually employ this method for is Construction of new plant by a company. One of the method use in capital budgeting is Net present value (NPV) method, this method allows to know current value of the cash flow that will come up in the future by the project as well as the initial capital investment. It should be noted that Net present value (NPV) method is generally regarded by academics as being the best single method for evaluating capital budgeting projects

A nonbinding price ceiling (i) causes a surplus. (ii) causes a shortage. (iii) is set at a price above the equilibrium price. (iv) is set at a price below the equilibrium price. g

Answers

Answer:

A non-binding price ceiling

(iii) is set at a price above the equilibrium price.

Explanation:

Generally, a non-binding price ceiling is set at a price that is greater than or equal to the market equilibrium price.  The price ceiling is the maximum price chargeable.  The opposite of a price ceiling is the price floor (the minimum price that can be charged).  A binding price floor, like a non-binding price ceiling, is usually set above the market equilibrium price, while a binding price ceiling is set below the market equilibrium price.

Salespeople called ________ typically answer simple questions, take orders, and complete transactions with customers. inside order takers

Answers

Answer:

B) inside order takers

Explanation:

These are the options for the question

A)managers B) inside order takers C)directors D)outside order takers

Inside order-takers activities can be associated with that of a retail sales assistant. They are available to serve any customer that patronize. It should be noted that Salespeople called inside order takers typically answer simple questions, take orders, and complete transactions with customers.

Suppose Ginger deposits $12,000 in cash into her checking account at the Bank of Skidoo. The Bank of Skidoo has no excess reserves and is subject to a 4 percent required reserve ratio.

Answers

Answer:

The question is incomplete since the requirements are missing, but I guess that it deals with the bank's ability to create money.

When you deposit money into a bank account, the bank will then lend most of that money to other clients. This is possible due to the money multiplier = 1 / required reserve rate = 1 / 4% = 25

the total increase in money supply = $12,000 x 25 = $300,000

Suppose that Fizzo and Pop Hop are the only two firms that sell orange soda. The following payoff matrix shows the profit (in millions of dollars) each company will earn depending on whether or not it advertises:
Pop Hop
Advertise Doesn’t Advertise
Fizzo Advertise 8, 8 15, 2
Doesn’t Advertise 2, 15 9, 9
For example, the upper right cell shows that if Fizzo advertises and Pop Hop doesn't advertise, Fizzo will make a profit of $15 million, and Pop Hop will make a profit of $2 million. Assume this is a simultaneous game and that Fizzo and Pop Hop are both profit-maximizing firms.
If Fizzo decides to advertise, it will earn a profit ofmillion if Pop Hop advertises and a profit ofmillion if Pop Hop does not advertise.
If Fizzo decides not to advertise, it will earn a profit ofmillion if Pop Hop advertises and a profit ofmillion if Pop Hop does not advertise.
If Pop Hop advertises, Fizzo makes a higher profit if it choosesto advertise .
If Pop Hop doesn't advertise, Fizzo makes a higher profit if it choosesto advertise .
Suppose that both firms start off not advertising. If the firms act independently, what strategies will they end up choosing?
Fizzo will choose not to advertise and Pop Hop will choose to advertise.
Both firms will choose to advertise.
Both firms will choose not to advertise.
Fizzo will choose to advertise and Pop Hop will choose not to advertise.
Again, suppose that both firms start off not advertising. If the firms decide to collude, what strategies will they end up choosing?
Fizzo will choose to advertise and Pop Hop will choose not to advertise.
Both firms will choose to advertise.
Both firms will choose not to advertise.
Fizzo will choose not to advertise and Pop Hop will choose to advertise.
Grade It Now
Sa

Answers

Solution :

It is given that Fizzo and Pop Hop sells orange soda. Fizzo advertises about his drinks while Pop Hop does not advertises.

According to the matrix provided we can conclude that :

-- If Fizzo wishes to advertise about his soda drinks, he will earn a profit of 8 million dollar and if Pop Hop do advertises and a 15 million dollar if Pop Hop does not advertises.

-- If Fizzo does not advertise, it will earn profit of about 2 million dollar if Pop Hop advertises and 9 million dollar if Pop Hop does not advertises.

-- When Pop Hop wished to advertise , Fizzo will make a higher profit if he chooses to advertise.

-- When Pop Hop do not advertise, Fizzo will make a higher profit when it chooses to advertise.

And if both the firms acts independently and they start off not advertising, then --- both firms will advertise as both of them will earn highest profits each.

If both the firms collude and both firms start off not advertising, the strategies they will end up is that both the firms will not advertise as the joint profit will be maximized.

Managers are important members of the organization. Within an organization, there are managers at f aders. Each of these levels has different managerial challenges and levels: top, middle, first-line, and team le decisions to make to achieve organizational effectiveness The four levels of managers perform different roles, but they need to operate to achieve organizational effectiveness. At the top of the organization are top managers. Top managers make long-term decisions orn the overall direction of the organization. A CEO would be considered a top manager. Middle managers, on the other hand, implement the policies and plans of the top managers. Middle managers also supervise and coordinate the activities of the first-line managers. First-line managers make short-term operating decisions and direct the tasks of nonmanagerial personnel. Team leaders are managers who are responsible for es facilitating team activities toward achieving key results. GlobalTech Advertising Inc. is a full-service marketing company that provides advertising development and placement in national Yellow Pages directories Select the most appropriate management level for each manager
1. Pat leads the sales force to achieve GlobalTech Advertising Inc.'s sales goals for the quarter Click to select
2. Rick develops GlobalTech Advertising Inc.'s human-resources policies to 3. Daisy is the foreperson of the warehou Help Save & Exit Submit 2. Rick develops GlobalTech Advertising Inc.'s human-resources policies
3. Daisy is the foreperson of the warehouse and ensures products are loaded effectively
4. Ruth is the art department head and supervises the art staff.
5. Gary analyzes the national sales forecasts of Yellow Pages directories and develops projections on long- term industry growth. ces
6. Greg is the national sales manager and coordinates the activities of his first-line managers.
7. Although he can't fire or discipline team members. Mike is in charge of making sure the team meets its production goals.
8. Nancy is the go-to person when the teams needs to coordinate their work or they have conflicts arise.

Answers

Answer:

GlobalTech Advertising Inc.

1. Pat leads the sales force to achieve GlobalTech Advertising Inc.'s sales goals for the quarter

Pat is a first-line manager.

2. Rick develops GlobalTech Advertising Inc.'s human-resources policies

Rick is a top manager.

3. Daisy is the foreperson of the warehouse and ensures products are loaded effectively

Daisy is a team leader.

4. Ruth is the art department head and supervises the art staff.

Ruth is a team leader.

5. Gary analyzes the national sales forecasts of Yellow Pages directories and develops projections on long- term industry growth.

Gary is a team leader.

6. Greg is the national sales manager and coordinates the activities of his first-line managers.

Greg is a middle manager.

7. Although he can't fire or discipline team members. Mike is in charge of making sure the team meets its production goals.

Mike is a team leader.

8. Nancy is the go-to person when the teams needs to coordinate their work or they have conflicts arise.

Nancy is the first-line manager.

Explanation:

a) Data:

Levels of management    Managerial Challenges

Top manager                     Long-term decisions, organization-wide

Middle manager                Policy and Plan Implementation, Supervision

                                          and Coordination of first-line managers

First-line manager             Short-term operating decisions, tasks direction

Team leader                      Facilitating team activities

b) The level of a manager can be determined by the managerial challenges she faces, as classified above.

A company's core value ls are those beliefs and princple that provide the ultimate guide to its decision making? True or false​

Answers

Answer:

True

Explanation:

The core values of an organization are those ideals and concepts that give its decision-making the definitive compass.

After listening to the talk or speech (select any one speech if you listened to more than one), write why you think the speaker is so effective. What

are some of the verbal and nonverbal techniques that the speaker uses to connect with the audience?

Answers

Explanation:

Attracting and integrating the audience is essential for a speech to be effective, for this there are verbal and non-verbal techniques that the speaker uses to capture the audience's attention.

It is essential that before speaking, there is a plan aligned to your audience, the speaker needs to know who your audience is, their characteristics, age, gender, etc., so that there is an adequacy of how their words can attract that audience specifically. Therefore, prior to any verbal or non-verbal technique, the speaker's prior preparation is necessary, he must have mastery of what he will speak, be sure of himself, cordial with people and know how to use the stage properly, so that his presence is properly noticed and it’s the main point of getting the audience’s attention.

It is also interesting to use everyday terms and situations that convey public identification, to make the lecture more flexible and less formal when possible.

Currently there are technological resources that also help the lecture to become more dynamic and less boring ... the speaker can use excerpts from videos, impact phrases, images, etc.

Answer:

(Answers may vary. The response below indicates the kind of details that you should include in your answer.)

The speaker spoke very clearly and passionately.

The language used was easy to understand, yet powerful.

The speaker effectively used voice modulation and pauses.

The speaker highlighted important points by emphasizing certain words while speaking.

The purpose of the speech came across very strongly.

The facial expressions and body language matched the intensity of the speech.

The speaker used hand gestures effectively to emphasize certain points.

The speaker made eye contact with the audience.

Explanation:

Durban Metal Products, Ltd., of the Republic of South Africa makes specialty metal parts used in applications ranging from the cutting edges of bulldozer blades to replacement parts for Land Rovers. The company uses an activity-based costing system for internal decision-making purposes. The company has four activity cost pools as listed below: Activity Cost Pool Activity Measure Activity Rate Order size Number of direct labor-hours $ 16.20 per direct labor-hour Customer orders Number of customer orders $ 363.00 per customer order Product testing Number of testing hours $ 85.00 per testing hour Selling Number of sales calls $ 1,487.00 per sales call The managing director of the company would like information concerning the cost of a recently completed order for heavy-duty trailer axles. The order required 170 direct labor-hours, 12 hours of product testing, and 3 sales calls. Required: What is the total overhead cost assigned to the order for heavy-duty trailer axles

Answers

Answer:

the total overhead cost assigned is $8,598

Explanation:

The computation of the total overhead cost assigned is shown below;

= $16.20 × 170 direct labor hours + $363  × 1 customer order + $85 × 12 hours of product costing + $1,487 × 3 sales calls

= $2,754 + $363 + $1,020 + $4,461

= $8,598

Hence, the total overhead cost assigned is $8,598

The same is to considered and relevant

45. Mia is a single, nonresident alien who began studying in the U.S. in 2018 in F-1 immigration status from Australia. She has wages of $6,700, interest income from her savings account of $230, $50 of dividends, and sold $3,000 of U.S. stocks for a $100 capital gain. She donated $2,000 of the proceeds to a local charity. Could Mia have her return completed at a Foreign Student and Scholar VITA site that has properly certified volunteers

Answers

Answer:

Mia could have her return completed at a Foreign Student and Scholar VITA site that has properly certified volunteers.

Explanation:

Nonresident aliens are non-US citizens.  They are expected to pay taxes on the income they earn in the U.S.  An F1 immigration visa is a nonimmigrant visa for those wishing to study in the U.S.  Since Mia earns some income in the US, she is expected to pay her U.S. taxes.  Provided the Foreign Student and Scholar VITA site has properly certified volunteers, Mia can have her tax return completed at the site.

Determine the number of cycles per day and a production quantity per cycle for this set of products that achieves fairly level production: Product Daily Quantity F 3 G 8 H 5 K 4 Click here for the Excel Data File Assume the production sequence will be F-G-H-K.

Answers

Answer:

Explanation:

Product      Daily Quantity

F                      3

G                     8

H                     5

K                      4

The smallest number is 3 for product F, thus 3 cycles per day

The number of units per cycle = [tex]\dfrac{ daily \ quantity }{ number\ of \ cycles \ per \ day}[/tex]

F  = 3/3 = 1 unit

G = 8/3 = 2.7 units

H = 5/3 = 1.7 units

K = 4/3 = 1.3 units

The cycles will be 1 unit, 2.7 units, 1.7 units, and 1.3 units.

The information given from the question is as follows:

Product      Daily Quantity

F                      3

G                     8

H                     5

K                      4

It can be deduced that the smallest number for product F is 3, therefore, there'll be 3 cycles per day.

Therefore, the number of units per cycle will be:

= Daily quantity / Number of cycles per day.

The cycle for F will be:

3/3 = 1 unit

The cycle for G will be:

= 8/3 = 2.7 units

The cycle for H will be:

= 5/3 = 1.7 units

The cycle for K will be:

= 4/3 = 1.3 units

Learn more about cycles on:

https://brainly.com/question/18720487

what type of business is the orthodontic practice where Amy works?

Answers

Answer:

I think its a dental practice.

Answer:

Dentistry

Explanation:

Orthodontics is a specialty of dentistry that deals with the correction of misaligned teeth.  Basically a dentist who specializes in braces.

You decide you want to be a millionaire. You deposit $50,000 in an investment account that earns 9% per year. The money in the account will be distributed to you whenever the total reaches $1,000,000. If you are 27 now, how old will you be when you get the money (rounded to the nearest year)

Answers

Answer:

62 years

Explanation:

PV = -50,000

FV = 1,000,000

I/Y = 9 %

CPT N = ?

So, we use the Financial calculator to find n

N = 34.76

How old I will be when i get the money = 27 + 34.76 =  61.76 ≅ 62 years

About COMM101
Keep Pushing and Grind! Achieve your unfulfilled potential! Watch this short video of Denzel Washington give a speech. Listen to his pause, rhythm, and execution. Practice, perfect, and execute. Provide comment on how this class has helped with public speaking in 6 to 10 sentences.

Answers

What would you say your style is mine is a mix of grunge,kinderwhore and a little bit of hippie fashion

Josh is a college student with no children. He is a US citizen. He must file his first tax return for earned Income of $15,000. He isn't Itemizing

deductions.

Answers

Answer:

blank one is "file a tax return"

blank two is "1040A"

#plato

file a tax return

1040EZ

In the United States, the driving force of the economy is which of the following?

a) net foreign sector
b) government purchases of goods and services
c) personal consumption expenditures
d) gross private domestic investment

Answers

C. personal consumption expenditures

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