Alfred is saving up money for a down payment on a townhouse. He currently has $5016$ 5016, but knows he can get a loan at a lower interest rate if he can put down $5994$ 5994. If he invests the $5016$ 5016 in an account that earns 4.4%4.4% annually, compounded monthly, how long will it take Alfred to accumulate the $5994$ 5994? Round your answer to two decimal places, if necessary.

Answers

Answer 1

Answer:

It will take Alfred to accumulate the $5994 annually 4.1367 and monthly 4.0557

Explanation:

In order to calculate how long will it take Alfred to accumulate the $5994 we would have to use the following formula:

A=P(1+r/n)∧n*t

P=$5,016

A=$5994

r=4.4%

n=1 annually

n=12 monthly

Therefore, t annually would be as follows:

5,994=$5,016(1+(4.4%/100)/1)∧1*t

t=4.1367

Therefore, t monthly would be as follows:

5,994=$5,016(1+(4.4%/100)/12)∧12*t

t=4.0557

It will take Alfred to accumulate the $5994 annually 4.1367 and monthly 4.0557


Related Questions

Bonds often pay a coupon twice a year. For the valuation of bonds that make semiannual payments, the number of periods doubles, whereas the amount of cash flow decreases by half. Using the values of cash flows and number of periods, the valuation model is adjusted accordingly. Assume that a $1,000,000 par value, semiannual coupon U.S. Treasury note with five years to maturity (YTM) has a coupon rate of 3%. The yield to maturity of the bond is 11.00%. Using this information and ignoring the other costs involved, calculate the value of the Treasury note:

Answers

Answer:

Value of treasury Note =$698,494.97

Explanation:

The value of the notes is the present value of the future cash inflows discounted at its YTM of 11%

Value of Notes = PV of interest + PV of RV  

The value of Note can be worked out as follows:  

Step 1  :Calculate the PV of Interest payment  

Present value of the interest payment  

PV = Interest payment × (1- (1+r)^(-n))/r  

r-Yield to Maturity, n- number of years

Interest payment = 3% × $1,000,000 × 1/2= $15,000 .

Semi-annual interest yield = 11%/2 =5.5%  

PV = 15,000 × (1 - (1.055)^(-5×2)/0.055) = 113,064.3874

Step 2   :PV of redemption Value  

PV of RV = RV × (1+r)^(-n)  

= 1000,000 × (1.055)^(-5×2)  

= 585,430.57

Step 3  

Calculate Value of the Notes

=113,064.3874  + 585,430.57

= $698,494.96

Value of treasury Note =$698,494.97

Dollar-value LIFO:

a. Starts with ending inventory measured at current costs and re-creates LIFO layers for measuring inventory costs.
b. Increases the recordkeeping costs of LIFO.
c. Only is allowed for internal reporting purposes.
d. None of these answer choices are correct.

Answers

Answer:

a. Starts with ending inventory measured at current costs and re-creates LIFO layers for measuring inventory costs.

Explanation:

Dollar-value LIFO refers a technique of accounting that employed for inventory based on the last-in-first-out model.

To obtain the dollar-value LIFO, the conversion price index that will be used to calculate the LIFO cost layer for each period must be calculated first.

Therefore, Dollar-value LIFO starts with ending inventory measured at current costs and re-creates LIFO layers for measuring inventory costs.

Tony Hawk's Adventure (THA) issued callable bonds on January 1, 2021. THA's accountant has projected the following amortization schedule from issuance until maturity: Date Cash Paid Interest Expense Increase in Carrying Value Carrying Value 01/01/2021 $ 379,697 06/30/2021 $ 16,000 $ 18,985 $ 2,985 382,682 12/31/2021 16,000 19,134 3,134 385,816 06/30/2022 16,000 19,291 3,291 389,107 12/31/2022 16,000 19,455 3,455 392,562 06/30/2023 16,000 19,628 3,628 396,190 12/31/2023 16,000 19,810 3,810 400,000 THA buys back the bonds for $384,446 immediately after the interest payment on 12/31/2021 and retires them. What gain or loss, if any, would THA record on this date

Answers

Answer:

THA would record a gain of $1,370 on 12/31/2021

Explanation:

Particulars                                                                                      Amount ($)

Carrying value of bonds after the interest payment on 12/31/2021 385,816

Less: Amount paid on redemption on 12/31/2021                         (384,446)

Gain on redemption of bonds                                                          1,370

Entry would be-

Date          Account titles and Explanation Debit ($)     Credit ($)

12/31/2021 Bonds payable                          385,816  

                       Cash                                                       384,446

                       Gain on redemption of bonds                   1,370

                       (To record redemption of bonds)  

A firm's average cost increases as it increases its output by expanding its plant and hiring additional workers (its only inputs to production). The firm's owner blames the increase in per-unit costs on the law of diminishing marginal productivity. The owner's reasoning is: A. correct because some inputs are fixed in the long run. B. incorrect because economies of scale are present. C. correct because marginal productivity must decrease in the short run. D. incorrect because all inputs are varied in the example.

Answers

Answer: D. incorrect because all inputs are varied in the example.

Explanation: While marginal productivity describes the extra output, or return, or profit gotten per unit by benefits from the production inputs of a company, the law of diminishing marginal productivity is one that recognizes that the quantity of all inputs of production cannot be changed at one time. The owner's reasoning of attributing the increase in per-unit costs on the law of diminishing marginal productivity is  incorrect because all inputs are varied in the example. Marginal productivity eventually declines because some inputs are fixed, but however, in the long run where no inputs are fixed, the law does not apply.

Big data analytics programs (which analyze massive data sets to make decisions) use gigantic computing power to quantify trends that would be beyond the grasp of human observers. As the use of this quantitative analysis increases, do you think it may decrease the "humanity of production" in organizations?

Answers

Answer:

The correct answer is: No, it may not decrease the humanity of production in organizations.

Explanation:

To begin with, the term known as ''humanity of production'' refers to that human element that gives to the company its capability of leadership and other human abilities. Moreover, when it comes to the big data analytics those programs would not decrease the humanity of production because in order to create all those programs and in order to read all the information that those programs give and to use it and implement there will be a need of using human capital to complete the whole objective. So therefore that human will be as need as machines.

A firm has issued 40,000 shares of stock whose current price is $81 per share. Shareholders expect an annual return of 15%. The firm also has a two-year loan of $1,800,000 at 6.4% annual interest. It has also issued 8,500 bonds with a face value of $1,000 each, with 15 years left to maturity, semi-annual compounding, and a coupon interest rate of 5%. The bonds are currently worth (have a current market price of) $1,100 each on the market.(a) Using market values for its debt and equity, calculate the firm's weighted-average cost of capital (WACC) before taxes. Round to tenths place (e.g., 12.8%) (b) Assume a tax rate of 38% applies. Calculated the WACC after accounting for the impact taxes have with same rounding)

Answers

Answer:

(a) WACC before tax is 7.43%

(b)  WACC after tax is 5.89%

Explanation:

WACC = Value of equity * cost of equity/ (Value of equity & debt) + Value of debt * cost of debt/ (Value of equity & debt)

Value of equity = number of share * current price = 40,000 * $81 = $3,240,000

Market value of bond = $1,100 * 8,500 = $9,350,000

Market value of equity & debt = $3,240,000 + $1,800,000 + $9,350,000 = $14,390,000

(a)  WACC before tax = 3,240,000 * 15%/ 14,390,000 +1,800,000 * 6.4%/ 14,390,000 + 9,350,000 * 5%/ 14,390,000 = 7.43%

(b) If tax rate is 38%, then cost of debt is changed as below:

Cost of two-year loan = 6.4%* (1-38%) = 3.97%

Cost of bond = 5% * (1-38%) = 3.1%

WACC after tax =  3,240,000 * 15%/ 14,390,000 +1,800,000 * 3.97%/ 14,390,000 + 9,350,000 * 3.1%/ 14,390,000 = 5.89%

You are considering acquiring a firm that you believe can generate expected cash flows of $10,000 a year forever. However, you recognize that those cash flows are uncertain. a. Suppose you believe that the beta of the firm is 0.4. How much is the firm worth if the risk-free rate is 4% and the expected rate of return on the market portfolio is 11%

Answers

Answer:

PV or value of the firm = $147058.8235

Explanation:

To calculate the worth of the firm, we first need to determine the required rate of return of this firm. Using the CAPM equation, we calculate the required rate of return to be,

r = rRF + Beta * (rM - rRF)

Where,

rRF is the risk free raterM is the return on market

r = 0.04 + 0.4 * (0.11 - 0.04)

r = 0.068 or 6.8%

As the firm is expected to generate a constant cash flow forever, it can be treated as a perpetuity. To calculate the value of the firm, we use the present value of perpetuity. The formula for present value of perpetuity is,

PV = Cash flow / r

Where,

r is the required rate of return

PV or value of the firm = 10000 / 0.068

PV or value of the firm = $147058.8235

Which of the following is an expense of this period? Multiple Choice Costs of items paid for in this period but used up next period Repayment of debt from a loan in a prior period Cost of land purchased and paid for this period Costs of items used up this period but paid for next period

Answers

Answer: Costs of items used up this period but paid for next period

Explanation:

Period Expenses for the period are transactions that should be expensed because they were used in the current period.

Therefore if a period cost is not used in the period, it is not considered a period cost even if the company pays for it in the current period which also means that if a period cost for the period is not paid in the current period but in the next one, it is still a period cost for the current period.

From the above therefore, the period cost is the cost of items used up in this period but paid for in the next one.

The land purchased might look like the obvious choice but it is not because Assets are capitalised and not expensed.

Selma operates a contractor's supply store. She maintains her books using the cash method. At the end of the year, her accountant computes her accrual basis income that is used on her tax return. For 2015, Selma had cash receipts of $1.4 million, which included $200,000 collected on accounts receivable from 2014 sales. It also included the proceeds of a $100,000 bank loan. At the end of 2015, she had $250,000 in accounts receivale from customers, all from 2015 sales.
a. Compute Selma's accrual basis gross receipts for 2015
b. Selma paid cash for all of the purchases. The total amount paid for merchandise in 2014 was $1.3 million. At the end of 2014, she had merchandise on hand with a cost of $150,000. At the end of 2015, the cost of merchandise on hand was $300,000. Compute Selma's gross income from merchandise sales for 2015

Answers

Answer:

A.$1,350,000

B.$ 200,000

Explanation:

Selma

a.

Selma's accrual basis gross receipts for 2015 will be ;

Amount of Cash received by Selma $1,400,000

Less:

Accounts receivable collected (200,000)

Bank loan proceed(100,000)

Add: Ending accounts receivable 250,000

Gross receipts $1,350,000

b.Selma's gross income from merchandise sales for 2015 will be :

Gross receipts brought forward(A) $1,350,000

Cost of goods sold:

Selma Purchases$1,300,000

Inventory at the beginning 150,000

Ending inventory(300,000)

Gross income$ 200,000

(1,350,000-1,150,000)

(1,300,000+150,000-300,000)

=1,150,000

David Douglas, an announcer from local WTJM radio, has approached you with an exciting offer. He is planning to interview a popular touring group on his radio show next week, and he would like to conduct the interview in your cafe. David would bring all the equipment and promote the event. He explains, "It would bring a lot of business to the cafe, and you would not have to do anything. I am very experienced in promoting and organizing events and would only charge you $250 to take care of it all! I promise you that your sales will increase at the event. Are you interested

Answers

Answer:

Yes interested in the offer of David Douglas

Explanation:

The David Douglas is an announcer on radio. It has viewership and audience listens to him. If the interviews are conducted with popular touring group at our cafe it will boost sales of cafe and good customer service will result in words of mouth marketing of cafe. Projected sales will be nearly $11,298 and after deducting the expenses the profit will be nearly $1200. This is an opportunity to promote cafe sales and should accept the offer.

The common stock and debt of Northern Sludge are valued at $62 million and $38 million, respectively. Investors currently require a 16.8% return on the common stock and a/an 7.2% return on the debt. If Northern Sludge issues an additional $21 million of common stock and uses this money to retire debt, what happens to the expected return on the stock? Assume that the change in capital structure does not affect the interest rate on Northern’s debt and that there are no taxes.

Answers

Answer:

the expected return on the stock will decrease

Explanation:

total firm's value $100 million

equity $68 milliondebt $32 million

required rate of return:

cost of equity 16.8%cost of debt 7.2%

if the firm issues new stock and retires debt:

equity $89 milliondebt $11 million

The return on equity (ROE) measures how much money a company earns per dollar invested, ROE formula = net income / total equity

now let's suppose that the firm's net income is $10 million:

under the old capital structure ROE = $10 / $68 = 14.7%

now under the new capital structure net income will increase by the amount of interests saved = $21 x 7.2% = 1.512

new net income = $11.512

new ROE = $11.512 / $89 = 12.9%

following this example, the new ROE will be 12.2% lower than before because the cost of debt was much lower than the cost of equity.

as the weight of equity increases, the company's WACC will increase also:

old WACC = (68/100 x 16.8%) + (32/100 x 7.2%) = 11.424 + 2.304 = 13.728%old WACC = (89/100 x 16.8%) + (11/100 x 7.2%) = 14.952 + 0.792 = 15.744%

Complete the following statements to demonstrate your understanding of the relationships among the different structures of the Federal Reserve.
The Board of Governors of the Federal Reserve is in charge of setting and overseeing monetary policy and is headed by the (speaker of the house/president of the bank of nwe york/president of the federal open marker committee/chairman of federal reserve) . Monetary policy is supposed to be (independent of/coordinated with) Congress and the president. This goal is aided by the fact that the governors' (two years term dont allow/ 14 year terms allow)
them to outlast the president who appointed them.
Because Congress initially intended to create a decentralized banking system, there are also smaller branches of the Federal Reserve known as district banks.
The presidents of the district banks take turns serving as members of the (board of goverment/ federal open market committee)
The Federal Open Market Committee (FOMC) is the official policymaking body of the Federal Reserve and is made up of (all board governors and five bank presidents/ all bank presidents and five board governors/ memebers of the board of governors/ distrtct bank presidents) . The mechanism for translating FOMC policy into action is (the federal funds rate/the reserve requirement/ the statement of open-market operations/ an FOMC directive) , which outlines the course of monetary policy for the next six weeks.

Answers

Answer:

The Board of Governors of the Federal Reserve is in charge of setting and overseeing monetary policy and is headed by the chairman of federal reserve.  Monetary policy is supposed to be independent of Congress and the president.  This goal is aided by the fact that the governors' 14 year terms allow them to outlast the president who appointed them.

Because Congress initially intended to create a decentralized banking system, there are also smaller branches of the Federal Reserve known as district banks.

The presidents of the district banks take turns serving as members of the federal open market committee.

The Federal Open Market Committee (FOMC) is the official policy-making body of the Federal Reserve and is made up of district bank presidents. The mechanism for translating FOMC policy into action is the reserve requirement, which outlines the course of monetary policy for the next six weeks.

Explanation:

The Federal Reserve is the U.S. equivalent of a central bank.  It conducts the nation's monetary policy, provides and maintains an effective and efficient payments system, and supervises and regulates banking operations.

Trio Company reports the following information for the current year, which is its first year of operations.
Direct materials $15 per unit
Direct labor $15 per unit
Overhead costs for the year
Variable overhead $3 per unit
Fixed overhead $120,000 per year
Units produced this year 20,000 units
Units sold this year 14,000 units
Ending finished goods inventory in
units 6,000 units
1. Compute the cost per unit using absorption costing and then using variable costing2. Determine the cost of ending finished goods inventory using absorption costing and then using variable costing3. Determine the cost of goods sold using variable costing and then using variable costing

Answers

Answer:

Instructions are below.

Explanation:

Giving the following information:

Direct materials $15 per unit

Direct labor $15 per unit

Overhead costs for the year

Variable overhead $3 per unit

Fixed overhead $120,000 per year

Units produced this year 20,000 units

Units sold this year 14,000 units

Ending finished goods inventory in

units 6,000 units

The absorption costing method includes all costs related to production, both fixed and variable. The unit product cost is calculated using direct material, direct labor, and total unitary manufacturing overhead.

The variable costing method incorporates all variable production costs (direct material, direct labor, and variable overhead).

1) Absorption costing method:

Unitary fixed overhead= 120,000/20,000= 6

Unit product cost= direct material + direct labor + total unitary overhead

Unit product cost= 15 + 15 + 3 + 6= 39

Variable costing:

Unit product cost= direct material + direct labor + variable overhead

Unit product cost= 33

2) Ending inventory:

Absorption costing= 6,000*39= $234,000

Variable costing= 6,000*33= $198,000

3) Cost of goods sold:

Absorption costing= 14,000*39= 546,000

Variable costing= 14,000*33= 462,000

The Mazzanti Wholesale Food Company's fiscal year-end is June 30. The company issues quarterly financial statements requiring the company to prepare adjusting entries at the end of each quarter. Assume all quarterly adjusting entries were properly recorded. On December 1, 2020, the company paid its annual fire insurance premium of $9,200 for the year beginning December 1 and debited prepaid insurance. On August 31, 2020, the company borrowed $152,500 from a local bank. The note requires principal and interest at 8% to be paid on August 31, 2021. Mazzanti owns a warehouse that it rents to another company. On January 1, 2021, Mazzanti collected $30,400 representing rent for the 2021 calendar year and credited deferred rent revenue. Depreciation on the office building is $22,200 for the fiscal year. Employee salaries for the month of June 2021 $22,000 will be paid on July 20, 2021. Prepare the necessary year-end adjusting entries at the end of June 30, 2021, for the above situations. (If no entry is required for a transaction/event, select "No journal entry required" in the first account field.)

Answers

Answer:

1.Dr Insurance expense 2,300

Cr Prepaid insurance 2,300

2.Dr Interest expense 3,050

Cr Interest payable 3,050

3.Dr Deferred rent revenue 7,600

Cr Rent revenue 7,600

4.Dr Depreciation expense 5,550

Accumulated

depreciation—building 5,550

5.Dr Salaries and wages expenses 22,000

Cr Salaries and wages payable 22,000

Explanation:

The Mazzanti Wholesale Food Company's Journal entries

1.

Dr Insurance expense 2,300

(9200×3/12 months)

Cr Prepaid insurance 2,300

2.

Dr Interest expense 3,050

(152,500×8%×3/12months )

Cr Interest payable 3,050

3.

Dr Deferred rent revenue 7,600

(30,400×3/12months)

Cr Rent revenue 7,600

4.

Dr Depreciation expense 5,550

(22,200×3/12 months)

Accumulated

depreciation—building 5,550

5.

Dr Salaries and wages expenses 22,000

Cr Salaries and wages payable 22,000

Consider the following production and cost data for two products, L and C: Product L Product C Contribution margin per unit $24 $18 Machine-hours needed per unit 3 hours 2 hours The company can only perform 14,200 machine hours each period, due to limited skilled labor and there is unlimited demand for each product. What is the largest possible total contribution margin that can be realized each period?

Answers

Answer:

Largest possible total contribution margin = $127,800

Explanation:

Whenever a company is faced with a limiting factor i.e a resource in short supply, the company should allocate the resource to the product with he highest contribution per unit of the scare resource

The highest contribution from the 4,200 machine hours could be determined as follows:

Step 1 : Contribution per hour

Contribution per machine hour = contribution per unit/ machine hour

                                                Product L         Product C

                                                      $                             $

Contribution                               24                           18      

Machine hour                             3                              2

Contribution per hour             8/ hr                           9/hr

Ranking                                       2nd                         1st

Product C would be produced using the entire machine hours. Doing so would generate the highest contribution possible.

Contribution = contribution per hour ×   machine hours

                     =       9 ×  14,200 = $127,800

Largest possible total contribution margin = $127,800

Tom Reynold is the sole proprietor of Pretty Pets​, a business specializing in the sale of​ high-end pet gifts and accessories. Pretty Pets​' sales totaled $ 986 comma 000 during the most recent year. During the​ year, the company spent $ 52 comma 000 on expenses relating to website​ maintenance, $ 31 comma 300 on​ marketing, and $ 29 comma 500 on​ wrapping, boxing, and shipping the goods to customers. Pretty Pets also spent $ 640 comma 000 on inventory purchases and an additional $ 18 comma 000 on​ freight-in charges. The company started the year with $ 18 comma 250 of inventory on hand and ended the year with $ 18 comma 400 of inventory. Prepare Pretty Pets​' income statement for the most recent year.

Answers

Answer and Explanation:

For preparing the income statement first we have to determine the cost of goods sold which is shown below:

Beginning inventory $18,250

Add Inventory purchase ($640,000 + $18,000)  $658,000

Total goods available for sale $676,250

Less: Ending inventory ($18,400)

Cost of goods sold $657,850

Now the preparation of the income statement is presented below:

                                           Income statement

Sales  $986,000

Less: Cost of goods sold - $657,850

Gross profit  $328,150

Less: Operating expenses  

Expenses relating to website maintenance -$52,000

Marketing exp -$31,300

wrapping, boxing, and shipping Exp -$29,500

Net income $215,350

The following information is related to Kingbird Company for 2017.

Retained earnings balance, January 1, 2017 $981,000
Sales Revenue 26,100,000
Cost of goods sold 16,100,000
Interest revenue 71,000
Selling and administrative expenses 4,710,000
Write-off of goodwill 821,000
Income taxes for 2017 1,254,000
Gain on the sale of investments 111,000
Loss due to flood damage 391,000
Loss on the disposition of the wholesale division (net of tax) 441,000
Loss on operations of the wholesale division (net of tax) 91,000
Dividends declared on common stock 251,000
Dividends declared on preferred stock 81,000

Kingbird Company decided to discontinue its entire wholesale operations (considered a discontinued operation) and to retain its manufacturing operations. On September 15, Kingbird sold the wholesale operations to Rogers Company. During 2017, there were 490,000 shares of common stock outstanding all year.

Required:
Prepare the mutiple step income statement.

Answers

Answer:

Net income is $2,474,000

Retained earning for the year 2017 is $2,142,000

Retained earnings balance at December 31, 2017 is $3,123,000

Explanation:

A multi-step income statement is an income statement that shows gross profit and the detailed of each category of expenses and incomes to arrive at the net income of a company for a particular period.

This can be prepared as follows:

Kingbird Company

Mutiple step income statement

for the year ended December 31, 2017

Details                                                                  $        

Sales Revenue                                           26,100,000

Cost of goods sold                                    (16,100,000)

Gross profit                                                10,000,000

Operating expenses:

Selling and administrative expenses        (4,710,000)

Operating income                                       5,290,000  

Other income (loss):

Gain on the sale of investments                     111,000

Write-off of goodwill                                      (821,000)

Loss due to flood damage                            (391,000)

Interest income:

Interest revenue                                               71,000  

Income before tax                                       4,260,000

Income taxes for 2017                                (1,254,000)

Income after tax                                          3,006,000

Extraordinary items:

Loss on wholesale div. disp. (net of tax)      (441,000)

Loss on wholesale div. op. (net of tax)          (91,000)

Net income                                                   2,474,000

Preferred stock dividend                                (81,000)

Common stock dividend                               (251,000)

Retained earning for the year 2017             2,142,000

Retained earnings balance, Jan. 1, 2017        981,000

Retained earnings bal., Dec. 31, 2017       3,123,000

​Mcleod, Inc. incurred fixed costs of $ 400 comma 000. Total​ costs, both fixed and​ variable, are $ 450 comma 000 when 59 comma 000 units are produced. It sold 30 comma 000 units during the year. Calculate the variable cost per unit.​ (Round your answer to the nearest​ cent.)

Answers

Answer:

Unitary variable cost= $1.72

Explanation:

Giving the following information:

Mcleod, Inc. incurred fixed costs of $400,000.

Total​ costs= $450,000

Units produced= 59,000

First, we need to calculate the total variable cost:

Total variable cost= total cost - total fixed cost

Total variable cost= 450,000 - 400,000

Total variable cost= 50,000

Now, the unitary variable cost:

unitary variable cost= 50,000/29,000

unitary variable cost= $1.72

Indicate whether each of the following statements is true or faise Statement 1. The government can raise revenue by taxing the sellers without creating deadweight loss when the demand for the goods being taxed is perfectly inelastic 2. A tax that raises no revenue for the government cannot have any deadweight loss.

Answers

Answer and Explanation:

The indication of the following statement regarding true or false is

For Statement 1

This given statement is true as the demand is perfectly inelastic so there is no deadweight loss because quantity does not change or not have any impact

Therefore,  in this case, the government only raise revenue but at the same time when there is an increase in elasticity so there is a change in deadweight loss

For Statement 2

This given statement is false as if no revenue is there, there will be deadweight loss

Your grandparents would like to establish a trust fund that will pay you and your heirs $130,000 per year forever with the first payment one year from today. If the trust fund earns an annual return of 2.5 percent, how much must your grandparents deposit today

Answers

Answer:

My grandparents deposit $5200000 today.

Explanation:

The annual return earned by trust fund = $2.5 percent

It is given that the trust will pay annually a certain amount for infinite period so annual pay  = $130000 per year.

Now we have to calculate the invested or deposited amount by grandparents today.

The present value of future constant annual payment over infinite period = (P/A, i%, n = infinity) or 1 / i%

The amount that should be deposited today :

[tex]= 130000 \times \frac{1}{2.5 \ percent} \\= 5200000[/tex]

On January 1, Guillen Corporation had 91,500 shares of no-par common stock issued and outstanding. The stock has a stated value of $4 per share. During the year, the following occurred. Apr. 1 Issued 20,000 additional shares of common stock for $16 per share. June 15 Declared a cash dividend of $1 per share to stockholders of record on June 30. July 10 Paid the $1 cash dividend. Dec. 1 Issued 1,000 additional shares of common stock for $20 per share. 15 Declared a cash dividend on outstanding shares of $4.10 per share to stockholders of record on December 31.
Prepare the entries to record these transactions. (If no entry is required, select "No entry" for the account titles and enter 0 for the amounts. Record journal entries in the order presented in the problem. Credit account titles are automatically indented when amount is entered. Do not indent manually.)

Answers

Answer:

Apr. 1 Issued 20,000 additional shares of common stock for $16 per share.

Dr Cash 320,000 (= 20,000 x $16)

    Cr Common stock 320,000

June 15 Declared a cash dividend of $1 per share to stockholders of record on June 30.

Dr Retained earnings 42,875 (= 42,875 x $1)

    Cr Dividends payable 42,875

July 10 Paid the $1 cash dividend.

Dr Dividends payable 42,875

    Cr Cash 42,875

Dec. 1 Issued 1,000 additional shares of common stock for $20 per share.

Dr Cash 20,000 (= 1,000 x $20)

    Cr Common stock 20,000

Dec. 15 Declared a cash dividend on outstanding shares of $4.10 per share to stockholders of record on December 31.

Dr Retained earnings 179,887.50 (= 43,875 stocks x $4.10)

    Cr Dividends payable 179,887.50

g A statement describing how the world is a. is a normative statement. b. is a positive statement. c. would only be made by an economist speaking as a policy adviser. d. would only be made by an economist employed by the government.

Answers

Answer:

b. is a positive statement

Explanation:

Positive statements describes what is and not ones personal opinion or value judgements.

An example of a positive statment is when prices increase, demand falls.

A normative statement describes value judgement and it is not based on empirical evidence.

An example of a normative statment is the government ought to increase prices of junk food so people can eat more healthy food.

I hope my answer helps you

you work at an electronYou work at a local electronics store, Electronics Warehouse. While you are working you spot a customer who appears to place something into their backpack (which you think is an item they haven't paid for). Before they exit the store you yell "STOP THAT THIEF" and another employee tackles the customer at the exit. When the customer is tackled he injures his knee and is spotted by his current boss. You and the employee escort the customer back to the security office and rummage through his backpack, but unfortunately you don't find any evidence that something was stolen, so you release the customer and apologize for the mix-up. The next day the customer returns to his job and is fired for being "a thief" by his boss who witnessed the events at the electronics store the day before. a. Explain in detail what tort theories the customer can sue the Electronics Warehouse. Would he be successful? b. Can you or the other employee be sued for a tort? If so, what tort(s)? c. What defenses would the Electronics Warehouse raise? Would they be successful?

Answers

Answer: The answers are provided below

Explanation:

a. Yes, the customer can sue the Electronics warehouse. The customer was wrongly accused of stealing and was called a thief in front of everyone present in the store. In this case, the customer has lost his reputation.

The customer can be successful because he was called a thief which he wasn't. He got injured due to this and also lost his job. This is a serious misconduct and offense and the customer can be successful if he sue the Electronics company.

b. Yes, the employee and I can be sued for tort as we called him a thief without investigation and injured him. This has led to a big harm for the customer who lost his job due to this issue. With the illegal approach, both the employee and the electronic store can face the legal proceedings asnthey can be sued for major loss for the customer.

c. The Electronic Warehouse can raise the defense that they have apologized to the customer and they can also say that they took the measure to protect their stores from theft.

No, they can't be successful as they easily stop the customer without tackling him and making a mockery of him by calling him a thief. He also lost his job due to this. Hence, this is a serious issue that has created emotional and financial damage for the customer.

Between 2015 and 2016, the country of North Grogolia experienced a growth rate of -1.4%. If nominal GDP had increased by 3.1% and the population growth was recorded at 0.7%, then calculate the annual inflation rate in North Grogolia. Give your answer to one decimal.

Answers

Answer: 3.8%

Explanation:

To calculate this you can use the Economic Growth Formula because price change is one of the components of the equation and as you may know, inflation is the change in Prices from one period to the next.

The Equation is,

Economic Growth = % Δ Nominal GDP – % Δ Prices – % Δ Population.

Making % Δ Prices the subject gives,

% Δ Prices = - Economic growth + % Δ Nominal GDP - % Δ Population

= - (- 1.4%) + 3.1% - 0.7%

= 1.4% + 3.1% - 0.7%

= 3.8%

The inflation rate is therefore 3.8%

Assume that the public in the small country of Sylvania does not hold any cash. Commercial​ banks, however, hold 10 percent of their checking deposits as excess​ reserves, regardless of the interest rate. In the questions that​ follow, the​ "money multiplier" is given by 1 / (RR + ER ).

Where

RR ​= the percentage of deposits that banks are required to keep as reserves
ER ​= the percentage of deposits that banks voluntarily hold as excess reserves

Consider the balance sheet of one of several identical​ banks:

Assets Liabilities and Net Worth
Reserves 400 Checking Deposits 2,000
Loans 1,600 Net Worth 0
Total Assets 2,000 Liabilities and Net Worth 2,000

The required reserve ratio in this economy is _________​%. ​(Enter your response as an integer​.)
If the total money stock (supply) is $600,000, the total amount of reserves held in the banking system is_____ $

Answers

Answer and Explanation:

The computation is shown below:

(1) The required reserve ratio is

= Required reserves ÷ Checkable deposit

where,

Required reserves

= Total reserves - Excess reserves

= 400 - 2,000 × 10%

= $400 - $200

= $200

And, the checkable deposit is $2,000

So, the required reserve ratio is

= $200 ÷ $2,000

= 10%

(2) Now the total amount of reserves is

But before that first we have to determine the money multiplier is

Money multiplier (MM) = 1  ÷ (ER + RR)

= 1  ÷ (0.10 + 0.10)

= 1 ÷ 0.20

= 5

Now

Monetary base (MB) is

= Money stock  ÷ Money multiplier

= $600,000 ÷ 5

= $120,000

And as we know that

Monetary base = Currency + Reserves, and Currency (i.e held by public) = 0

So,

Reserves = Monetary base = $120,000

Suppose the income elasticity of demand is -0.5 for good X. This implies that a 5% decrease in income will cause the quantity demanded of good X to a. increase by 2.5%, and X is an inferior good. b. decrease by 2.5% and X is a normal good. c. increase by 10% and X is an inferior good. d. decrease by 10% and X is a normal good.

Answers

Answer:

a. increase by 2.5%, and X is an inferior good.

Explanation:

The income elasticity of demand is the ratio between the percentage change in demand and the percentage change in income.

The change in demand caused by a 5% decrease in income is:

[tex]-0.5=\frac{\%\ change\ demand}{\%\ change\ income} \\-0.5=\frac{D}{-5\%} \\D=+2.5\%[/tex]

Demand will increase by 2.5%. A good whose demand increases when consumer income decreases is called an inferior good.

Therefore, the answer is a. increase by 2.5%, and X is an inferior good.

Within the relevant range, the variable cost per unit: remains constant as activity changes. increases as activity increases. decreases as activity increases. can increase or decrease as the activity changes.

Answers

Answer:

remains constant as activity changes.

Explanation:

The Variable Cost per unit is the actual production cost that is incurred in order to produce each unit that is affected by changes in the company's output or activity level. Within the relevant range, the variable cost per unit remains constant as activity changes, even though the total dollar amount varies in accordance to the various changes in the company's activity, the variable cost will stay constant on a per unit basis.

Steeler Company has issued bonds that pay semiannually with the following characteristics: Coupon Yield to Maturity Maturity Duration 10% 10% 10 years 6.76 years If the yield to maturity decreases to 8.045%, the expected percentage change in the price of the bond using modified duration would be ________.

Answers

Answer:

the expected percentage change in the price of the bond using modified duration would be 12%

Explanation:

A= Semi annually= 2

YM= Yield to Maturity= 10%

M= Maturity= 10%

MtD= Maturity duration= 6.76 years

Modified duration (MD)= MtD/1+YM/A

MD= 6.76/1+10%/2= 6.76/1.05= 6.438 approx 6.44 years

Change in Yield to maturity = 8.045%- 10%= -1.955%

Change in percentage Price= -Modified duration*Change in Yield to maturity

Change in percentage Price= -6.44*(--1.955%

)= 12.59%

At the beginning of the month, Arthur's Olde Consulting Corporation had two jobs in process that had the following costs assigned from previous months:
Job Number Direct Labor Applied Overhead
SY-400 $ 23,790 ?
SY-403 15,870 ?
During the month, Jobs SY-400 and SY-403 were completed but not billed to customers. The completion costs for SY-400 required $26,700 in direct labor. For SY-403, $79,500 in labor was used.
During the month, the only new job, SY-404, was started but not finished. Total direct labor costs for all jobs amounted to $150,570 for the month. Overhead in this company refers to the cost of work that is not directly traced to particular jobs, including copying, printing, and travel costs to meet with clients. Overhead is applied at a rate of 70 percent of direct labor costs for this and previous periods. Actual overhead for the month was $107,600.
Required:
(a) What are the costs of Jobs SY-400 and SY-403 at the beginning of the month and when completed?
(b) What is the cost of Job SY-404 at the end of the month?
(c) How much was under- or overapplied service overhead for the month?

Answers

Answer:

Cost at the beginning:

Cost of SY-400 $40,443.00

Cost SY-403 $ 26,979.00  

Cost at month end:

Cost of SY-400 $85,833.00  

Cost of SY-403 $162,129.00  

Cost of SY-404 $75429

Overhead was under-applied by $2,201.00

Explanation:

At the beginning of the month costs of jobs SY-400 and SY-403 are the direct labor costs incurred already plus 70% of the direct labor cost as overhead applied:

Cost of SY-400=$23,790+($23,790*70%)=$40,443.00

Cost SY-403=$15,870+($15,870*70%) =$ 26,979.00  

Costs at the end of the month would be cost at the beginning plus new direct labor cost incurred as well as the overhead on the new direct labor cost:

Cost of SY-400=$40,443.00+$26,700+($26,700*70%)=$85,833.00  

Cost of SY-403=$ 26,979.00+$79500+(70%*$79500)=$162,129.00  

Direct labor cost of SY-404=$150,570- $26,700-$79,500=$44370

Cost of SY-404=$44370+(70%*$44370)=$75429

Actual overhead is $107,600

Overhead applied=(70%*$44370)+(70%*$79500)+($26,700*70%)=$105,399.00  

Under-applied overhead=$107,600-$105,399=$2,201.00  

a) The cost of Jobs SY-400 and SY-403 at the beginning of the month and on completion are:

                                SY-400        SY=403  

Beginning costs     $40,443        $26,979

Total costs            $85,833       $162,129    

b) The cost of Job SY-404 at the end of the month is $75,429.

c) The Service Overhead for the month was underapplied by $2,201.

Data and Calculations:

Job Number   Direct Labor   Applied Overhead                       Total Costs

SY-400             $ 23,790          ? = $16,653 ($23,790 x 70%)     $40,443

SY-403                 15,870          ? =  $11,109 ($15,870 x 70%)       $26,979

                                SY-400        SY=403          SY404          Total Costs

Beginning costs     $40,443        $26,979          $0                   $67,422

Direct labor              26,700          79,500        $44,370          $150,570

Overhead applied   18,690          55,650           31,059            105,399

Total costs           $85,833       $162,129       $75,429          $323,391

Overhead applied = $105,399

Actual overhead      $107,600

Underapplied o/h =     $2,201

Learn more: https://brainly.com/question/24516871

When a project has a "hard gate," like being ready on time, how does that affect normal success criteria? Is it fair to judge a project with a critical completion date by normal project success standards? Why or why not?

Answers

Explanation:

The issue that determines the success of a project is usually attributed to managing the scope of the project.  Therefore, in some projects, the deadline for completion is not necessarily the most fundamental criterion that will incur your success.

Every project has a defined deadline for the beginning and the end, so the project management must be planned so that the time is sufficient for the execution of its tasks that will lead to the achievement of the objectives and goals.

Therefore, it is not fair to judge a project with a critical completion date, due to the fact that the project was developed and controlled so that success was related to other more important variables for such a project, not only time, but also its effectiveness , cost-benefit, quality, costs, etc.

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