Devon forgets to pay her credit card bill for three months. What is the impact of her forgetfulness? (choose ALL correct answers) *A late payment fee will be charged to her account *A balance transfer fee will be charged to her account *Her A.P.R. (interest rate) will rise to 30.24% until she pays back the amount she owes. *Her A.P.R. (interest rate) will rise to 30.24% and stay there until she makes six consecutive minimum payments

Answers

Answer 1

Answer:

A late payment fee will be charged to her account.

Explanation:

As mandated by law one is expected to pay outstanding credit card balances within a 21 days period after which you may face additional charges and restrictions.

Since in Devon's case she forgot her credit card bill for up to three months her account would have already been charged a late payment fee from the very first month and this fee will continue to increase in line with the Credit CARD Act of 2009.


Related Questions

explain advertisement

Answers

Answer: Advertisement is a marketing communication. It is used to promote businesses and their products. Used to promote more effectiveness in a businesses profit and their sales. May be seen in the form of commercials or billboard announcements in everyday life.

Technology allows firms to listen to customers' wants, track their purchases, provide them with better service, and give them more access to information.

Answers

Answer:

This is true

Explanation:

With the recent development in modern communication technologies, communication with customers is is now very easy and yet very sophisticated. The advent of modern day communication in business like the internet and online shopping had now made it possible for a customer to communicate their wants easily to the seller and also make purchase, track their purchase and easily access more information about their seller and their purchase all from the comfort of their homes.

Abigail sells rice to stores. She has total og 125 cavans that she plans to distribute to three stores. If she gives 1/5 of what she has to store A, can she divide the remaining equally to stores B and C? How many will store A and store B get

Answers

Answer:

Store A would get 25 Cavans

Store B would get 50 Cavans

Explanation:

Total of cavans is 125

Since she gives 1/5 of 125 cavans to A A would be getting 1/5 × 125 = 25

The balance would be 125 -25 = 100

If the balance is divided equally between B and C

= 100 ÷ 2

=50

Therefore,

Store A would get 25 Cavans

Store B would get 50 Cavans

Store C would get 50 Cavans

How do the effects of voluntary restraint agreements differ from the effects of a tariff? Tariffs reduce trade by more than voluntary restraint agreements. Voluntary restraint agreements result in higher prices, which increase revenue for foreign firms, while the revenue raised from tariffs goes to the domestic government. Tariffs increase the prices of imports, helping domestic producers, while voluntary restraints do not. Voluntary restraint agreements are informal agreements that can be easily changed, while tariffs are not.

Answers

Answer:

Tariffs increase the prices of imports, helping domestic producers, while voluntary restraints do not.

Explanation:

A tarrif is defined as a tax that is imposed by government on goods and services that are imported from another country. Tarrifs are used to discourage imports by increasing their prices compared to locally produced goods and services.

Voluntary restraint agreements is is also called voluntary export restraint. It is a restriction on the amount of goods and services that exporters are allowed to export to other countries. It is also referred to as export visa.

Tarrifs results in increase in price of goods and services while voluntary restraint agreement does not.

Think about a country where most economic production results in air pollution that creates lots of smog. What would be the trade-off if the bad result (air pollution) were reduced?
A. less of the activity that creates lots of smog
B. lower incomes
C. higher incomes
D. more of the activity that creates lots of smog

it is not A

Answers

Answer:

Option B is correct.

Explanation:

A specific risk of minimizing or eliminating bad operation must be paid. That would increase that general amount of inflation as well as lower productivity and profits, as a majority of the expenses must be borne by the government instead.  

That's the compromise social system has to deal with, increased costs of earnings with far more pollution, or reduced earnings smog.

Option A is incorrect according to the following scenario because the activity that generates a range of pollution could not be achieved. Option C is incorrect according to the following scenario because we already describe that lower-income is the appropriate option. Option D is incorrect according to the following scenario because more activity, which generates much pollution, isn't really feasible

Both the Onus ferry operator in the monopoly market and each of the Yuri ferry operators in the perfectly competitive market will want to produce at the point that the marginal revenue is equal to the marginal cost. Explain in detail the two reasons that the monopoly’s marginal revenue will always be less than its price while the marginal revenue in the perfectly competitive market will always be equal to the market price.

Answers

Answer:

The overview of the given statement is described in the explanation segment below.

Explanation:

Monopoly Market:

The demand curve or market price towards the firm was indeed sloping downhill. MR is also below P and AR. Therefore, when earnings are maximized, whereby MR = MC has been used. Price is therefore above MR (Marginal Revenue).

Perfectly Competitive Market:

The  price shall be calculated whenever market forces are equivalent. The firm seems to be the fixed price and therefore the individual company market price becomes horizontal.

Thus,

⇒  [tex]AR=P =MR[/tex]

Hence,

⇒  [tex]P = MR[/tex]

Candle​ Shop, Inc. has net sales on account of​ $1,800,000. The average net accounts receivable are​ $680,000. Calculate the​ days' sales in​ receivables.(Use 365 days for any calculations. Round any intermediate calculations and your final answer to two decimal​ places.)

Answers

Answer:

137.89 days

Explanation:

Days' sales receivables = (Accounts Receivables / Net Credit Sales) *365

Accounts Receivables = $ 680,000

Net Credit Sales = $ 1,800,000

Days' sales receivables = $680,000 / $ 1,800,000 * 360 days

=137.88888

= 137.89 days

The​ days' sales in​ receivables is 137.89 days

Suppose romaine lettuce is a normal good. Suppose further incomes in the economy are rising. Everything else held constant, this will cause the _____ romaine lettuce to _____.

Answers

Answer:

Demand for

Increase

Explanation:

A normal good is a good whose demand increases when income rises and whose demand falls when income falls.

So if income is rising, the demand for the lettuce should increase.

I hope my answer helps you

How to find total cash outflow

Answers

Answer:

The total cash flow is calculated by subtracting 'Total Operating Expenses' from 'Total Sales Revenue.'

Explanation:

Total Cash flow is the net amount of cash flow in and out in a company or enterprise. The net amount of cash flow of a business is calculated by subtracting 'Total Operating Exppenses' from 'Total Sales Revenue.'

Total Sales Revenue is the net amount of sales of the business. It is the income of a company that it has received by selling its products. Total Sales Revenue includes the income such as investments, receipts, etc.

Total Operating Expenses is the net amount of expenses incurred to the business in its operation. It includes rent, insurance, pay costs, etc.

The formula of Total Cash Flow is:

Total Sales Revenue- Total Operating Expenses= Total Cash Flow.


In one or two sentences, explain why people will do less of an activity when the marginal costs are greater than the
marginal benefits.

Answers

Answer:

Marginal cost is defined as the additional cost incurred in adding a unit of product or service.

Marginal benefit is defined as the additional satisfaction or utility that the individual receives from consuming the added unit of product or service. 

In every endeavor, we weigh the benefit and cost of a certain product, course of action or service. We aim to get the most out of every product or decision. We are driven to reach maximum profit at a minimum cost. Thus, when the marginal cost is greater than the marginal benefit, people will do less of an activity because it is not profitable.

Explanation:

why did God call abraham​

Answers

Answer: god chose Abraham and said i will make you a great nation and i will bless you.

Explanation: god commanded  Abram to move to another country . This is why god planned to make of Abram a new nation from which the prophets of god and the savior of the world would arise.

According to Keynesian theory, what is the most important determinant of households' spending on goods and services

A) Autonomous consumption
B) Government spending
C) The price level
D) The interest rate
E) Disposable income

Answers

C bc I took and educated guess
The answer is C. The price level.

Read the scenario.
Madison received $100 as a holiday gift. She used it to buy 50 mineral infused candles for $2
each. Then, she walked around the neighborhood and sold the candles for $4 each.
R
What factors of production did Madison use?

Answers

Answer:

1/34

Explanation:

Answer:

all four factors of production

Explanation:

I just took the test now and got it right

The Hawkins Supply company is currently faced with an inventory rotation problem. This difficulty stems from the fact that some supplies must be used prior to a stated expiration date. Upon receipt, a new shipment of these perishable items must be stacked beneath the boxes that are currently in inventory. A substantial amount of time is consumed in restacking the items according to their expiration dates.

Answers

Here's the completed question.

Question: The company would like to reduce the double and sometimes triple handling of items. How can this goal be achieved? Are there alternative solutions which might also be effective?

Answer:

1. Using the Just in Time Management inventory technique.

2. Using automated inventory processing systems, changing physical layout of warehouse.

Explanation:

1. The Just in time method would allow Hawkins Supply company to quickly process its inventory by adopting a principle of processing smaller batches with reduced factory space. Doing so would minimise the worries about expired inventory since the inventory isn't excessive.

2. There are automated softwares such as the KANBAN system that would automated the process, requiring lesser use receipts to track inventories. Another alternative is to restructure the warehouse by making provision for racks that could be numbered serially to easily find desired inventory.

Lito is working with a discount broker.Which service would Lito not be likely to receive?

Answers

Answer: face to face consultations

An IAR has opened an account for a new customer. The customer is "on the road" for 3-4 weeks per month and has given the IAR verbal authorization to trade her account on a discretionary basis. The IAR sends the customer a written power of attorney for signature and return. 1 week after opening the account, the IAR hears of a good investment opportunity and buys 500 shares of the XYZ stock at $50 for the customer's account. 3 weeks later, the stock declines and the IAR sells the stock at $30 per share. The customer never returned the signed power of attorney. Liability for the loss rests with the:

Answers

Answer:

The investment advisory firm which employs the investment adviser representative (IAR).

Explanation:

FINRA's rules specifically state that before any transaction, the IAR must have a signed power of attorney. The IAR cannot start trading or operating with the client's money until he/she has received a signed written power of attorney from the client. Only after the signed power of attorney has been given tot eh IAR, can he/she act on discretionary basis.

If the IAR is not a registered broker-dealer, then NASAA rules state that oral agreements are valid for up to 10 business days, but the IAR must have a written authorization after that time expires. I.e. the IAR could buy the stocks, but he/she was not authorized to sell them. So any loss is responsibility of the firm that employs the IAR.

Where do insurance companies get the money to pay for losses suffered by their customers?

Answers

Answer:

Through the Insured premium paid

Explanation:

Insurance is a form of contract where the insureds are indemnified by the insurer against potential future losses.

The primary way through which insurance  generate money is through the premium , which is the amount of money that is periodically contributed by the policy holders. This premium is thereafter re-invested into other profit generating investment portfolio.

It is from this that the insurances pull out money for compensation for losses suffered by their customers whenever there is one.

You can best show a business your interest in their job position through:
A.)social media
b.) an application
c.) a resume
d.) a cover letter

Answers

Answer:

d.) a cover letter

Explanation:

The best way to show a company/business your interest in the job position is through the cover letter. This is a letter that goes in front of your resume when applying for a job and is where the applicant usually explains who they are and why they want the job. This cover letter is the first thing that the employer will see and should tell them why you want the job and why you are the best choice for that job in order to convince them into interviewing or hiring you.

On March 1, 2017, Carla Vista Co. Acquired real estate, on which it planned to construct a small office building, by paying $79,000 in cash. An old warehouse on the property was demolished at a cost of $8,000; the salvaged materials were sold for $1,660. Additional expenditures before construction began included $1,160 attorney's fee for work concerning the land purchase, $4,400 real estate broker's fee, $8,660 architect's fee, and $13,800 to put in driveways and a parking lot. (a) Determine the amount to be reported as the cost of the land.

Answers

Answer:

The reported cost of the land = $99,560

Explanation:

In order to calculate the cost of the land, it is important to note that the amount recorded as cost of the land, includes the actual amount paid as the market price of the land, including all the necessary costs incurred to make the land ready for use. These include: attorney's fees, cost of demolition of old properties, broker's fees etc.

To calculate the net cost of the land, let us identify all the transactions done in the purchase of the land. This is done as follows:

market value of land = $ 79,000

cost of demolition     = $   8,000

additional expenses = $     1,160

attorney's fee            = $    4,400

broker's fee               = $    8,660

salvaged materials    = $    1,660 (minus)

Total                           = $ 99,560

Note that the amount gotten from sale of salvaged materials is subtracted from the cost of land, because it is an income, not expenditure, while the architect's fee is not used in the calculation because, it doesn't meet the criteria for cost of land, instead it is part of the cost of building after the acquisition of the land.

A company sells a plant asset that originally
cost $528000 for $194000 on December
31, 2017. The accumulated depreciation
account had a balance of $264000 after
the current year's depreciation of $44000
had been recorded. The company should
recognize a

Answers

Answer:

The company should recognize a loss of $70,000

Explanation:

Here in this question, we shall be evaluating what should be recognized in the transaction books of the company as a result of the sales of one of its plant asset.

The first thing to do here is to calculate the book value of the plant asset.

Mathematically, the book value of the plant asset = Original cost of plant asset - Accumulated depreciation value

from the question; the original cost is $528,000

while the depreciation value is $264,000

Thus, the book value of the plant asset = $528,000 - $264,000 = $264,000

Now since the company sold the plant asset at a value of $194,000, which is less than the book value of the plant asset, the company should recognize a loss

The amount of the loss = Amount at which the sold - book value of the plant asset

= 194,000 -264,000 = -70,000

Thus the company should recognize a loss of $70,000

In a statistics examination the mean score was 78 and the standard deviation was 10
(a) Determine the standard score of two students whose grade were 93 and 62 , respectively.
(b) Determine the grades of two students whose standard score was -0.6 and 1.2 respectively.​

Answers

Answer:

a) determine the standard score of two students whose grade were 93 and 62 respectively

an increase in the velocity of money will lead to​

Answers

Answer: an increase in money supply increases aggregate demand, which increases prices

Explanation: Hence, a very high inflation rate will also maximize the velocity of money, which will increase the inflation rate even further.

Money circulates more quickly when velocity of money increases  , which indicates that there are more transactions between people. The degree of inflation is high when the velocity is high.

What is inflation?

The rate at which prices increase over a specific time period is known as inflation. Inflation is often measured in broad terms,  the general rise in prices or the rise in a nation's cost of living.

Demand-pull inflation, cost-push inflation, and built-in inflation are the three basic sources of inflation.

Demand-pull inflation describes circumstances in which there is not enough production of goods or services to meet demand, leading to an increase in their prices.

On the other side, cost-push inflation happens when firms are compelled to raise prices as a result of rising costs associated with producing goods and services.

When workers seek greater pay to keep up with rising living costs, built-in inflation—also known as a wage-price spiral—occurs. A self-reinforcing cycle of salary and price rises results from businesses increasing their pricing to cover their rising wage costs.

To learn more about inflation

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Do u think that the production employees should recieve the same fringe benefits and share of profits as a factory manager? Justify ur answer.pls

Answers

Answer:

No

Explanation:

Production employees don't do half as much work as the Factory manager

Which of the following is an example of promotion?
A The quality of a product
B. The price of a product
C. An advertisement
D. An employee who works for your company

Answers

Answer:

A. An advertisement

Explanation:

Answer:

it is c

Explanation:

on edg 2021

Which statement is a consequence of objectivism? Group of answer choices Moral rules apply in all cases, without exceptions. Whether an action is objectively right depends on its consequences. If two people have a moral disagreement, only one of them can be right. Everyone has the same beliefs about morality.

Answers

Answer:

B. Whether an action is objectively right depends on its consequences

Explanation:

Ayn Rand developed the theory of Objectivism. Objectivism according to her is the philosophical idea, that every thing people do, be it the pursuit of education or financial security is done simply for the purpose of preserving the human life. This theory promotes selfishness over altruism. It also advocates realism. Every other thing people do is supposed to conform to that which is the fact.

This theory also opines that if our philosophy of life is correct or right, then we would be successful. But if our philosophy of life is wrong, then the consequences would be inimical.

HOW HAS INDIGENOUS INSTITUTIONS KILLED COTTAGE INDUSTRIES THROUGH MONEY

Answers

Answer: With ideas and much money invested

Explanation:

Cottage industries are industies that carry out their activities from their homes while indigenous industries are industies that are located in primary areas in our environment like the fishing and brewing industry.

The indigenous industries are advantaged over the cottage industries because they receive support from the government hence it helps in their production also they have the ability to reduce the price of their goods against the cottage industry which cost of production would be high for them.

B) Answer the following questions.
1. Do you agree that business transaction is an economic transaction? Justify your answer
with TWO reasons.​

Answers

Answer:

Yes, agree, business transactions are economic transactions. Two reasons why:

Profit motive: economic transactions have a profit motive: they are carried out and agreed upon between the two parties, because the parties feel that they will be better off after the transaction is completed. Business transactions are based on the profit motive.Things of value: goods and/or services, are exchanged between the parties. In business transactions, either a good (for example, an asset), or a service (for example, employees), is always exchanged.

A large national bank charges local companies for using their services. A bank official reported the results of a regression analysis designed to predict the bank's charges (Y)measured in dollars per monthfor services rendered to local companies. One independent variable used to predict service charges to a company is the company's sales revenue (X)measured in millions of dollars. Data for 21 companies who use the bank's services were used to fit the model: The results of the simple linear regression are provided below. Referring to the equation above, interpret the estimate of 0, the Y-intercept of the line. For every $1 million increase in sales revenue, we expect a service charge to decrease $2,700. There is no practical interpretation since a sales revenue of $0 is a nonsensical value. About 95% of the observed service charges fall within $2,700 of the least squares line. All companies will be charged at least $2,700 by the bank.

Answers

Answer:

The correct option is (b).

Explanation:

The regression equation to predict the bank's charges (Y) measured in dollars per month for services rendered to local companies based upon the company's sales revenue (X) measured in millions of dollars is:

[tex]\hat Y=-3100+27X[/tex]

The y-intercept of the line is, -3100.

The slope of the line is, 27.

The y-intercept of a regression line is defined as the average value of the dependent variable when the independent variable value is 0.

The dependent variable, in this case, is the bank's charges and the independent variable is the company's sales revenue.

As the company's sales revenue cannot be $0, the y-intercept cannot be interpreted.

Thus, the correct option is (b).

Why are ethics important in the workplace?

Answers

Answer:

Ethics is important in a workplace because :

a) It creates a positive and safe work environment.

b) It helps to instill professional behavior in employees

c) It helps to maintain orderliness in an organization and prevents chaos from happening.

d) It prevents discrimination or favouritism in organizations.

e) Workplace Ethics ensures that all employees are treated fairly.

f) Workplace Ethics improves the relationships of employees with one another and this lead to the development of team work amongst employees.

Explanation:

Ethics at a workplace or Workplace Ethics can be defined as the standards or regulations that are put in place by a firm or organisation that helps to guide the behavior or attitude of employees at work such that safe work ambience is created and employees relate in a professional manner to one another.

Examples of Workplace Ethics are:

a) Punctuality

b) Honesty

c) Loyalty

d) Productivity

e) Dependability

Ethics at the workplace in important because:

a) It creates a positive and safe work environment.

b) It helps to instill professional behavior in employees

c) It helps to maintain orderliness in an organization and prevents chaos from happening.

d) It prevents discrimination or favouritism in organizations.

e) Workplace Ethics ensures that all employees are treated fairly.

f) Workplace Ethics improves the relationships of employees with one another and this lead to the development of team work amongst employees.

Answer: professional organizations

Explanation: took the test (:

Who uses the factors of production?

Answers

Answer: entrepreneurs

Explanation: They use all of the factors of production to form a business and make sure they can maintain it.

I hope this helped!

the factors of production are resources that are the building blocks of the economy they are what people use to produce goods and services

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Youve lived through a lot of changes, and you begin to wonder about how the world might be transformed during her lifetime. After all, your granddaughter might well live until the year 2000! You sit down to write a letter to your newborn granddaughtersomething she can read in the years and decades ahead. Reflecting on the types of changes that have taken place in your lifetime, you decide to write about what you think will happen in the century ahead. Your letter will address possible changes in the four categories you looked at in the previous activity: political/military, cultural, science/technology, and social/economic. In addition, youll want to write about these key points:(a)Ways in which life might improve in the future. (b)Good things from the previous century that might be lost as times change.(c)How your granddaughter should view change, what she should resist and what she should embrace.Type your answer here. 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