The greatest options for Evan and Rosa might be life insurance and unemployment insurance.
Most individuals have insurance of some type, whether it is for their life, their home, or their car. However, the majority of us rarely pause to consider what insurance is or how it functions.
In a nutshell, insurance is a contract, symbolized by a policy, under which a policyholder receives financial security or compensation from an insurance firm against losses. In order to make payments to the insured more manageable, the company pools the risks of its clients. Insurance policies are intended to protect against the possibility of monetary losses, large and little, that may be brought on by harm to the insured or their property or by liability for harm or injury given to a third party.
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in terms of the dimensions of competition versus collaboration and public versus private benefit, a medical equipment company would probably have
It is occasionally asserted that the provision of healthcare by the private sector in low- and middle-income nations is more effective, accountable, and long-lasting than that of the state sector. On the other hand, the public sector is frequently seen as offering more equal and scientifically supported care. We conducted a comprehensive evaluation of academic papers examining the effectiveness of public and private sector delivery in low- and middle-income nations.
Methods and Findings
Peer-reviewed studies, including case studies, reviews, meta-analyses, and case-control analyses, as well as reports from non-governmental organizations and international organizations, were systematically gathered through extensive database searches, filtered through methodological inclusion criteria, and categorized into six World Health Organization health system themes: accessibility and responsiveness; quality; outcomes; accountability, transparency, and regulation; and financial accountability. Data were gathered from 102 articles covering studies carried out in low- and middle-income countries out of 1,178 possibly pertinent unique citations.
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Are you a spender or a saver? Give an example of a situation where you exhibit the behavior of your money personality.
I am a spender but a wise spender. The situation in which I spent the money in described below.
Who is a saver?A saver is a person who saves money and does not spend money when it is not necessary and irrelevant. A saver saves money and deposits it in an account where the saver receives interest income.
I purchased a Play Station 4 when it first came out because I enjoy playing games in my leisure time, and so I used to go to nearest arcade game station and play games there which was costly so I spent the money by purchasing a Play Station 4 but I spent it wisely.
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An example of consumer spending when calculating the GDP using the expenditures
approach is__.
a. purchase of software
b. purchase of weapons for the military
c. rent
d. none of the above
Answer:
The answer is A and C !
Explanation:
EDGE 2021
structural causal modeling of managerial interventions: what if managers had not intervened by doing this
Structural Causal Modeling of Managerial Interventions: What If Managers Had Not Intervened by Doing This?
ABSTRACT
"For well-informed managerial choices and actions, causality beyond association, impact, or correlation must be established. The techniques of structural causal modelling may now be used to pose and respond to what-if questions such as "What will happen to business performance if managers intervene by doing this?" and "What if managers had not done this?" (SCM). A systematic technique for planning and assessing management initiatives is provided by SCM tools. Researchers may refine their theories of mechanisms and create study methods that make it easier to identify causal relationships thanks to SCM. We examine why and how the impact of governance mode on firm performance is conveyed through a decrease in the deviation of firm performance as an example of how to use SCM for enhancing theory and research design in strategic management."
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A jacket costs $50, and the markup is $49.99. What
is its retail price?
The retail price of the jacket is $99.99.
What is retail price?The retail price can be defined as the final price that a good is sold to customers for, those being the end users or consumers and this means that those customers do not buy the product to re-sell it but to consume it. Retail price is not similar to the manufacturer price and distributor price, which are prices set from one seller to another through the supply chain. In competitive, free markets, the final seller or retailer sets the retail price considering costs as well as supply and demand conditions.
When setting the price, the retailer will try to obtain an appropriate profit margin but at the same time to show an attractive price in comparison to competitors. The manufacturer can recommend a retail price in order to have some influence in the decision and thus to guarantee a price aligned to the marketing strategy.
A retail price is the cost paid for a good at retail stores.
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economic losses from natural disasters include not only those tied to the destruction of buildings and
economic losses from natural disasters include not only those tied to the destruction of buildings and utility systems but also include losses in productivity and wage
Different disasters have different economic effects. Roads, dams, bridges, factories, schools, and other capital assets and infrastructure are lost. Losses in life, the exodus of skilled laborers, and the disruption of education caused by the destruction of educational infrastructure all reduce human capital.
Which three outcomes do natural disasters have the most of?
Disasters can include fires, explosions, earthquakes, floods, hurricanes, and tornadoes. You run the risk of passing away or getting hurt during a calamity. You could also lose your neighborhood, belongings, and community. You are more likely to experience emotional and physical health issues as a result of such stressors.
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during september, sally's hair salon purchased $900 of supplies on account. in october, sally's wants to make a payment of $200 on this bill. record the october transaction into sally's accounting equation by: (check all that apply.) multiple select question. increasing supplies, $900. decreasing accounts receivable, $200. increasing supplies, $200. decreasing accounts payable, $200. decreasing cash, $200.
Correct answer is
Decreasing Account Payable, $200Decreasing Cash, $200The connection between an entity's assets, liabilities, and owner's equity is represented by the basic accounting equation, often known as the balance sheet equation. It serves as the system's cornerstone for double-entry bookkeeping. The total debits and total credit for each transaction are equal.
Capital in a corporation is the stockholders' equity. Since every business transaction impacts at least two accounts, the accounting equation will constantly be "in balance," which means the left and right sides of a company's balance sheet should always be equal. In essence, the accounting method demonstrates that the firm's assets were acquired using equity and/or liabilities.
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the audit expectation gap is caused by unrealistic user expectations. what example would not be included in an unrealistic user expectations?
The audit expectation gap is caused by unrealistic user expectations. The auditors provides reasonable gap examples that would not be included in unrealistic user expectations.
NASBA believes the expectancy gap relating to fraud and going problems in a financial statement audit may be caused by a few factors: lack of knowledge by way of the general public as to what an audit is and what auditors do; inconsistent audit execution in these regions by some auditors due to lack of expertise.
The expectation hole exists while auditors and the public keep distinct beliefs about the auditors' obligations and obligations and the messages conveyed by way of audit reports. apparently, there's an opening between what the public expects and what it virtually receives.
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with relationship selling the salesperson would spend most of his or her contact time with the prospect talking about the product, hoping to close the sale.
The given statement is false. With relationship selling, the salesperson spends most of his or her time attempting to build a problem-solving environment with the customer.
In sales, trade, and economics, a customer is the person who receives an item, service, product, or idea from a seller, vendor, or supplier in exchange for money or another useful consideration. A customer is also referred to as a client, buyer, or purchaser.
A customer is a person or business who receives, uses, or purchases a good or service and has the option of selecting from a variety of products and suppliers. All businesses want to draw clients or customers and convince them to buy the goods they are selling.
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fran massey earns three times as much as an actuary than sshe does as a writer. her total income is $40000 more than that of her brther, who earns only half as much as fran does as an actuary. what is fran's salaray as an actuary
fran's salaray as an actuary is = $48,000.
She makes x dollars as a writer and x dollars as an actuary.
The result of adding those is 4x = 40000 + A.
where A is equal to (3x)/2, the annual wage of her brother.
When x solves the equation 4x=40 000 Plus (3x)/2,
x=16 000.
Therefore, her actuarial pay is
3 × $16,000
= $48,000.
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WILL GIVE BRAINLIEST!! Answer the following 3 questions A, B, C, or D
UPDATE: I JUST NEED 10 & 12
Answer: 10 is a and 12 is b
when the supplier determines the product amount and assortment a customer needs and automatically delivers the appropriate items, it is known as a blank inventory system.
The method through which you keep track of your products across the whole supply chain, from purchase to manufacture to final sales, is known as an inventory management system (or inventory system).
Inventory System :The four most commonly utilized inventory categories are raw materials, work-in-process (WIP), finished items, and maintenance, repair, and overhaul (MRO).
Knowing what kind of inventory you have allows you to better manage it and practice inventory control.
Even though there are other sorts of inventory, the four primary ones are maintenance, repair, and operational supplies, finished goods, work-in-progress, and raw materials and components.
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sagar works for a financial advising firm. he must create a financial plan and come up with a list of securities in which his client can invest. sagar must make decisions regarding the investments that he should recommend to his clients to include in their portfolio.
Since sagar works for a financial advising firm. he must create a financial plan and come up with a list of securities in which his client can invest. This is a investment.
What is an investment?It should be noted that a investment simply means the use of mine in order to create further revenue for the company.
In this case, it was stated that Sagar create a financial plan and come up with a list of securities in which his client can invest. Therefore, this shows that this is an investment.
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sagar works for a financial advising firm. he must create a financial plan and come up with a list of securities in which his client can invest. sagar must make decisions regarding the investments that he should recommend to his clients to include in their portfolio. Is this an investment or capital market?
Can you be wise and intelligent at the same time .
Answer:
yes :)
Explanation:
wisdom comes from experience intelligence doesn't
Answer:
yes of course .................
nathan has $300 to open a checking account. he wants an account with the lowest fees. he plans on using the atm machine, and his employer offers direct deposit.
The checking account which would be best for Nathan is direct deposit account.
The direct deposit refers to the deposit of funds in a bank account electronically than than through a physical, paper check. This deposit requires the use of an electronic network which allows deposits to take place between banks.
So the checking account which would be best for Nathan is direct deposit account. As direct deposit is free of charge in general, in order to receive any payments. Thus, most of the social security benefits are paid by direct deposit.
Hence, through a direct deposit, a payment is made directly into a payee's account.
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efficiency in a market is achieved when question 22 options: a) all firms are producing the good at the same low cost per unit. b) the sum of producer surplus and consumer surplus is maximized. c) a social planner intervenes and sets the quantity of output after evaluating buyers' willingness to pay and sellers' costs. d) no buyer is willing to pay more than the equilibrium price for any unit of the good.
Efficiency in a market is achieved when the sum of producer surplus and consumer surplus is maximized, Thus, the correct option is C).
What is efficient market?Market efficiency refers to the degree how well current prices reflect all the available and relevant information about the assets and securities.
The more information available to all the market participants, would make the more efficient. There are three common types market efficiency are allocative, operational and informational.
Basically, a market is consider to be efficient if the allocation of resources maximises total surplus.
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a publisher has orders for 600 copies of a certain text from san francisco and 400 copies from sacramento. the company has 700 copies in a warehouse in novato and 800 copies in a warehouse in lodi. it costs $5 to ship a text from novato to san francisco, but it costs $10 to ship it to sacramento. it costs $15 to ship a text from lodi to san francisco, but it costs $4 to ship it from lodi to sacramento. the publisher wants to fill both orders at
The publisher wants to fill both orders at the least cost is $4600
What is publisher?
Publishers are establishing a more significant position in the customer journey as customers utilize media content to discover and explore products and brands online. Publishers are implementing ecommerce strategies that place them in a position where they can work with retailers and brands to increase conversions. And marketers are realizing the value of publisher alliances as a method to shorten the funnel.
mostly through affiliate commerce agreements with companies and retailers. However, brand-new content techniques and use cases are appearing, such as those provided by affiliate-driven online marketplaces and social commerce.
mostly through affiliate commerce agreements with companies and retailers. However, brand-new content techniques and use cases are appearing, such as those provided by affiliate-driven online marketplaces and social commerce.
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on a market graph which of the following is represented by a line that slips upward from left to right?
The law of supply is expressed by the supply curve, which rises from left to right: The amount supplied rises as a certain commodity's price rises (all else being equal).
A Supply Curve: What Is It?
The supply curve illustrates the relationship between the price of an item or service and the volume delivered over a specific time period. In a typical scenario, the amount supplied will be shown on the horizontal axis and the price will be shown on the left vertical axis.
KEY LESSONS
On the majority of supply curves, as a good's price rises, so does the amount supplied.
Supply curves can frequently predict whether the price of a commodity will rise or fall in response to demand.
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One reason executive judgment can be a particularly important source of competitive advantage is that judgment:
One reason executive appraisals can be such an important source of competitive advantage is that they enable companies to build strong reputations.
Competitive advantage are aspects that make the goods or services of a company superior. Although this term is usually used for the business world, competitive advantage strategies can also be applied by certain organizations, communities, or individuals in a competitive environment.
To gain and maintain a competitive advantage, a company must be able to demonstrate greater quality than its competitors. They must also convey the information to the desired target audience.
For example, if a company has a product at a lower price than that of its competitors, it has a competitive advantage. The same is true if their product offers unique features that other products do not have. To create these advantages, companies can analyze competitive intelligence data to understand the strengths of their competitors.
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Answer:One reason executive appraisals can be such an important source of competitive advantage is that they enable companies to build strong reputations.
Explanation:
in an efficient market, . all securities have the same price the excess return on all securities is zero all securities are fairly priced the return on all securities is the same
If the market is effective and stocks are reasonably valued, the reward to risk ratio for all securities will be constant. The efficient market hypothesis (EMH) or theory states that share prices effectively reflect all information that is currently accessible. According to the EMH, stocks trade at their fair market value on exchanges.
EMH
EMH proponents assert that investing in a low-cost, passive portfolio has advantages for investors. Detractors of the EMH contend that securities may differ from fair market prices and that market outperformance is possible. Theoretically, neither technical nor fundamental analysis can reliably produce risk-adjusted excess returns, and the sole source of such returns is inside information.
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jenna holds a diversified $100,000 portfolio consisting of 20 stocks with $5,000 invested in each. the portfolio's beta is 1.12. jenna plans to sell a stock with b
Twenty equities totaling $100,000 in a diversified portfolio held by Jenna each have a $5,000 investment. 1.12 is the beta of the portfolio. Jenna wants to dispose of a stock with a b (E) of 1.165.
Equities and stocks, or shares in a firm, are the same. Therefore, if you purchase stocks, you are also purchasing equity. When you work for a new company as an employee, you could also receive "equity." This indicates that you possess a portion of the stock in your company.
What exactly are stocks in investing?
An equity investment is cash that is put into a business by buying stock in it on the stock exchange. Usually, a stock exchange is where these shares are traded.
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required: compute apple’s profit margin for fiscal years ended (a) september 29, 2018, and (b) september 30, 2017. is apple’s profit margin on a favorable or unfavorable trend? in 2018, did apple’s profit margin outperform or underperform the industry (assumed) average of 12%?
Apple's profit margin has outperformed. Apple's profit margin is on the rise.
Profit margin= net income/ total sales
September 29, 2018= 22.4%
September 30, 2017= 21.1%
(b) Given that it had a net profit margin ratio of 21.17 percent in 2017 and increased by 1.2% by 2018, Apple's profit margin is on the rise.
What is a fiscal year?
A financial year is a time period that is described in governmental accounting. It is sometimes referred to as a fiscal year or a budget year. It is frequently employed to lay out a nation's budget. Typically, a nation's fiscal year won't coincide with the conventional calendar year. Because of this, the nations that use this system typically have tax laws that demand that accounting records be kept and maintained and that taxes be computed and assessed in accordance with the fiscal year that has been established by the government.
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In Country A, the State controls ALL the factors of production. Country A could be described as a country that is operating within a:
A. free market economic system
B. laissez-faire economic system
C. mixed economic system
D. planned economic system
Which is a valid prediction about the continuous function f(x)? f(x) ≥ 0 over the interval [5, [infinity]). f(x) ≤ 0 over the interval [–1, [infinity]). f(x) > 0 over the interval (–[infinity], 1). f(x) < 0 over the interval (–[infinity]. –1).
Answer:
The answer is "[tex]f(x) \geq 0 \ \text{over the interval} (5, [\infty]).[/tex]"
Explanation:
In this question, the first choice is correct because it is hard to say without seeing the charts we wouldn't understand the rule feature, it could be said the very same. Even so, three non-responses may be omitted.
In choice B, it is incorrect since f(x) has an [1,3] interval, in which it shows below zero, but f(x) is not below zero for the residual period to the left of x+3. In choice C, it is wrong because the x = -1 value contributes to f(x) = 0, which may never exceed 0. In choice C, it is wrong because it gives the 8 and 4, which was positive.Market for almonds Price ($/pound) 13 14 15 16 17 18 ‐------------ Quantity Demanded 1600 1500 1400 1300 1200 1100 ---------- Quantity Supplied 1200 1300 1400 1500 1600 1700 Suppose consumers decide that pistachios provide more nutritional benefits. This changes the quantities demanded of almonds by 400. What is the new market equilibrium price [ Select ] and quantity [ select ]
Based on the fact that pistachios are said to provide more nutritional benefits and the quantities demanded of almonds are changed, the new market equilibrium price is $13 and the new equilibrium quantity is 1,300 pounds.
What is the new equilibrium price and quantity?The change in demand for almonds by 400 means that the demand for almonds falls at every price level.
This means that the new quantities for almonds would be:
Price / pound Quantity demand Quantity supplied
13 1,200 1,200
14 1,100 1,300
15 1,000 1,400
16 900 1,500
17 800 1,600
18 700 1,700
The new equilibrium quantity (where quantity demanded and quantity supplied are equal) is therefore 1,200 pounds of almonds.
The new equilibrium price would be the price at this new equilibrium quantity which is $13.
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when companies systematically engage in increasing the international dimension of their business activities it is known as . question content area bottom part 1 a. foreign direct investment b. internationalization c. strategic alliances d. international portfolio investment e. international investment
When companies systematically engage in increasing the international dimension of their business activities it is known as internationalization.
Internationalization refers to a company that takes steps to increase its footprint and capture greater market share outside of its country of domicile by making branches into the international markets.
The global corporate trend towards the internationalization has helped a lot in pushing the world economy into a state of globalization, in which the economies throughout the world become a lot of highly interconnected area due to cross-border commerce and finance.
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What were his earnings for this week? answer please
Answer:
$23,175
Explanation:
The commission sales are 3%, and the sales amount is $22,500.
Divide 22,500 by 100 to find the cost per percentage.
$22,500 / 100 = $225
So, $225 = 1% of commissions
Now, $225 x 3 = $675
3% of commissions = $675
$22,500 + $675 = $23,175
I hope this helps!
a borrower obtained a $7,000 second mortgage loan for five years at 6% interest per annum. monthly payments were $50. the final payment included the remaining outstanding principal balance. what type of loan is this?
A borrower received a second mortgage loan for $7,000 with a five-year term and 6% annual interest. $50 was paid each month. The rest of the unpaid principle was included in the final payment. Partially amortized loans fall under this category.
A loan that is partially amortized has a clear definition. Unlike other loans, the Partially amortized loans only partially amortizes over the course of the loan period before the borrower makes a balloon payment. Or, to put it another way, the loan duration is shorter than the amortization time. A Partially amortized loans does, in fact, typically charge a fixed interest rate for a period of seven to nine years. Ordinarily, the amortization period lasts 30 years, which is frequently 20 years or more longer than the duration. The borrower eventually makes a single balloon payment to pay off the remaining principal at the end of the term.
The monthly loan payments for Partially amortized loans are constant. In general, the distribution of debt repayment and interest payments varies. The majority of each payment is first used for interest.
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computing return on equity starbucks reports net income for 2018 of $4,518.3 million. its stockholders’ equity is $5,450.1 million and $1,169.5 million for 2017 and 2018, respectively. a. compute its return on equity for 2018. b. starbucks repurchased over $7,208.7 million of its common stock in 2018. did this repurchase increase or decrease starbucks’ roe? c. if starbucks had not repurchased common stock in 2018, what would roe have been?
The ROE would remain at 136.51% without a share repurchase and would improve further with a share repurchase
What is ROE?
ROE means the return on equity, it is determined as the net income as a percentage of stockholders’ equity, in other words, the return on shareholder's capital which is computed as the net income divided by the average shareholder's equity expressed in percentage terms.
ROE=net income/average stockholders’ equity
net income= $4,518.3 million
average stockholders’ equity=($5,450.1+$1,169.5)/2
average stockholders’ equity=$3309.8
ROE in 2018= $4,518.3/$3309.8
ROE in 2018=136.51%
However, the repurchase of shares would reduce the stockholders’ equity, the denominator of the ROE, hence, ROE would increase
Without the common stock repurchase in 2018, the ROE of the company would have remained at 136.51%
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A manufacturing company plans to have strong internal accounting controls in place. The company's accounting manager has started taking
certain measures in order to establish such controls. Which of the following measures relate to control procedures that form a crucial element
of internal accounting controls?
OA ensuring the flow of information throughout the business's hierarchy
OB. checking if incorrect figures have been entered in the financial statements
OC. comparing an employee's actual performance with the expected performance
OD. authorizing and sanctioning financial transactions in advance
Answer:
D. authorizing and sanctioning financial transactions in advance
Explanation:
Internal controls are a set of rules, processes, and procedures put in place by an organization to ensure the integrity and reliability of its financial information. Internal control promotes accountability and guards against fraud and theft in the workplace.
Requiring approval for transactions adds responsibility to a staff member and the authorizing officer. It increases accountability to the process as transactions are deemed to have been seen, analyzed, and authorized by a responsible officer. Requiring approval prevents fraud and thefts as unscrupulous employees will need approval before accessing company resources.