The Arnold's took out a loan for $195,000 to purchase a home. At a 4.3% interest rate compounded annually, how much total will they have paid after 30 years?

Answer:

(a) The mortgage amount she will borrow is $180,400

(b) Yes she can

(c) Her monthly payment will be approximately $914.06

(d) Her total repayment is approximately $329,061.6

(e) The amount of interest is approximately $148,661.6

Step-by-step explanation:

The details of the transactions are;

The gross annual income Victoria earns = $124,482

The cost price of the home she is buying, C = $225,500

The amount she is making as down payment = 20%

The duration the loan she id financing the rest with, t = 30-years

The interest rate on the loan, r = 4.5%

(a) The mortgage amount she will borrow, 'P', is the cost of the home less the down payment

The down payment = 20% of the cost of the home

∴ The down payment = (20/100) × $225,500 = $45,100

∴ P = $225,500 - $45,100 = $180,400

The mortgage amount she will borrow, P = $180,400

(b) Using the 2× to 2.5× gross income rule, we have;

2 × her annual income = 2 × 124,482 = 248,964

∴ 2 × her annual income > The mortgage = 180,400

She can afford the mortgage

(c) The monthly fixed payment for the mortgage is given as follows;

   [tex]M = P \times \dfrac{r}{n} \times \dfrac{\left(1+ \dfrac{r}{n} \right)^{n \cdot t}}{\left[\left(1 + \dfrac{r}{n} \right)^{n\cdot t} - 1\right]}[/tex]

Where;

n = The number of periods per year = 12 monthly periods per year

180,400*0.045*(1 + 0.045)^(30)/((1 + 0.045)^(30) - 1)

[tex]M = 180,400 \times \dfrac{0.045 }{12} \times \dfrac{\left(1+\dfrac{0.045 }{12}\right)^{30 \times 12}}{\left[\left(1 + \dfrac{0.045 }{12}\right)^{30 \times 12} - 1\right]} \approx 914.060298926[/tex]

Her monthly payment will be M ≈ $914.06

(d) The total repayment is given as follows;

n × t × M

∴ 12 × 30 × 914.06 = 329061.6

The total payment for the house = $329,061.6

(e) The amount of interest = The total payment - The principal loan amount

∴ The amount of interest = $329061.6 - $180,400 = $148,661.6

Answer:

80

Step-by-step explanation:

200/2.50=80

In a river bank

you can put the answers from the end

1.) 1/12

2.) 2/13

3.) 8/41

4.) 1/4

5.) 11/74

6.) 2/35

7.) 15/58

8.) 5/18

9.) 1/7

10.) 1/13

Answer:

35%

Step-by-step explanation:

100% - 35% = 65%

Janice spends 35% swimming

And spends 65% jogging

Answer:

32.5 units²

Step-by-step explanation:

We can find the area by dividing the figure into two shapes. If we solve for the area of a square and a triangle, we can add them together.

First, we can solve for the area of the 5x5 square. To find the area, we can multiply the two dimensions.

5 · 5 = 25 units²

Next, we can find the area of the triangle. It has an equal height to the square, so the height of the triangle is 5 units. The width isn't specified. Instead, we are shown that the width of both the square and the triangle equals 8 units. If we subtract the width of the square from the total, we can find the width of the triangle, too.

8 - 5 = 3

So, the height and the width of the triangle are 5x3. To find the area we can multiply these together, and then divide the product by two.

5 · 3 = 15

[tex]\frac{15}{2}[/tex] = 7.5

The area of the triangle is 7.5 units².

Finally, we can add the area of the triangle and the square together.

25 + 7.5 = 32.5

The area of the figure, then, is 32.5 units².

The answer is the last option.

I hope this helps ^^

Answer:

[tex] \sin(m < q) = \frac{7}{9} \\ \sin(m < q) =(0.77777777778) \\ m < q = { \sin 0.77777777778}^{ - 1} \\ m < q = (51.05755873102)[/tex]

Answer:

4.52

Step-by-step explanation:

volume of cone is

[tex]\pi {r}^{2} \frac{h}{3} [/tex]

h is 2.2

and

r is 1.4

Answer:

a

Step-by-step explanation:

Answer:

-4

Step-by-step explanation:

Answer:

-4

Step-by-step explanation:

-12 times 1/3.

It's pretty much just -12x1, then divided by 3.

-12x1 is equal to -12.

Your equation is now simplified, making it easier to solve.

Your equation is: [tex]\frac{-12}{3}[/tex]

-12 divided by 3 is -4, because when a negative number is divided (or multiplied) by a positive number, the quotient (or product) is negative.

-12 x (1/3) = -12/3 = -4.

Answer:

62

Step-by-step explanation:

180 - 56 = 124

124/2 = 62

Answer:

8√2

Step-by-step explanation:

this one is a right triangle so both side are equal since the angle is 45 degrees

Answer:

197.9

Step-by-step explanation:

The formula for circumference is 2(pi)r   and r is the radius

The diameter is two times the size of the radius, so by dividing the diameter by two, you can get the radius

So, r=63/2

r= 31.5

That means that 2(pi)(31.5) is the circumference

2(pi)(31.5) = 197.9 (rounded to the nearest tenth)

Answer:

She will make a total commission of $1130+$325=$1445

Then 5% of $1445= $1445×5%=$72,75

Answer:

C = 4π in

Step-by-step explanation:

We require to find the radius r of the circle

Given the area is 4π , then

πr² = 4π ( divide both sides by π )

r² = 4 ( take the square root of both sides )

r = [tex]\sqrt{4}[/tex] = 2

Then

C = 2πr = 2π × 2 = 4π inches

Answer:

4π in

Step-by-step explanation:

The formula for area is πr². We will work backwards from 4π. First, I will do √4 so I can find r.

√4 = 2

Now, I know that r = 2. Next, I will substitute r into the circumference formula which is 2πr.

2π(2) - I know r is 2 from my previous set.

Now, I will simplify.

2 · 2 π = 4π

Since the question is asking in terms of π, I will not simplify all the way, and leave pi as is.

Complete Question is:

Jamie was surveying students about their use of the new computer lab in a school. Which question in the survey is a STATISTICAL QUESTION?

A.) How qualified is the trainer at the computer lab?

B.) Where is the computer lab located in the school?

C.) What is the number of learning stations at the computer lab?

D.) How many class projects did you complete using the computer lab?

Answer:

D.) How many class projects did you complete using the computer lab?

The answer is D because the question is directly related to the use of their new computer lab and the number of projects the students have completed in the computer lab. This is directly related to the survey since it is carried out for the students using computer lab.

Answer:

Ok first of all you start out splitting the shape into seperate rectangles, in this case 2. take those 2 rectangles and find the area of them. Say we start from the smaller rectangle. 2 x 4 = 8 so the area of the smaller rectangle is 8. Keep that in mind. Next we have to multiply 10 x 5 because that is the labeled number of meters and that equals 50. So add 50 + 8 = 58

Step-by-step explanation:

Your answer is 58 meters

Really hope i helped and have a wonderful day! :)

Answer:

58 m³

Step-by-step explanation:

To find the area of irregular shapes like this, it is easy to split the shape into 2 individual shapes, find the area of both, then add the areas to find the total.

Now, we'll split it into 2 rectangles with areas of:

2 x 4

10 x 5

To find area, you multiply the length of one side by the other. The first rectangle's area is (2 x 4) and the other rectangle's area is (10 x 5).

10 x 5 = 50

2 x 4 = 8

50 + 8 = 58

The area of the figure is 58 m³.

Answer:

If you add teacher plus students which is 490+10=500

you get 500 people in total after that you divide 500 by 50 and you get 10 so you will need 10 busses in total hope this helped!

Step-by-step explanation:

The value of x from the figure is [tex]cos^-1(\frac{14}{13} )[/tex]

From the given diagram, we have the following

The required angle is x

Using the SOH CAH TOA identity

[tex]cos \theta =\frac{adj}{hyp}\\ cos \theta =\frac{14}{13}\\ \theta = arccos(\frac{14}{13} )[/tex]

Hence the value of x from the figure is [tex]cos^-1(\frac{14}{13} )[/tex]

Learn more on SOH CAH TOA here: https://brainly.com/question/22307176

Answer:

side a = Smallest = 9 inches

side b = 18 inches

side c = 17 inches

Step-by-step explanation:

The formula for the perimeter of a triangle = side a + side b + side c

side a = Smallest

The perimeter of a triangle is 44 inches.

The length of one side is twice the length of the shortest side

Hence:

b = 2a

The length of the other side is eight inches longer than the length of the shortest side.

Hence,

c = 8 + a

Hence, we substitute into the Intial formula

a + 2a + 8 + a = 44 inches

4a + 8 = 44

4a = 44 - 8

4a = 36

a = 36/4

a = 9 inches

Solving for b

b = 2a

b = 2 × 9 inches = 18 inches

Solving for c

c = a + 8

c = 9 inches + 8 = 17 inches

Answer:

[tex]\frac{3}{4}[/tex]

Step-by-step explanation:

9 + 5 + 6 = 20 (how many cards there are altogether)

9 yellow + 6 blue = 15 (how many cards are either yellow or blue)

so:

[tex]\frac{15}{20}[/tex]

simplified:

[tex]\frac{3}{4}[/tex]

Answer:

[tex]\frac{3}{4}[/tex]

Step-by-step explanation:

There are 20 total cards ( 9 + 5 + 6). 15 of them are yellow or blue(9 + 6). So, the fraction is [tex]\frac{15}{20}[/tex].  [tex]\frac{15}{20}[/tex] simplifies to [tex]\frac{3}{4}[/tex].

Answer:

I can't see the whole picture, but if it's half of the circle, it's the radius. if the line goes all the way through the circle, it's the diameter

Answer:

I think it’s the diameter

Step-by-step explanation:

Answer:

20m

Step-by-step explanation:

Given:

Number of players per team = m

Number of teams in the league = 20

The number of players in the league is the product of the number of payers in each team and the number of teams in the league.

This the expression to obtain the total number of players goes thus :

Total number of players in the league = 20 * m

Total Numbr of players in the league = 20m

Answer:

53%

53/100

Step-by-step explanation:

Answer:

71.3 * 10² that's the answer to your question

Step-by-step explanation:

The answer is 713 X 10^4

I hope it helps

Answer:

the bottom choice