The chart shows a range of credit scores.
A bar chart titled Sample Credit Score Range has Rating on the x-axis, and credit score on the y-axis, from 0 to 800 in increments of 100. A poor credit score is 500, a weak score is 600, an average score is 700, a good score is 730, a very good score is 750, and an excellent score is 800.
A credit score between 500 and 600 means a consumer would most likely
find it easy to get a loan.
find it hard to get a loan.
get a loan with low payments.
get a loan with low interest.
Answers
Answer:
find it hard to get a loan.
Explanation:
According to the bar chart, a credit rating of between 500 and 600 lies within a bad and poor credit score. A bad or poor credit score indicates the irresponsible use of credit facilities and bad credit history. It tells that the individual has a history of missing out on loan installments, late payments, or defaulting on loans.
A bad or poor credit rating implies that a customer is highly likely to default on loan repayment. Due to this reason, lenders judge them to be high-risk customers and are likely to deny them credit facilities.
Answer: B
Explanation:
Related Questions
a customer, layne gracen, gives gerbig a check for $620 to prepay for her dog's grooming appointments for the upcoming year.
Answers
In order to prepay for her dog's grooming visits for the following year, a client named Layne Gracen hands Gerbig a check for $620. YES
What does "grooming" actually mean?
the actions you take to maintain the cleanliness and orderliness of your look, such as combing your hair, or the actions you take to maintain the cleanliness and orderliness of an animal's hair or fur: She is very particular about her clothing, grooming, and makeup.
What does grooming a dog entail?
In a typical professional grooming appointment, the dog is brushed, cleaned, dried, and then has their hair cut or trimmed using clean, sterile tools. Before giving the dog a bath, groomers brush or comb off mats to make it simpler to bathe the dog.
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isabel and josh engage in a business transaction that leads to a dispute. isabel initiates a lawsuit against josh by filing a complaint. the sheriff serves josh with a summons. if josh chooses to ignore it,
Answers
If isabel initiates a lawsuit against josh by filing a complaint. the sheriff serves josh with a summons. if josh chooses to ignore it: Isabel will have a judgment entered in her favor.
DisputeDispute occur when two or more parties in a contact agreement engages in an disagreement as a result of a business transaction between the parties.
If the complainant which is Isabel initiated a lawsuit against josh the defendant by filing a complaint in which the sheriff serves josh with a summons and josh refuse to appear before the court by ignoring this tend to mean that Isabel will have a judgment entered in her favor before since josh chooses to ignore the summon.
Therefore if isabel initiates a lawsuit against josh by filing a complaint. the sheriff serves josh with a summons. if josh chooses to ignore it: Isabel will have a judgment entered in her favor.
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identify the main sections on a statement of cash flows. (check all that apply.) multiple select question. cash flows from operating activities cash flows from investing activities cash flows from owner activities cash flows from borrowing activities cash flows from financing activities
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The main sections on a statement of cash flows include:
Cash flow from operating activities.Cash flow from investing activities.Cash flow from financing activitiesWhat is cash flow?It should be noted that a cash flow simply means the net amount as well as the cash equivalent that is transferred in a company.
The amount of money a business earns from ongoing, routine business operations, such as producing and selling products or offering clients a service, is known as cash flow from operating activities (CFO).
It should be noted that Cash flow from operating activities, ash flow from investing activities, and the cash flow from financing activities are the important sections.
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select all of the potential risks associated with licensing in an international market. (check all that apply.)
Answers
The potential risks associated with licensing in an international market are:
LICENSING: A license entitles the licensee to use specific resources to produce and/or market a specific product in the host nation.
The potential risks associated with licensing in an international market are:
(1) Host country economic and legal factors: the economic and legal policies of the host country affect the business a lot.
(2)The potential of opportunistic behavior; and
(3) Uncertainty in valuing the licensed technology and/or know-how: The technology and the procedure of licensing might also affect the business.
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what covenants and warranties can be enforced by the grantee when property is gifted without consideration using a warranty deed
Answers
None, covenants and warranties can be enforced by the grantee when property is gifted without consideration using a warranty deed because its a deed of gift.
A gift deed, or deed of gift, is a legal report voluntarily moving name to actual property from one party (the grantor or donor) to every other (the grantee or donee), usually between family participants or near friends. Gift deeds also are used to donate to a non-profit business enterprise or charity. The deed serves as proof that the switch is indeed a present and without attention (any situations or shape of reimbursement).
The vast majority of gift deeds are irrevocable, and which will be valid they must meet the following requirements: The grantor should intend to make a present gift of the property, the grantor should deliver the belongings to the grantee, and the grantee must be given the gift. The deed need to contain language that explicitly states no consideration is anticipated or required, due to the fact any ambiguity about or reference to consideration can make the deed contestable in court. A promise to transfer ownership in the future is not a present, and a deed that does not immediately transfer the interest within the property, or meet any of the aforementioned requirements, may be revoked .
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Why are decisions involving the environment difficult to make?
Answers
Answer:
its like a domino effect, (you) make a choice to help one biome, that can strongly effect the animals within that habital, wheter its good or bad. like, for example, x animal is going extenict, so there is mass breeding of that animal; which leads to a huge shortage of producers and whatever is below that animal in the food chain, ultimitly causing more harm.
Explanation:
a company considering outsourcing must realize that the solution can be only as good as the outsourcing firm that provides the service.
Answers
A business considering outsourcing must understand that the quality of the solution depends on the outsourced company that offers the service. This is real.
What exactly is an outsourcing firm?
When a business uses outsourcing, it enlists the assistance of external, non-company companies to carry out certain activities. In order to accomplish the work for less money, outside businesses frequently establish different remuneration schemes with their employees than the outsourcing company.
What kind of outsourcing is this?
The best instances of outsourcing are in advertising, office and warehouse cleaning, and website creation. The majority of business owners assign control to outside professionals for tasks like bookkeeping, maintenance, and hiring. This makes it easier for businesses to concentrate their resources on their primary operation.
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an improved charging/discharging strategy of lithium batteries considering depreciation cost in day-ahead microgrid scheduling
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A microgrid's (MG) safe and reliable functioning depends on an energy storage technology, which also holds promise for the development of future power grids. To MGs, the efficient and secure operation of the storage system is extremely important.
Power management is necessary for the PV-HESS system to ensure energy supply and maximize energy savings. Energy optimization is produced by scheduling energy and controlling energy flow in the system. Peak shaving management lowers a system's peak load output, which improves power quality and energy efficiency. an enhanced lithium battery charging/discharging approach taking into account depreciation costs in day-ahead microgrid scheduling.
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what will happen to a firm’s profit-maximizing level of output if the cost of one of its variable factors of production goes up?
Answers
As a result of its inability to pay even its variable costs, the company will have to close down in the near future. Whenever an organization's average variable costs surpass its marginal income at the output level that maximizes profits, production will often cease. If this is not the case, the company might carry on operating even if it is losing money in the short term.
Curve of short-term supply. The area of the firm's marginal cost curve that is above its average variable cost curve is known as the short-run supply curve. According to the law of supply, the company will supply more of its goods as the market price increases. However, if the market price, which represents the firm's marginal revenue curve, drops below its average variable cost, the business will cease operations and produce nothing.
The short-run supply curve for the company is depicted The area of the marginal cost curve with the letter ef in this example represents the firm's short-run supply curve. Like demand curve, the market short-run supply curve is just the horizontal addition of the short-run supply curves for each individual firm.
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Sharon owns a law firm. she has recently begun earning more money, and the firm's finances are doing well. in which business life cycle stage is sharon?
Answers
The life cycle stage is Sharon when a firm is in its growing phase.
What are the characteristics of the growth stage?The phase of the business cycle known as the growth stage is when the company starts to see rapid volume growth in sales. Additionally, consumer understanding has grown, lowering the possibility of rejection. When they purchase a new product and are happy with it, they are willing to tell their friends or relatives about it.
A Sharon firm may start to produce more money, break even, turn profitable, or increase profitability during a growth stage. It could be time to look for additional capital from investors if your product or service is becoming increasingly popular so that you can grow your company.
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is a cost-effective way that many companies outsource the production of goods, such as clothing, shoes, and cell phones. the domestic firm contracts with a foreign company to produce and private-label the goods, because the price is much cheaper than the domestic firm could produce in its home market. multiple choice foreign direct investment franchising exporting contract manufacturing
Answers
Contract manufacturing is a popular method used by many companies to outsource the production of goods including clothing, footwear, and mobile phones. A foreign firm is hired to produce and private-label the goods since the pricing is much lower than the local company could charge in its home market.
What is mobile phones?A portable telephone that can make and receive calls over a radio frequency link while the user is moving within a telephone service area is known as a mobile phone. These terms are sometimes abbreviated to simply mobile, cell, or just phone. A mobile phone operator's switching systems are connected via the radio frequency link, granting access to the public switched telephone network (PSTN). Mobile phones are known as cellular telephones or cell phones in North America because modern mobile telephone services utilize a cellular network design.
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calculate the opportunity cost if cliffordstan switched from producing combination c to producing b.
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The opportunity cost of shifting from point C to D is 40 tons of oranges.
What is the formula for calculating opportunity cost?Opportunity cost is the help you forego in choosing one duration of action over another. You can determine the opportunity cost of picking one investment option over another by using the following method: Opportunity Cost = Return on Most Profitable Investment Choice - Return on Investment Chosen to Pursue. The law of increasing opportunity cost: As you increase the production of one good, the opportunity expense to produce the more goods will increase.
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a prospective buyer noticed an ornate flag pole attached to the front porch of the house she wants to purchase. she wants to make certain that the flag pole is included in the sale. what should the agent do?
Answers
A prospective buyer observed an elaborate flag pole that was affixed to the front porch of the house she wished to acquire. She wants to make sure the flag pole is part of the deal. In the purchase proposal, the agent must mention the pole.
After being hired by a company's owner to handle the sale of the business, investment bankers, mergers and acquisitions advisors, or business brokers construct a list of potential buyers known as a prospective buyer list.
Any prospective buyer that might be a match for the acquisition of a business that is being advertised in a sell-side transaction is generally referred to as a prospective buyer. In the area of mergers and acquisitions, a potential buyer is one of the purchasers who is added to a prospective buyer list.
For a given seller, there may be a large number of qualified potential purchasers. In order to secure the best price for the seller, the selling agent's role is to encourage healthy competition among those prospective buyers.
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Pleaseeeee Hurryyyyy!!!!! Brutus is trying to decide between three local colleges. He needs some advice about if he is making the right decision. Which person at his school would be best suited to help him? school psychologist guidance counselor instructional designer library technician
Answers
Answer:
guidance counselor
Explanation:
Guidance and counselor work in schools to help students grow academically and socially. They offer guidance to students to help them excel in school and after-school life. Guidance counselors offer life skills and provide psycho-social supports to students in their school life. They are also trained to guide students in making the right career choices.
clara can spend her afternoon doing one of three things: she can study economics, plant a sapling in her garden, or wash her car. suppose she values spending time in the garden most; next her time washing the car; and her time studying economics the least. what is the opportunity cost of planting a garden?
Answers
The opportunity cost of planting a garden will be washing her car.
What is the opportunity cost?It should be noted that opportunity cost simply means the real cost of forgone alternative. It should be noted that it has to do with what we forgo in order to get something else.
The value or advantage forfeited by engaging in a specific activity in comparison to engaging in a different activity is known as the opportunity cost in microeconomic theory. Simply put, it means that if you choose one activity, you forfeit the chance to do another.
In this case, the opportunity cost of planting a garden will be washing her car. It should be noted that this is what she forgoes for the garden.
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using the information from the presentation brainstorm and create a list of at least five behaviors you believe would be considered responsible in the workplace
Answers
There are Five Ways to Act Professionally at Work.
the required details about professionalism is given in below paragraph
More than only appearances are included in professionalism! One's success at work is aided by a certain way of speaking, acting, and even thinking. The rewards are fantastic if you conduct yourself professionally at work.
1. At work, expectations and regulations
2. Personal Responsibility
3. Business Morals
4. external manifestation
5. Language
Examples of appropriate professional behavior include, but are not restricted to: demonstrating empathy for others; appropriately managing patients' and families' emotional reactions; demonstrating respect for others; displaying a calm, compassionate, and helpful demeanor toward those in need; and being uplifting.
Professional workers often produce well, are driven, and deliver excellent work. They are popular with both clients and coworkers, and they have the potential to become leaders.
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The President of the Mount Pleasant Student Council met with the
members and planned a fund-raising fair. In order for this occasion to
materialize successfully the President has given the Vice-President and
Committee Chairman special duties to perform. This procedure is referred
to as
O delegating
O directing
o controlling
Omotivating
Answers
Answer:
Directing
Explanation:
Directing is the function of managers or the authority to issue instructions and guidance to subordinates and oversee their implementation. The management guides and inspires the other members towards achieving the set organizational goals. Directing is providing leadership to junior members of the organization.
The President of the Mount Pleasant Student Council is directing the members to ensure a successful event.
carlos' firm manufactures custom-made furniture that is sold through various furniture retailers. carlos sources the wood he needs from various lumber manufacturers and uses a distributor to get his products to the retail stores for sale. the suppliers of the wood, the distributor, and the retail stores are all part of a
Answers
Carlos sources the wood he needs from various lumber manufacturers and uses a distributor to get his products to the retail stores for sale. the suppliers of the wood, the distributor, and the retail stores are all part of a Supply channel
Supply chain management, in the context of commerce, is the control of the movement of products and services between establishments. This can involve the transportation and storage of raw materials, inventories for commodities still being produced, finished goods, and the complete fulfillment of orders from the point of production to the point of consumption.What are the supply lines?When seeking for the finest means to sell their products, a corporation can pick from four primary distribution channels. Direct sales, wholesale, brokerage, and dual distribution are available options. Choose your supply chain distribution partners wisely for best practices.to learn more about supply chain, Click the links.
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a firm's current profits are $600,000. these profits are expected to grow indefinitely at a constant annual rate of 4 percent. if the firm's opportunity cost of funds is 7 percent, determine the value of the firm:
Answers
The value of the firm will be - $20,000,000.
The perpetual growth model will be used to calculate the firm's worth.
Income divided by the company's value (k - g)
Where
firm opportunity cost, where k
G is the constant growth rate.
The following is how we determine the firm's value.
The company is worth $600,000 / (0.07 - 0.04)
Value of the company is $600,000 / 0.03
The company is worth $20,000,000.
What is Business Valuation?
Business valuation is the process of figuring out the economic worth of the company. It entails considering various factors of the business, such as management, capital structure, competition, and the overall outlook for the nation's economy, in addition to future earnings. A firm would often do a business appraisal when it is seeking for a buyer, merging with another business, or even buying another company.
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stacey noted that the client was a cantankerous old man and that her current project team lacked the requisite skills to work with him. time was running short, so the best approach to making sure the
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In a situation where Stacey noted that the client was a cantankerous old man and that her current project team lacked the requisite skills to work with him, and the time was running short, so the best approach to making sure the project team had the necessary skills was to hire a contractor for the life of the project. Therefore, the option A holds true.
What is the significance of a contractor?A contractor can be referred to or considered as a person to whom a company outsources its projects and operations in order to save the time and efforts on a project, and also ensure the completion of a project well within the deadline time.
Therefore, the option A holds true and states regarding the significance of a contractor.
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The missing part of the incomplete question has been added below for better reference.
Stacey noted that the client was a cantankerous old man and that her current project team lacked the requisite skills to work with him. Time was running short, so the BEST approach to making sure the project team had the necessary skills was to:
A. Hire a contractor for the life of the project
B. Leave the project mid-way
C. Appoint someone else in the team
D. None of these
if sellers do not adjust their quantity supplied at all in response to a change in price, the price elasticity of supply is
Answers
If sellers do not adjust their quantity supplied at all in response to a change in price, the price elasticity of supply is perfectly Inelastic.
What is Inelastic Supply?When the percentage change in quantity supplied is less than the percentage change in the price of the good, the absolute value of the coefficient is less than one.
The investigated time horizon is a key determinant of supply elasticity in most markets. Long-term supply is usually elastic, but short-term supply is inelastic. This occurs because companies cannot adjust their plants in the short term to produce a greater quantity of goods in less time. As a result, in the short term, the quantity supplied is unaffected by price changes.
Companies, on the other hand, can build and operate new factories or close old ones over longer time periods, and adjust the quantity supplied accordingly.
Thus, If sellers do not change their quantity supplied in response to a price change, the price elasticity of supply is completely inelastic.
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the monteleone company pays large fees to a highly-recognizable, prestigious individual to be the spokesperson for the company's products, luxury private jets. monteleone is probably following the
Answers
The Monteleone company is probably following the focused differentiation strategy. Hence, Option B is correct.
What is a focused differentiation strategy?A business must provide distinctive features to a product or service and meet the needs of a niche or narrow market in order to implement a focused differentiation strategy.
Examples of such companies that follow focused differentiation strategy are BMW and Apple. These companies concentrate on creating cutting-edge products for a wide market. Because of their distinctive qualities, such as the driving experience for BMW or the elegant design and user experience for Apple, consumers are willing to pay premium prices for their products.
The Monteleone company is probably following the focused differentiation strategy. Hence, Option B is correct.
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"Your question is incomplete, probably the complete question/missing part is:"
Monteleone is probably following the
A. focused cost leadership strategy
B. focused differentiation strategy
C. integrated cost leadership/differentiation strategy
D. total quality strategy
when considering the materials aspect of your art show budget, you should consider everything you need others to do to make the show happen.
Answers
When considering the materials aspect of your art show budget, you should consider everything you need others to do to make the show happen, this statement is false.
An art show is historically the distance wherein artwork objects meet an target market. The showcase is universally understood to be for a few brief duration except, as is hardly ever genuine, it is said to be a "everlasting exhibition". In American English, they may be referred to as "showcase", "exposition" or "display".
What is the reason of an art show?
"Short solution: to make artists' ideas public. "long answer: The reason of an art show is ultimately unique to every exhibition, pushed with the aid of artists' ideas, the context of the distance, and the organizer/curator.
How do I get into art show?
Recognize the topic.
Study and understand the rules thoroughly.
Follow the regulations.
Input the most quantity of portions that you are allowed.
Provide the info but not any greater than that.
Enter as many suggests as possible.
Do not take it for my part in case your artwork doesn't get in.
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True or false: A 15-year mortgage typically requires higher monthly payments than a 30-year mortgage but the total interest over the life of the loan will be less.
Answers
Answer:
TrueExplanation:
think ink is a growing company that sells a variety of inks for home and business printers. management at think ink has decided to open a sales branch overseas to handle sales and distribution abroad. think ink is engaging in
Answers
Think about how ink is exported directly.
the reqired details about direct exporting is given in below paragraph
The definition of direct exporting is:
Direct exporting is the procedure through which the producer, or an overseas agent, exports goods to foreign customers directly.
These manufacturers are another name for these exporters. Even consignment-based commodity deliveries are considered direct exports.
Businesses with high turnover generally offer their products either directly to foreign clients or through middlemen. Although there is a very high risk involved with direct exporting, there is also a very large potential payoff.
The following organizational structures are available to exporters for direct export:
(a) The export corporation may export its goods through an export department or division with a domestic headquarters, such as the integrated export division.
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GUYS I NEED YOUR HELP ASAP. ok so im running for school secretary and well i forgot to make an online flyer its due TOMORROW do you guys know any good online customizable flyer websites . if so lmk in the comments i will be forever grateful!!!! btw i just put a random subject
Answers
Answer:
canva is a good one
lemme know if u like it haha
looking at employment through a lifespan telescope. age, health and employment status of people with serious visual impairment
Answers
The following topics discuss how people's choices in terms of attire, employment, hobby , interests, and mode of transportation are influenced by the physical characteristics of the planet.
What is a hobby?An enjoyable pastime is what we refer to as a hobby. It is a hobby that relieves stress and anxiety. Examples of popular pastimes include chess, reading, writing, cooking, and travel.
Here is a short list of just a few interests. A hobby is an interest, pursuit, or leisure done in one's free time for amusement or relaxation.
With rekindled interests and advancing trends, a list of hobbies can become broad and vast. With rekindled interests and advancing trends, a list of hobbies can become broad and vast.
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a client looking to invest in a mortgage-backed instrument and mitigate prepayment risk may wish to consider a(n)
Answers
A client looking to invest in a mortgage-backed instrument and mitigate prepayment risk may wish to consider a(n) - 28455712.
What is mortgage?A mortgage is a sort of loan used to buy or keep up a house, land, or other types of real estate. The borrower agrees to make payments to the lender over time, usually in a series of monthly installments that are split into principal and interest. Then the asset is used as security to protect the loan.
Borrowers must apply for a mortgage through their preferred lender and make sure they satisfy a number of standards, including minimum credit scores and down payments. Before they proceed to the closing stage, mortgage applications must pass a rigorous underwriting procedure. The borrower's needs will determine the different sorts of mortgages, such as fixed-rate and conventional loans.
Mortgages are loans used to purchase homes and other types of real estate.
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sellers of a product will bear the larger part of the tax burden, and buyers will bear a smaller part of the tax burden, when the question 35 options: a) tax is placed on the buyers of the product. b) demand for the product is more elastic than the supply of the product. c) supply of the product is more elastic than the demand for the product. d) tax is placed on the sellers of the product.
Answers
When the supply of a good is more elastic than that of the demand for it, sellers of the good will bear a larger portion of a tax burden, and buyers would then bear a smaller portion of the tax burden.
The correct option is C.
What does demand elasticity mean?Elastic elastic demand is one where there is a significant shift in the quantity demanded as a result of a price change. A small variation in the quantity demanded as a result of a price change is referred to as inelastic demand. The method here for calculating elasticity.
Elastic or inelastic demand—which is preferable?Since the demand for inelastic goods won't change, they are more likely to continue generating income during bear markets or recessions. Businesses that manufacture products with elastic demand can boost revenue besides lowering price. Companies that manufacture goods to inelastic demand can boost revenue by raising their price.
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A change of state of matter is an example of a/an
A. chemical change
B. chemical reaction
C. exothermic reaction
D. physical change
Answers
Answer:
D.Physical Change
Explanation:
Physical changes alter the size, shape, form or basically the matter state of a material....& they are reversible.
So over here, Changes of state are physical changes in matter coz they are reversible changes that do not change matter's chemical form or chemical properties.
For example, Ice- even though it changes to water when it melts, it can still change back to ice when it freezes. so the change is reversible.