It will take 11 years time to reach a financial goal you have $33,556.25.
What is a present value and Future Value?The amount of cash that must be invested in order to realize a given future objective is known as the present value. Future value is the amount of money that will grow over time if the initial investment is made. You must invest the present value in order to realize the future worth.
Given,
Present value(PV) = $33,556.25
Annuity = $5,000
Future Value(FV) = $220,000
Rate = 12%
Required to Calculate time =?
FV = PV*(1 + r)∧n + Annuity*(((1 +r)∧n-1)/r
220,000 = 33,556.25*(1 + 0.12)∧n + 5,000(((1 + 0.12)∧n-1/0.12
3.47855 = (1.12)∧n
Taking log on both sides,
log(3.47855) = log(1.12)∧n
N=0.541398/0.049218
N= 11 (approx)
Thus, it will take 11 years to reach the goal. In a brokerage account and you plan to deposit an additional $5,000 at the end of every future year until your account totals $220,000. you expect to earn 12% annually.
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price of gasoline rises by 10 percent, and the quantity demanded falls by 25 percent. what is the number and is it elastic or inelastic?
The price of gasoline rises by 10 percent, and the quantity demanded falls by 25 percent. the number and demand for this good are inelastic.
If the price of excellent increases by means of ten percent and the amount demanded decreases via the simplest five percent, that correct is said to have an inelastic call. the amount demanded does now not stretch much relative to the change in fee. gasoline is an incredibly inelastic product, which means adjustments in prices have little effect on demand.
Price elasticity measures the responsiveness of demand to modifications in price. nearly all price elasticities are poor an increase in price ends in a lower call for, and vice versa. The demand for a good is inelastic if the percentage lower in the quantity demanded is much less than the percentage growth in its price. In this example, a ten percent fee upward push brings a two percent lower in the amount demanded so the call is inelastic.
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according to the , an organization exists not only to satisfy customer wants and needs but also to preserve or enhance individuals’ and the community’s long-term best interests.
According to the societal marketing concept, an organization exists not only to satisfy customer wants and needs but also to preserve or enhance individuals’ and the community’s long-term best interests.
The idea of the societal marketing concept is that the organizations ought to satisfy the necessities and needs of customers, yet this target ought to be lined up with the long-term best interests of the community.
Societal marketing concept concept holds that the marketing strategy of any organization should include both the individual and community’s best interests at heart. It should focus on presenting and maintaining a good image for the organization while earnestly focusing on their social responsibilities.
The main points of societal marketing concept are:
Choosing the suitable target marketUnderstanding the wants and needs of said target market (customers)Catering to these requirements better than the competitionTake societal responsibility and earn a profit by satisfying the customersYou can learn more about societal marketing concept at
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due to scarce resources, every individual, whether rich or poor, faces a(n) (one word) cost when choosing to produce or consume more of one good over another.
Due to scarce resources, each person, whether wealthy or terrible, faces opportunity charges while choosing to produce or consume extra of one right over any other.
The scarcity method is that there are fewer resources than are had to fill human needs and wants. those assets can come from the land, exertions resources, or capital resources. you're in all likelihood used to considering natural resources which include titanium, oil, coal, gold, and diamonds as scarce. In fact, they're on occasion referred to as “scarce sources” just to re-emphasize their limited availability.
Scarce resources like gold, oil, silver, and other fossil fuels are naturally uncommon. when demand exceeds the supply, these assets grow to be scarce and prices can go up. different commodities, like diamonds, command a high charge due to their limited availability and manipulation in their market.
Every commodity comes with a charge; essentially, every useful resource on the earth shows a degree of shortage. for instance, time and money are generally scarce resources. inside the real world, it's far common to locate someone with little of one aid or even both.
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to reduce traffic, market town enacts an ordinance that allows only a few specific street vendors to operate in certain areas. a court would likely review this ordinance under the principles of
To reduce traffic, market town enacts an ordinance that allows only a few specific street vendors to operate in certain areas. a court would likely review this ordinance under the principles of equal protection.
The bill of Rights is the primary ten amendments to the constitution that guard the rights and freedoms of Yankee residents. The bill of Rights became introduced to the constitution so that the anti-federalists could conform to ratify the constitution. bill of Rights. the first ten amendments or additions, to the constitution, give people critical rights including freedom of speech.
A law that limits the liberty of all folks may violate the noticeable due system. A law that restricts people of a certain countrywide starting place from doing something can be cautiously tested to make certain it promotes a compelling authorities hobby before it is allowed to stand. The invoice of rights serves to defend citizens from extra government electricity. the motive of The invoice of Rights It achieves this via ensuring there is the separation of powers between exceptional authorities branches, the judicial, government, and the legislative.
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If a capitalist country were to focus on taking care of underprivileged citizens and bridging the income gap, it would be best described as which economy?
A. communist
B. mixed
C. socialist
D. state
E. command
Answer:
C?
Explanation:
I Don't really know so please don't be mad
If a capitalist country were to focus on taking care of underprivileged citizens and bridging the income gap, it would be best described as a socialist economy. The correct option is C.
How do socialists explain inequality?The competitive and egotistical characteristics of capitalism are to blame for the disparity that exists in society. Socialists disagree that people are born with equal abilities, but they do think that because everyone contributes to society, they should all be paid equally.
Socialist principles include free access to products and services, production for use rather than profit, equal distribution of wealth and material resources among all people, and the end of market competition.
Thus, the ideal selection is option C.
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owner withdrawals cause a(n) (increase/decrease) in owner's equity and are recorded directly in owner's (capital/withdrawal/equity) .
Owner withdrawals cause a decrease in owner's equity and are recorded directly within the owner's withdrawal.
What is a withdrawal?A withdrawal is the act of taking money out of a trust, pension, savings account, or other similar institution. It is occasionally necessary to fulfill requirements in order to withdraw money without incurring fees, and penalties for early withdrawal typically apply when an investment contract's terms are broken.
A withdrawal can be made as either a cash withdrawal or an in-kind withdrawal, and it can be done over a period of time in fixed or variable quantities or all at once. An in-kind withdrawal only entails taking ownership of assets without converting them into cash, as opposed to a cash withdrawal, which necessitates turning an account, plan, pension, or trust's holdings into cash, typically through a sale.
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If a company issues stock for cash, the accounting equation will show an increase in assets and an increase in owners' equity.
When a company issues stock for cash, it is essentially selling a portion of the company to investors in exchange for cash. This cash is considered an asset because it increases the company's cash balance. At the same time, the owners' equity also increases because the company now has additional funds from the investors.
To illustrate this, let's consider an example. Suppose a company issues 1,000 shares of stock at $10 per share. The total amount of cash received would be $10,000 (1,000 shares x $10 per share). As a result, the company's cash balance increases by $10,000, which is an increase in the asset side of the accounting equation.
Additionally, the owners' equity also increases because the company now has additional funds from the investors. This increase in owners' equity represents the ownership stake that the investors have acquired in the company through the purchase of the stock.
Therefore, when a company issues stock for cash, the accounting equation will show an increase in assets (specifically, an increase in the cash balance) and an increase in owners' equity.
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Eggs, toilet paper, and candy bars are examples of __________. a. specialty goods b. convenience goods c. shopping goods d. unsought goods please select the best answer from the choices provided a b c d
Answer:
B. convenience goods will be the answer for this one
intermediate accounting 17th edition, by donald e. kieso, jerry j. weydandt, and terry d. warfield; john wiley
Intermediate Accounting, 17th Edition is written by industry thought leaders, Kieso, Weygandt, and Warfield and is developed around one simple proposition: create great accountants.
"Upholding industry standards, this edition incorporates new data analytics content and up-to-date coverage of leases, revenue recognition, financial instruments, and US GAAP & IFRS. While maintaining its reputation for accuracy, comprehensiveness, and accessibility"
Different features of this edition includes-
- Easy assessment
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to be successful, a financial institution is required to a. ensure maximum dividend payment to investors. b. maintain positive cash flow position of investors. c. reduce the fluctuations in currency rates. d. understand the cause of rise and fall of interest rate
When any financial institution wants to be successful, it is required by them that they have to understand the cause of rise and fall of interest rate. Hence, Option D is correct.
What is a financial institution?When any of the institutions or any organisation that is engaged in doing business and all such kinds of transactions that are related to monetary terms come under the financial institutions.
The best example of a financial institution is a bank. It is the bank that is used that is termed as a financial institution. There are various financial institutions apart from banks present in the nation.
Thus, Option D is correct.
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when performing capital budgeting and considering replacement projects, one factor that must be considered is the potential of equipment that is no longer needed.
When performing capital budgeting and considering replacement projects, one factor must be regarded as the potential salvage value of equipment no longer needed.
Salvage value is an asset's estimated book value after depreciation, depending on what a business needs to obtain in return for the entity at the end of its lifespan. As a result, an asset's estimated salvage value is crucial when determining a depreciation schedule.
Salvage value should be considered when performing capital budgeting and considering replacement projects on pieces of equipment no longer needed. Any asset that a business will depreciate on its records over time can have a projected salvage value determined. Every business will establish its own set of criteria for calculating salvage value.
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employees are of the employer : an organization’s employees described in terms of their training experience judgment intelligence relationships insight
Human capital is used to define the personnel of an organization in terms of their education, experience, judgment, intelligence, relationships, and insight.
What do you understand by Human Capital?The information, skills, and health that people invest in and amass throughout the course of their life give them the opportunity to realize their potential as contributing members of society. Two American economists, Gary Becker, and Jacob Mincer coined the term "human capital" in the 1960s to refer to the combination of abilities, knowledge, experience, habits, and personalities that each of us possesses and that can be leveraged to accomplish goals. Human capital is an asset made up of a person's knowledge and abilities that may be applied by a company to further its objectives. Because a company cannot succeed without some level of human knowledge and abilities, human capital is crucial.
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the elasticity of demand is defined as the percentage change in quantity demanded divided by the percentage change in .
The elasticity of demand is defined as the percentage change in quantity demanded divided by the percentage change in price.
Price elasticity measures the responsiveness of the quantity demanded or supplied of an awesome to a trade in its charge. it's far computed as the percentage change in quantity demanded—or furnished—divided by using the proportion change in rate.
An elastic call for is one wherein the change in quantity demanded because of a trade in charge is huge. An inelastic call for is one in which the trade in amount demanded because of a change in rate is small. The components used right here for computing elasticity.
Fee elasticity of call for is the ratio of the proportion exchange in the amount demanded of a product to the percentage alternate in charge.
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Lone wolves possess low levels of both organizational commitment and task performance and exert the minimum level of effort needed to keep their jobs. V true or false?.
The statement is false because lone wolves possess a low level of organizational commitment but a high level of task performance.
Organizational commitment is the relationship that staff members have with their employer (the organization). Employees that feel compelled to remain with their company because leaving would result in lower pay and benefits are a perfect example of high-level commitment.
Task performance is the efficiency with which job holders accomplish their duties. undertake tasks that support the technical core of the business, either directly by performing a technological process or indirectly by giving it the resources or services it needs (Borman & Motowidlo, 1993).
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A major advantage afforded by a low-cost provider strategy is a. Setting the industry's price ceiling to capture volume gains and achieve economies of scale. B. Overly aggressive price-cutting. C. ) having the basis for the firm's cost advantage undermined by cost-saving technological breakthroughs that can be readily adopted by rival firms
Setting the industry's price ceiling to capture volume gains and achieve economies of scale.
Economies of scale is a term used to describe a decrease in production costs accompanied by an increase in production volume. Economies of scale allow for production cost efficiency for high production activities.
The existence of economies of scale is also a sign that a company has grown rapidly. This is due to increased sales activity which encourages companies to increase production. So, the more production, the lower the production costs borne by the company.
By understanding what economies of scale, you can infer what their effects are. This can actually have the following impact:
Can increase the variety of products produced. This is because of the efficiency of production costs carried out by the company.Maximizing company profits by maximizing existing resources both in terms of equipment and human resources.Minimize the risk of loss and increase sales activities.The price of goods is also cheaper so that it can reach all parties. In fact, the price of goods is also influenced by the elasticity of income.Increase worker wages due to high labor requirements followed by increased working hours.Able to increase the competitiveness of a product so that it is not inferior in terms of quality and quantity to products made abroad.You can learn more about Economies of scale here brainly.com/question/15605103
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tax services had the following accounts and account balances after adjusting entries. assume all accounts have normal balances. loading...(click the icon to view the accounts listing.) prepare the adjusted trial balance for 's tax services as of december 31, .
Following adjusting entries, Walker's
Tax Services had the following accounts and account balances. let's say that each account has a typical balance of total 104150.
What is an Account balance?
The amount of money held in a financial institution, such as a savings or checking account, at any particular time is known as the account balance. The net amount, which includes all debits and credits, is always the account balance.An account balance that falls below zero represents a net debt-for example, when there is an overdraft on a checking account. A financial account, such as a checking, savings, or investment account, represents the available cash, or current account value, through an account balance.The current value of account balances is made available by financial institutions both online and on paper statements.To know more about Account balance visit:
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the of a project is the total value of the benefits minus the total value of the costs, with both costs and benefits adjusted to reflect the point in time at which they occur.
The net present value (NPV) is the total value of the benefits minus the total value of the costs
The gap between the current value of cashflows and withdrawals over a period of time is known as net present value (NPV). To evaluate the profitability of a proposed investment or project, NPV is used in terms of investment. The outcome of computations to determine the present value of a stream of payments in the future is NPV.
The current worth of a payment stream from a business, project, or investment is determined using net present value (NPV).
You must predict the timing and size of future cash flows in order to determine NPV, and you must choose a discount rate that is equal to the least allowable rate of return.
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a municipal bond carries a coupon rate of 7.75% and is trading at par. required: what would be the equivalent taxable yield of this bond to a taxpayer in a 40% combined tax bracket? (round your answer to 2 decimal places.)
The equivalent taxable yield of this bond to a taxpayer in a 40% combined tax bracket is 12.92%
What is tax rate on the yield of a municipal bond?
A municipal bond investment is tax-free especially for those residing in the area where the bond is issued, in other words, an equivalent taxable yield of a bond to a taxpayer in 40% tax bracket needs to increase proportionately such that the after-tax yield remains at 7.75%
equivalent taxable yield*(1-tax rate)=municipal bond yield
When the tax rate of 40% is deducted we would be left with 7.75%
equivalent taxable yield*(1-40%)=7.75%
equivalent taxable yield=7.75%/(1-40%)
equivalent taxable yield=7.75%/0.60
equivalent taxable yield=12.92%
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most amusement parks in the united states charge a fixed price for admission, which includes unlimited roller coaster rides for the day. some people attempt to ride the roller coasters as often as possible in order to maximize the value of their admission. does planning to ride the coaster repetitively demonstrate thinking on the margin?
One can reduce the average cost per ride by attempting to ride the roller coaster as frequently as possible.
One's satisfaction may not always be maximized in this way. After multiple trips on a roller coaster, one could grow weary of it or perhaps feel physically ill. Total enjoyment would decrease if returning on the roller coaster made one's condition worse. Therefore, according to the concept of thinking on the margin, one should keep riding the roller coaster as long as the marginal benefit exceeds the marginal expense.
What is margin thinking?
Making judgments requires "at the margin" thinking, or basing choices on minute changes in resources, according to economists. When preferences, resources, and informational restrictions are taken into account, this results in the best judgments being made.
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barry is a business owner who sells high quality drones with hd cameras for personal use. in an effort to improve his skills in social media, he pays to attend an online webinar about pinterest strategy. what is barry engaging in?
Barry is engaging in an exchange as he he pays to attend an online webinar about pinterest strategy to improve his skills in social media.
What is an exchange?According to Armstrong (2009), he defined an exchange in marketing is the act of obtaining a desired object from someone by offering something in return.
This happens any time people trade goods or services. All exchange is supposed to produce "utility," which means the value of what you trade is less than the value of what you receive from the trade.
Therefore, he is engaging in an exchange as he he pays to attend an online webinar about pinterest strategy to improve his skills in social media.
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Reporting revenues only when cash is received and expenses only when cash is paid is called the.
Reporting revenues only when cash is received and expenses only when cash is paid is called the cash basis of accounting.
What is the cash basis of accounting?The cash basis of accounting is an accounting method that records revenue only when cash is received and records expenses only when cash is paid.
Cash accounting does not include account receivable or account payable. The cash basis of accounting is commonly used by small businesses. Cash accounting is not an accepted method of accounting under the IFRS or US GAAP.
An advantage of the cash basis of accounting is it easy and a simple method to use. A disadvantage of cash accounting is it is a less accurate representation of financial position when compared with the accrual method of accounting.
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which two statements are true of environmental forces? multiple select question. they are largely beyond the control of marketers. promotional and pricing forces are examples. social and economic forces are examples. their purpose is to apply pressure to organizations to improve global conditions.
Two statements true of environmental forces are:
social and economic forces are examplesthey are largely beyond the control of the marketerEnvironmental forces are the elements within the commercial enterprise' environment that have an effect on its operations. external environmental elements affecting commercial enterprise can include the financial weather, local politics, consumer profits, and the training of the hard work pressure.
Air, water, climate, soil, herbal flora, and landforms are all environmental elements. with the aid of definition, the environmental elements affect regular residing and play a key role in bringing health differences throughout the geographic regions.
The analysis is predicated on assessing the underlying natural tactics followed by way of articulation of the relevant societal forces causing environmental alternations: (1) science and generation, (2) governance, (three) markets and the financial system, and (4) public behavior.
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sales recorded in a cash register would be an example of a(n) activity in an information system.
A(n) activity in an input information system would be something like sales that are logged in a register.
What do the terms "information system" and "output" mean?
The communication between an information processing system, such as a computer, and the outside world, which may include a human or another information processing system, is known as input and output, or I/O. The system's inputs are the signals or data it receives, and its outputs are the signals or data it sends.
What kind of input would you use in a system?
Whatever you introduce into a system is an input. For instance, the circulatory system needs oxygen from breathing and energy from meals to function. The inputs are those. Electricity and input from your keyboard and mouse are needed for a computer system.
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n 2021, nora (28) lived with her daughter, avery (4), her brother, jack (19), and her fiancée, luke (30) for the entire year. nora's adjusted gross income is $32,850, jack's gross income is $5,000, luke's gross income is $4,500, and avery has no income. none of the individuals in the household were students during the year. neither jack, nor luke, nor avery provided over 50% of their own support. nora qualifies for and files as head of household in 2021. how many qualifying dependents can nora claim on her return?
The Appropriate response is option (one).
As the relative cannot have a gross income of more than $4,300 in 2021 and be claimed by you as a dependent, only Avery qualifies as a dependent for Nora.Gross income is the total of all incomes, salaries, profits, interest payments, rents, and other kinds of income for families and people before any deductions or taxes. It contrasts with net income, which is the gross income less any applicable taxes and other deductions.
How do gross and net income differ?Before taxes, benefits, and other payroll deductions are taken out of an employee's paycheck, that amount is known as their gross pay. Net pay, often known as take-home pay, is the amount that is left after all withholdings have been taken into accountTo learn more about Gross income, Click the links.
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Which approach to estimating is usually coordinated by a project manager/office and is a roll up of individual estimates from work breakdown structure elements?.
Top-Down estimating is usually coordinated by a project manager/office and is a roll-up of individual estimates from work breakdown structure elements.
What is Top-down estimating?Top-down estimating is a technique for first analyzing a project or budget as a whole before breaking it down into more manageable parts. Professionals that use a top-down approach develop a project's broad plan or budget without specifying the specifics. The project budget or plan would then be given by these experts to others who could assess the expenses or specifics of the plan more effectively.
The most frequent users of top-down estimating in a corporation are managers, investors, and other important decision-makers or stakeholders. A top-down approach enables primary stakeholders within a business to plan projects with ambitious scopes while leaving the details to others with more knowledge about the project specifics. Company leaders and related professionals frequently have long-term visions or goals for a department, location, or the entire company.
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chuck, a single taxpayer, earns $75,000 in taxable income and $10,000 in interest from an investment in city of heflin bonds. (use the u.s. tax rate schedule.) required: if chuck earns an additional $40,000 of taxable income, what is his marginal tax rate on this income? what is his marginal rate if, instead, he had $40,000 of additional deductions? note: for all requirements, do not round intermediate calculations. round percentage answers to 2 decimal places.
The average tax rate is 19.83% and the marginal tax will be 27.36%.
How to calculate the tax?Chuck's average tax will be:
= Total tax) Taxable income × 100
= 14875/75000 × 100
= 19.83%
It was stated that he's a single taxpayer, earns $75,000 in taxable income and $10,000 in interest from an investment in city of heflin bonds as earns an additional $40,000 of taxable income.
Therefore, the marginal cost will be:
= (25817 - 14875)/(115000 - 75000)
= 10942/40000 × 100
= 27.36%
The marginal cost is 27.36%
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place the following in order (top down) of how they would appear in the heading of deli llama's annual income statement for the fiscal year ended march 31, 2020.
Dell Llama, Inc.
Income Statement
For the year ended March 31, 2017.
Companies and governments utilize fiscal years, which are one-year periods, for financial reporting and planning. The most typical accounting period utilized to create financial statements is a fiscal year. Not all fiscal years coincide with the calendar year, despite the fact that they can begin on January 1 and end on December 31. For instance, universities frequently start and finish their fiscal years in accordance with the academic year.
A fiscal year is a span of time that lasts for a full calendar year but does not always begin on January 1. Depending on their accounting and external auditing procedures, nations, corporations, and other organizations may begin and conclude their fiscal years in different ways.
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question 5 mr. porter sells 10 bottles of champagne per week at a price of $100 per bottle. he can sell 11 bottles per week if he lowers the price to $90 per bottle. the quantity and the price effects on total revenue would be, respectively:
As per the given data, there is An increase of $90 and a decrease of $100.
( bottle cost 90x10 =900 and 90x11=990; increase of $90)
(Total Revenue: 100x10=1000 , 90x10=900; difference is 100)
What is revenue?While doing any kind of business, a person always invests some money and tries to generate a profit. This can be done with the help of operations calculations.
After an average sale that has been done. This kind of work or activity is done in the case of revenue. One can easily calculate the revenue by putting the given value into the formula.
Thus, in the case of Mr. Potter, after selling 11 bottles per week, the total revenue will be a difference of a hundred dollars.
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according to sfac no. 2, "qualitative characteristics of accounting information", is "the quality of information that enables users to perceive its significance." (enter only one word per blank.)
According to sfac no. 2, "qualitative characteristics of accounting information", understandabilityis "the quality of information that enables users to perceive its significance."
Accounting is a time period that describes the procedure of consolidating financial facts to make it clean and comprehensible for all stakeholders and shareholders. The principle aim of accounting is to record and document a business enterprise's financial transactions, monetary performance, and coins flows.
Accounting, also called accountancy, is the dimension, processing, and verbal exchange of financial and nonmonetary information approximately monetary entities inclusive of groups and corporations.
The median annual wage for an accountant is well above the countrywide median common for occupations. The top-paying industries for accountants consist of finance and insurance, management of agencies and firms, tax coaching, and the government.
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if a registered representative is suspended by finra's department of enforcement, his first appeal would be to
If a registered representative is suspended by FINRA's department of enforcement, his first appeal would be to the National Adjudicatory Council. Broker-dealer registration and regulation are handled by the Financial Industry Regulatory Authority (FINRA).
FINRA is not a representative of the government, despite the fact that it possesses regulatory authority. It is a non-profit organization and the biggest self-regulatory organization (SRO) for the U.S. securities market.
A membership-based organization known as an SRO develops and upholds regulations for representative in accordance with federal laws. Broker-dealers are subject to licensure and regulation by FINRA. The exams that securities professionals must pass in order to sell securities are administered by FINRA.
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chris has just graduated from high school. he hopes to complete a carpenter's apprenticeship and eventually open his own business. what has chris developed?
Chris has just graduated from high school. he hopes to complete a carpenter's apprenticeship and eventually open his own business. chris has developed a Goal.
What is business?
Business is the process of earning a livelihood or accumulating money via the production of commodities or the purchase and sale of products. Also covered is "any activity or enterprise undertaken for profit." Businesses initially assist society by distributing commodities and services that are necessary for survival. Additionally, they produce jobs that enable members of society to make a living and meet their basic requirements.
Therefore,
chris has just graduated from high school. he hopes to complete a carpenter's apprenticeship and eventually open his own business. chris has developed a Goal.
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