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two years ago, you purchased 220 shares of ibm stock for $124 a share. today, you sold your ibm stock for $142 a share. for this problem, ignore commissions that would be charged to buy and sell your ibm shares and dividends you might have received as a shareholder.
For prescription drug coverage with her family health care plan,
Emmeline has four options:
Option A: $50 monthly premium and $20 co-pay per prescription
Option B: $70 monthly premium and $15 co-pay per prescription
Option C: $90 monthly premium and $10 co-pay per prescription
Option D: $110 monthly premium and $8 co-pay per prescription
Based on Emmaline's records, her family fills an average of two
prescriptions per month. Which would be her least expensive
option?
Option A
Option B
Option C
Option D
No
Answer:
the answer is A
Explanation:
option A is $50 monthly premium and $20 co-pay per prescription.
if you do the math:
$50 + $20 x 2=90
$70 + $15 x 2= 100
$90 + 10 x 2= 110
$110 + 8 x 2= 126
(you multiply 2 because of the amount of prescriptions she goes through per month )
P.S I am also a personal finance student and took the test, got it right, but didn't go off the answer here.
Hope this helps :)
The least expensive option for Emmeline would be:
A: $50 monthly premium and $20 co-pay per prescriptionAccording to the given question, we are asked to show the least expensive option for Emmeline when purchasing a prescription drug based on family health care plan.
As a result of this, we can see that a $50 monthly premium and a $20 per day prescription would cost $90 which is lower than the cost of other prescription plans which goes as high as $126.
Therefore, the correct answer is option A
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2. What are the importance of vocation and business?
Answer:
A major part of your life is your vocation. This is your career or even your business. Fulfillment in your vocation can contribute to leading a satisfying and successful life. Factors involved in having a satisfying vocation are that you should have a purpose, help others and be concerned about future generations
one method for organizing economic activity, i.e. deciding what is produced and how it is produced is the method used in the army. a central authority issues commands that are obeyed by people. these commands tell people what to produce, how much to produce, and who will produce what. an alternatve method of organizing economic activity is to rely on a free market. i.e. allowing people to engage in voluntary exchange where people are left alone to buy or sell only if they percieve it is in their self interest to do so and to let the market set the price of goods and services. there is no central authority telling people what to do and people are left alone to order their lives as they see fit. according to milton friedman:
Based on the ways of organizing economic activity, Milton Friedman believed that C. Generally speaking, economies that rely on voluntary exchange have produced more prosperity and freedom for its citizens than central controlled economies.
What did Milton Friedman say?Milton Friedman was of the opinion that evidence showed that on average, economies like the Free Market Model, where there is voluntary exchange of goods and services, have seen higher levels of prosperity.
This is as opposed to Command economies where the economy is centrally controlled. These economies do not have voluntary exchange and instead works by orders being given by the government.
Options for this question include:
A. History has shown us that centrally controlled command economies promote prosperity and freedom.B. The Soviet Union is and example of a centrally controlled command economy that produced prosperity and freedom for its citizens.C. Generally speaking, economies that rely on voluntary exchange have produced more prosperity and freedomg for its citizens than central controlled economies.D. A neccesary condition for a system of voluntary exchange to be used to organize an economy is that prices be allowed to fluctuate according to supply and demand, i.e. no central authority interferes in people buying and selling in the market.Find out more on Milton Friedman at https://brainly.com/question/27228918
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what is the main reason that the american public turned against monopolies? they saw the price of goods rise as their wages decreased. they saw the price of goods rise as their wages increased.
The main reason that the American public turned against the monopoly was they saw the price of goods rise as their wages decreased.
A monopoly is when one enterprise and its product dominate an entire enterprise wherein there's little to no opposition and clients ought to buy that precise excellent or carrier from the only company.
A monopoly is a company that is the sole seller of its product, and in which there are no close substitutes. An unregulated monopoly has marketplace strength and can have an effect on fees. Examples: Microsoft and windows, DeBeers and diamonds, your neighborhood natural gas company.
A monopoly implies a specific possession of a market by means of a provider of a product or a service for which there is no substitute. In this situation, the dealer is able to determine the fee of the product without fear of opposition from different sources or thru substitute merchandise.
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what was a benefit of square inc. that differentiated it from the other pos systems that were available at the time it first launched? more than one answer may be correct.
Small businesses could afford to accept credit and debit card transactions because they charged a flat fee for each transaction. We were able to accept credit and debit cards for payment. Restaurant servers can process customer payments at the table, increasing the Benefits speed at which they turn tables.
Small businesse groups and individual operators didn't have to spend money on expensive servers and infrastructure, so credit and debit cards were available for the price. This has led organizations to recognize how employees are challenged and managed,Benefits leading to the development of a Principle Y management style dedicated to the self-fulfilling power of character. In McGregor's view, performance obligations are imposed on managers as well as subordinates
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on december 1, jasmin ernst organized ernst consulting. on december 3, the owner contributed $83,110 in assets to launch the business. on december 31, the company’s records show the following items and amounts.
The following is a presentation of how the stockholder equity was prepared:
Equity statement of stockholders
Capital, December 1, J. Ernst $ 0
Addition: Owner investment of $83,100
Added: $2,960 in net income
Less: Owner withdrawals ($1,120)
Capital, J.Ernst, December 31 $84,940
Note for work:
Following is a presentation of the income statement's creation:
Revenue Statement
earning from consulting $12,940
Less:
Cost of living: $2,640
Cost of salaries is $5,920.
Cost of calling: $800
Charges not listed $620
Total outlays came to $9,980.
$2,960 in profit
Consequently, we can say that
$84,940 is the stockholder equity's final amount.
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ay co. reported the following financial data for its most current year: beginning-of-year common stock $105,000 beginning-of-year retained earning 175,400 net income 33,400 dividends paid 10,500 issuance of common stock 24,000
The correct answer would be $327,300.In order to calculate end-of-year stockholders equity following equation is used.
Stockholders equity = Year-end common shares + year-end retained earnings - treasury stocks.
Since there are not any treasury stocks in this case, we just have to get year-end common stock value and retained earnings. To calculate year-end stock value we just add the beginning balance of stock to the other stock issuance value during the year which in this case would be:105,000 + 24,000 = 129,000 .
Whereas, to calculate year-end retained earnings, we take the beginning balance add the net and subtract any dividend paid.
Calculation during this case would be:
175,400 + 33,400 - 10,500 = 198,300
So, stockholder equity = 129,000 + 198,300 = 327,300.
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The chart shows a range of credit scores.
A bar chart titled Sample Credit Score Range has Rating on the x-axis, and credit score on the y-axis, from 0 to 800 in increments of 100. A poor credit score is 500, a weak score is 600, an average score is 700, a good score is 730, a very good score is 750, and an excellent score is 800.
A credit score between 500 and 600 means a consumer would most likely
find it easy to get a loan.
find it hard to get a loan.
get a loan with low payments.
get a loan with low interest.
Answer:
find it hard to get a loan.
Explanation:
According to the bar chart, a credit rating of between 500 and 600 lies within a bad and poor credit score. A bad or poor credit score indicates the irresponsible use of credit facilities and bad credit history. It tells that the individual has a history of missing out on loan installments, late payments, or defaulting on loans.
A bad or poor credit rating implies that a customer is highly likely to default on loan repayment. Due to this reason, lenders judge them to be high-risk customers and are likely to deny them credit facilities.
Answer: B
Explanation:
select all of the following that are companies that paid dividends for 100 consecutive years. a. bp b. stanley works c. corning glass works d. pullman, inc.
The companies that paid dividends for 100 consecutive years is: b. Stanley Works c. Corning Glass Works, d. Pullman, Inc.
What is dividend?Dividend can be defined as the money a company or an organization paid yearly to their shareholders and the money the company paid to their shareholders are from the profit they make or generated.
Shareholders often invest their money in a business or buy part of a company shares in which they in turn receive profit from the company they invested their money into.
Stanley Works, Corning Glass Works and Pullman, Inc. are the companies that has been paying dividend to their shareholders 100 consecutive years.
Therefore the companies that paid dividends for 100 consecutive years is: b. Stanley Works c. Corning Glass Works, d. Pullman, Inc.
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Learning the language of money is not that important because you will be able to depend on financial planners to manage your money. True or false?.
It's false that learning the language of money is not that important because you will be able to depend on financial planners to manage your money.
Benefits of personal finance include effective budgeting of spending, high retirement savings rates, and the ability to make prudent investment decisions that help individuals reach their financial goals. Financial planning is more influenced by economic factors, values, goals, and current scenarios.
Aspects such as family history, personal profile, and financial planners obligations also influence investment decisions. While these above factors tend to influence decision-making, it is still in the hands of investors to build a solid investment portfolio based on their needs and profile.
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The product is shown without a decimal point. Where should the decimal point be placed?
3.12 × 4 = 1248
5th grade work
Answer:
Answer:B Place the decimal point after 2
Explanation:
All you have to do is multiply 3.12 times 4
A transcript should be requested from—-
the post office
your references
former employers
past schools you have attended
Answer:
Past Schools you have attended
Explanation
what is a sure way to boost sales? question 8 options: advertise. offer a 100% guarantee. run contests. give away products.
Answer: The correct answer is “Offer a 100% guarantee.”
Explanation: Mark as brainliest:)
solid is a new arm of a large global financial services firm targeting teens and millennials. the new platform and associated services are meant to appeal to the youth market by being low cost, having low barrier of entry, and super simple to use.
Banks and financial service providers must ultimately look to their future customers to survive and prosper in the increasingly crowded market, i.e., they must focus on the Millennial-Zillennial-Gen Z groups to reap the benefits.
According to a Morgan Stanley analysis from 2019, Millennials will continue to be the largest driver of net new loan demand over the next seven years. As a third of all consumer debt is expected to be owed by Gen Z by 2040, banks will have to compete with one another for their business.
In addition to making up the majority of the client base, these generations have also caused a fundamental shift in the banking and financial services sectors because to their shared traits, viewpoints, and beliefs.
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how long does it typically take for a magazine article about your business to appear, after the story is submitted?
After your story is submitted, it usually takes about 6 months for your business to be published in a magazine article.
Magazine articles and popular articles are articles that are often written by staff writers and journalists, regardless of their expertise. Popular Articles: Usually short. Use images to grow your readership. I often advertise.
The basic format for citing journal articles is similar to that of journals. Required information includes author name, article title, journal name, publication date, and page number. Some periodicals may contain volume numbers.
The structure of a newspaper, magazine articles, or website article usually consists of three parts: Medium – Makes clear and interesting points about the topic. end - the last paragraph summarizing the point.
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part of every sales presentation should include disclosure of any treatments and information regarding
part of Every sales presentation should provide information on care and disclosure of any therapies.
presentation for sales
A sales presentation, also known as a sales pitch, is a line of argument used in selling approach that aims to persuade someone or something. It uses a prepared sales presentation strategy of a good or service to start and finish a sale.
A sales pitch is generally intended to be either a descriptive elaboration of a product or service that an audience has already demonstrated interest in, or a presentation of that same product or service to an audience that is unaware of it. Salespeople develop and deliver a sales pitch, which can be formal or casual and can be given in a variety of ways.
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Which two security regulations does the pci enforce with regard to electronic banking?
Choices
A. Banks must maintain a secure network
B. Banks must allow customers to chose the level of security they want
C. Banks must compensate customers for money lost due to stolen cards
D. Banks must have information security policy
Answer:
A. Banks must maintain a secure network D. Banks must have information security policyExplanation:
The Payment Card Industry Data Security Standards (PCI DSS) are there to make sure that companies dealing with payment cards for customers protect these customers by having a secure payment environment to prevent customer money being at risk.
First and foremost the companies should have a secure network for processing card payments and data which means no expense should be spared in maintaining this. Companies must also have an information security policy that employees must follow when dealing with customer information.
mention and explain documents for buying and selling
Answer:
Inquiry Letter
Sometimes a business can send this to a supplier to find out if they have a certain good in stock.
Purchase Requisition
This is a document used by a department in a company to request that those in charge of procurement acquire some goods for them.
Quotation
This is a document sent by a supplier to the prospective buyer informing them of the goods they have and their selling price.
Purchase Order
This is the document that shows a formal request for goods from a supplier.
Delivery Note
This is used to confirm that the buyer has received the goods they ordered. The buyer will typically sign this document to confirm receipt.
Invoice
A supplier prepares and sends this to the buyer to show them the goods they ordered and the prices so that the buyer knows how much they owe.
you want to earn a decent salary at a potential job. you know that there is room for negotiation, so you ask for a slightly higher hourly rate than you think the employer will accept. if the employer ends up giving you an hourly rate close to your initial asking rate, he or she has likely been influenced by the a) monty hall problem. b) anchoring effect. c) framing effect. d) availability heuristic
If the employer ends up paying you an hourly rate that is near to your initial asking rate, he or she has most likely been swayed by the anchoring effect. Thus, option (B) is correct.
What is employer?
Employer refers to the person who is the head of his subordinates. He is the team leader who directs his employees towards the achievement of the goals. In simple words, he is the boss of the employees.
Anchoring bias or anchoring effects occurs when people make decisions based on prior information or the first knowledge they discover.
Therefore, it can be concluded that If the employer pays you an hourly rate that is close to your initial asking rate, he or she has most certainly been convinced by the anchoring effect. Hence, option (B) is correct.
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Manuel, an it manager, has been studying the actions that his workers perform in an attempt to improve their productivity. Manuel is utilizing.
Manuel, an it manager, has been studying the actions that his workers perform in an attempt to improve their productivity Mateo is utilizing. In economics, productivity quantifies output per unit of input, such as labor, capital, or any other resource. For the economy, it is frequently computed as a ratio of GDP to hours worked.
workers productivity can be broken down further by industry to study trends in labor growth, salary levels, and technology advancement. Productivity increase is directly related to corporate earnings and shareholder returns. Productivity is a measure of the efficiency of a company's production process at the corporate level.
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factors to consider when preparing a slide
Answer:
the aim of the presentation, the subject matter, the audience, the venue or place, the time of day, and the length of the talk
Answer:
Location and accessibility
knowing your competitors
study the building
Landscape,sizes,shape
anybody wanna be friends
Answer:
Meeeeeeeee
Explanation:
Also I’m bored
Answer:
I'll be ur friend, thx for the free points, stay safe, and have a great day/night!
in labor supply, the change in people's choices when they have more income is called the effect.
In labour supply, the change in people's choices when their income increases is called an effect Wage Changes.
Labour Supply
Individual decisions on how much of their labour to supply in the labour market are referred to as labour supply. The rest of the hours that aren't labour hours are referred to as leisure in economics. Individuals will decide how many hours they wish to devote to work and how many to leisure based on their personal preferences.
As the actual pay rate rises, for example, so does the opportunity cost of leisure. This causes workers to supply additional labour (the "substitution effect"). However, as the real wage rate rises, workers get more money for the same number of hours worked.
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when a clause is included in a mortgage, requiring it to assume a lower lien priority position, it is called: select one: a. an estoppel clause. b. an acceleration clause. c. a subordination clause. d. a participation clause.
When a clause is included in a mortgage, requiring it to assume a lower lien priority position, it is called c. a subordination clause.
A mortgage is an agreement between you and a lender that permits you to borrow cash to buy or refinance a domestic and offers the lender the right to take your house if you fail to repay the money you've got borrowed.consumerfinance.gov.
A loan is an agreement between you and a lender that gives the lender the right to take your property if you fail to repay the money you've borrowed plus interest. loan loans are used to buy a home or to borrow money towards the cost of a domestic you already very own. Seven matters to look for in a loan.
An example of a mortgage is the loan you took out whilst you obtain your property. To loan is whilst you're taking a mortgage and using your house as collateral. An instance of a loan is when you visit a financial institution and borrow money against your house.
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a characteristic of an accrued expense is: multiple choice cash is paid, but an expense is never recorded. an expense is recognized, but the cash payment is never paid. cash payment occurs before expense recognition. the expense is recognized before the payment of cash.
A characteristic of an accrued expense is the expense is recognized before the payment of cash. Hence, Option D is correct.
What is an accrued expense?In other words, when any kind of expense is incurred when there are no invoices or other kinds of documents, they are considered as accrued expenses.
They can be classified as current liabilities, in which case they have to be paid within a time period of a minimum of 12 months. It also appears or can be visible on a company's balance sheet.
Therefore, among all the given characteristics, the one which is the characteristic of an accrued expense option D.
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The complete question is attached in text form:
Which of the following is a characteristic of an accrued expense? multiple choice:
cash is paid, but an expense is never recorded.
an expense is recognized, but the cash payment is never paid.
cash payment occurs before expense recognition.
the expense is recognized before the payment of cash.
sandy and her improvement team test the new pain control idea in the cardiac unit over the course of six weeks. the results continue to show improvement. what phase will the project enter next?
The project will enter Implementation phase
What does implementation mean?A plan, a method, or any other concept, idea, model, specification, standard, or policy for doing anything is executed or put into practice through implementation. Implementation is therefore the action that must come after any initial thought for something to truly occur.
The steps used to get a product up and running after a consumer purchases it are included in the definition of implementation in the context of information technology (IT). Among these procedures are the following:
evaluating requirements,
installing,
configuring,
customizing,
testing,
operating system integrations
delivery of user training and
change
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in viña del mar, chile, a large number of shops specialize in selling the same quality of seafood products along the beach frequented by tourists. no individual shop dares charge more than the going price without fearing loss of business to other shops. this exemplifies
Along the tourist-friendly beach in Via del Mar, Chile, a sizable number of stores specialise in providing the same kind of seafood products. No business would dare to charge more than the market rate without worrying about losing customers to rival businesses. This is a perfect example of pure rivalry.
Seafood includes any marine species that people would eat, with fish and shellfish leading the list. Shellfish includes bivalve molluscs like clams, oysters, and mussels as well as cephalopods like octopus and squid. Echinoderms and other crustaceans like shrimp, crabs, and lobster are also featured.
Seafood is a key source of (animal) protein in many cuisines around the world, particularly in coastal areas. Pescetarians, who only consume seafood as a source of meat, are regarded as semi-vegetarians.
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As with all managerial work, arts and
communication managerial work requires
which of the following?
A. previous experience
B. knowing someone in the industry
C. passion for the industry
Answer: it’s A previous experience
Josh is journalizing an adjustment for a bank service fee. What type of
account would this be considered?
A. cash
B. revenue
C. expense
D. accounts payable
Answer:
Expense
Explanation:
this organization is a part of the u.s. treasury department and its auditors examine and audit the books and records of organizations and individuals to determine their federal tax liability.
This organization is part of the US Department of the Treasury, and its auditors examine and audit the books and records of organizations and individuals to determine their federal tax liability. this organization is the IRS.
Taxes can be defined as mandatory levies from the people for the state. Every penny of tax money paid by the people will be included in the post of state income from the tax sector. Its use is to finance central and local government spending for the welfare of the community.
Taxes are very beneficial for the state. In full, taxes are widely used for:
Financing state expenditures, such as: self-liquidating expenditures, for example: expenditures for productive projects for export goods.Financing reproductive expenditures, such as: expenditures that provide economic benefits for the community, for example: expenditures for irrigation and agriculture.Financing expenses that are not self-liquidating and non-reproductive, for example: expenses for the construction of monuments and recreational objects.Financing unproductive expenses, for example: expenditures to finance national defense or war and expenditures for future savings, namely expenditures for orphans.You can learn more about tax here brainly.com/question/16423331
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