Type the correct answer in the box. Spell all words correctly.
Peter is planning his finances for the next couple of years. He wants to save money to eventually by a house because he will be getting married
soon. He has created a savings plan revolving around his necessary expenses, and he has set a target of three years to save up a down paymet
for a house. At which phase of the financial life cycle is Peter in?
Peter is in the
phase of the financial life cycle.

Type The Correct Answer In The Box. Spell All Words Correctly.Peter Is Planning His Finances For The

Answers

Answer 1

Answer: initial stage

Explanation:

The initial stage of financial life cycle is simply the first stage or the beginning phase of the financial cycle. Since he want to save so that he can get a house, thus means that he wants to accumulate asset.

Furthermore, it should be noted that the initial phase of the financial life cycle typically begin at a young age of about 25 years.

Answer 2

Answer:

initial stage

Explanation:


Related Questions

money that’s irretrievably gone and instead to focus on the marginal costs and benefits of future options.

Answers

Sunk charges are to forget approximately the money and time that is irretrievably long past and rather attention to the marginal cost and blessings of contemporary and future options. cash that’s irretrievably gone and instead to consciousness at the marginal costs and benefits of destiny options.

Marginal cost is the brought value to provide an additional nicely. for example, say that to make 100 automobile tires, charges $a hundred. To make one extra tire might fee $eighty. this is then the marginal fee: how an awful lot it fees to create one additional unit of a great or carrier. The fees of manufacturing decide the marginal price.

Marginal cost refers to the extra cost to produce each additional unit. for example, it might cost $10 to make 10 cups of coffee. To make another would value $0.80. therefore, this is the marginal value – the extra fee to provide one extra unit of output.

Marginal cost represents the incremental costs incurred while producing extra units of a good or service. it's miles calculated by taking the entire alternate inside the value of producing extra items and dividing that through the trade inside the number of products produced.

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Which of the following is the term used to describe costs which change day to day, week to week and month to month based on business activities?

Answers

Answer:

Variable costs

Explanation:

Variable costs is the term that describes business costs that vary with the production level. An increase in output increases the variable costs. Variable costs are progressive and increase or decrease with the production volume.

Examples of variable costs include raw material and distribution costs. Variable costs contrast with fixed costs, which remain constant throughout a financial period.

mr. thomas has $100 income this year and zero income next year. the market interest rate is 10 percent per year. mr. thomas also has an investment opportunity in which he can invest $50 this year and receive $80 next year. suppose mr. thomas consumes $50 this year and invests in the project. what will be his consumption next year?

Answers

Kingdom tax groups have their very own rule and lots have greater time to acquire. as an example, California can gather nation taxes up to twenty years after the evaluation date.

Solution:

Income           $100

Used              $50

Remaining      $ 50

Invest in Project Projecta $50

Receive         $ 80

Consumption next year = $ 80.

The penalty is normally 5% of the tax owed for every month or a part of the month the return is overdue. The most failure-to-record penalty is 25%. if your go-back is extra than 60 days late the minimum penalty for no longer filing taxes is $435 or the amount of tax owed whichever is smaller. Any 12 months you have minimal or no income you may be capable of bypassing filing your tax return and the related office work. however, it is flawlessly criminal to document a tax return showing 0 earnings and this is probably an awesome idea for some reasons.

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required: compute apple’s profit margin for fiscal years ended (a) september 29, 2018, and (b) september 30, 2017. is apple’s profit margin on a favorable or unfavorable trend? in 2018, did apple’s profit margin outperform or underperform the industry (assumed) average of 12%?

Answers

Apple's profit margin has outperformed. Apple's profit margin is on the rise.

Profit margin= net income/ total sales

September 29, 2018= 22.4%

September 30, 2017= 21.1%            

(b) Given that it had a net profit margin ratio of 21.17 percent in 2017 and increased by 1.2% by 2018, Apple's profit margin is on the rise.

What is a fiscal year?

A financial year is a time period that is described in governmental accounting. It is sometimes referred to as a fiscal year or a budget year. It is frequently employed to lay out a nation's budget. Typically, a nation's fiscal year won't coincide with the conventional calendar year. Because of this, the nations that use this system typically have tax laws that demand that accounting records be kept and maintained and that taxes be computed and assessed in accordance with the fiscal year that has been established by the government.

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A supplier is an external stakeholder that?

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Answer:  A supplier is an external stakeholder that a business must communicate with.

Explanation:  It is very important that good communication is maintained with suppliers as they provide the goods and services that are necessary for a business to operate.

stockholders' equity as of may 31, 20y3, assuming that assets increased by $126,190 and liabilities increased by $75,870 during 20y3.

Answers

Assets = Liabilities + Stockholders' Equity (A = L + E) is the accounting equation.

A). December 31, 20Y2: Using the values in the issue as a substitute, you get

777,000= 186,000 + E. Subtract 186,000 from both sides to find the answer for E.

E = 591000

The financial situation of a company as of a particular date is provided by the accounting equation. The balance sheet, which is a component of a company's financial statements, contains these accounts.

What is meant by Stockholders' equity?

The amount of assets still accessible to shareholders after all obligations have been satisfied is known as shareholders' equity, sometimes known as shareholders' or owners' equity. It can be computed as the sum of a company's share capital and retained profits less treasury shares or alternatively as the firm's total assets less total liabilities. Common stock, paid-in capital, retained earnings, and treasury stock are all examples of stockholders' equity.

Complete Question -

Accounting Equation Shannon Cook is the stockholder and operator of You're A Star LLC , a motivational consulting business. At the end of its accounting period, December 31, 20Y2, You're A Star has assets of $777,000 and liabilities of $186,000. Using the accounting equation determine the following amounts:

A. Stockholders equity as of December 31, 20Y2 .

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Pepsico entered into a long-term contract with a south african beverage company. The contract calls for the south african firm to produce and market pepsi products in the country. Pepsico will receive royalties on each case of sodas sold. This is an example of.

Answers

Joint venture

Pepsico signed a long-term agreement with a South African beverage company. The agreement calls for the South African company to manufacture and market Pepsi merchandise in the country. Pepsico will be compensated for each particular instance of soda sold. This is an example of a joint venture.

A joint venture is a partnership between two or more parties to develop a single organization or project for profit while sharing the risks involved with its development. The joint venture's parties must consist of at least two natural persons or entities.

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a firm has a when its goods are made more valuable in the presence of those of another firm. competitor substitute supplier complement

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A firm  has a when its items are made greater precious within the presence of these of any other company:  complement

A firm is a for-profit commercial enterprise—including an employer, limited liability business enterprise (LLC), or partnership—that gives professional services. A firm is any type of business. Examples of firms are a sole proprietorship, partnership, restrained liability employer, or enterprise. The time period is slightly greater commonly related to a partnership.

According to the net Etymology Dictionary, in 1744, the time period first emerged in the English language with the means of 'business residence'. it's miles believed to have come from the German Firma which means 'a enterprise, call of an enterprise,' which came from the Italian word Firma, which means 'signature', and Firmware 'to sign'.

A firm can be a company such as a consumer item keep that offers a physical product. it can additionally describe service providers together with barbers. though the word firm can confer with any for-income commercial enterprise, we use it greater regularly to describe entities in particular industries consisting of regulation and accounting.

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who was the first wwe champion

Answers

Answer:

Buddy Rogers

Explanation:

Answer: Buddy rogers, is the correct answer.

One reason executive judgment can be a particularly important source of competitive advantage is that judgment:

Answers

One reason executive appraisals can be such an important source of competitive advantage is that they enable companies to build strong reputations.

Competitive advantage are aspects that make the goods or services of a company superior. Although this term is usually used for the business world, competitive advantage strategies can also be applied by certain organizations, communities, or individuals in a competitive environment.

To gain and maintain a competitive advantage, a company must be able to demonstrate greater quality than its competitors. They must also convey the information to the desired target audience.

For example, if a company has a product at a lower price than that of its competitors, it has a competitive advantage. The same is true if their product offers unique features that other products do not have. To create these advantages, companies can analyze competitive intelligence data to understand the strengths of their competitors.

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Answer:One reason executive appraisals can be such an important source of competitive advantage is that they enable companies to build strong reputations.

Explanation:

How would you best spend R1000 in a period of one month as a teenager

Answers

As a teenager who has R1,000 to spend in one month, you should save 20%, spend 50% on the things you need, and 30% on the things you want.

How should the money be spent?

One of the best ways to spend money as a teenager is to use the 50/30/20 rule.

This rule means that you spend 50% of the R1,000 on needs such as schooling equipment and essential clothing and school lunch.

30% should then be spent on wants such as new shoes or on going out with friends. 20% of the R1,000 should then be saved which comes to about R200.

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14. Joss Norton deposited a check for $474.85 and a check for $821.15. He
received $50 In cash. What was his total deposits?

Answers

Adding all of that would equal to $1,346

What document outlines the terms and conditions under which a tenant occupies a property, and outlines the rights and responsibilities of both parties? a. lease c. rent-to-own contract b. purchase agreement d. home equity loan

Answers

Answer:

a. lease

Explanation:

Lease is defined as a contract agreement that states the amount a lessee pays to the lessor for use of a property.

Also various conditions of use are usually stated in the lease.

For example who will handle maintenance of the property.

These terms are agreed by both parties and is binding on them.

Information like the lease amount, due date, lessor, and lessee are stated

WILL GIVE BRAINLIEST!! Answer the following 3 questions A, B, C, or D

UPDATE: I JUST NEED 10 & 12

Answers

Answer: 10 is a and 12 is b

Salaries and wages expense should have been accrued on december 31st, but the entry was not made. The result of this oversight is that.

Answers

Salaries and wages expenses should have been accrued on December 31st, but the entry was not made. The result of this oversight is that the liabilities are understated

Cash, inventory, property, accounts receivable, prepaid expenses, and equipment are examples of small-business assets. Lease obligations, short and long-term debt, accounts payable, and income taxes are all examples of liabilities. On a balance sheet, assets equal total liabilities plus owner's equity, so understating liabilities increases assets and owner's equity. This may make the company's financial situation appear more robust. Understating assets reduces profits, making the company appear weaker than it is. On an income statement, understatements have the same effect. On a cash-flow statement, understating liabilities increases cash flow, while understating assets decreases cash flow.

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in the leader role, managers pass privileged information directly to subordinates, whereas in the disseminator role, managers send information to people outside of their organizations.

Answers

False, in the leader role, managers pass privileged information directly to subordinates, whereas in the disseminator role, managers send information to people outside of their organizations.

What is a Leadership Role?

A leadership role involves taking charge of a team or entire organization.

     A leader has the ability to influence others and guide your team in a shared strategy. The leader is also responsible for building and maintaining employee morale, helping employees reach their full potential and inspiring employee loyalty.

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Unlike with domestic marketing, one of the key challenges of marketing globally is making sure that the marketing efforts meet the needs of the specific global market—what is also known as.

Answers

Unlike with domestic marketing, one of the key challenges of marketing globally is making sure that the marketing efforts meet the needs of the specific global market. It is also known as cultural fit.

What is meant by domestic marketing?

The supply and demand of goods and services within a single nation is known as domestic marketing. Although the company may have many market sectors, in domestic trade a firm fundamentally only has to deal with one group of consumers and one set of competitive, economic, and market challenges.

How can domestic market be improved?

This can be accomplished via enhancing resource allocation, or redistribution of labour and capital to enterprises with higher productivity. The output from these businesses will increase as a result of improved use of the production variables.

What are similarities between international and domestic marketing?

Building goodwill in both the home and international markets is necessary. Developing consumer goodwill is crucial. The era of caveat emptor is over, and now it's the era of caveat vendor. To win over clients, generous guarantees and after-sales service must be offered on a large scale.

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Lisa loves to draw and has a good eye for what is visually appealing. She wants a job where she can work independently, and possibly be self- employed. Which marketing position best matches her interests and career goals? A. Logistician B. Marketing research analyst O C. Sales representative D. Graphic designer​

Answers

Answer:

D. Graphic designer​

Explanation:

Graphic designers use visual arts such as images, words, and graphics to communicate with their audience. They may use hand or computer software to create captivating messages that inform, inspire, and attract customers' attention.

The objective of marketing is to make customers interested in the company's products. Graphic designers can use their talents to create charming visual arts to make customers want to buy a company's products. Graphic designers can be employed, but the majority work as independent contractors. Lisa has the skills to be a graphic designer. She can practice her talent as a self-employed individual.

Answer:

Graphic designer

Explanation:

I just did it

bobby and josephine are married and they work together. they have decided to maintain separation at work, though they are extremely close at home. based on our discussion of dialectic theory, which management technique are they using?

Answers

They are using segmentation as a management technique.

the required details about Democratic Theory is mentioned below

According to social dialectical theorists, all relationships—friendships, sexual ties, and family relationships—are intertwined in a number of contradictions.

Like any family, the many dialectical approaches have some things in common and some things that set them apart. The traits that are frequent are highlighted in this item.

.

The dynamic interaction between two unified opposites is a contradiction. Comprehending these three concepts—opposites, united, and dynamic interplay—is necessary for understanding this term.

The concept of opposition requires mutual negation since, according to semantics, opposites are synonyms of one another and are used to contradict, undo, cancel, or in some other way undermine one another.

The Chinese concept of Yin and Yang serves as the theoretical foundation for dialectics.

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When signing up for a new checking account you answer "No" and opt out of overdraft protection. On this day, you have $10 in your account and go out and use your debit card to buy lunch for $12, a movie ticket for $12 and dinner for $15. What is likely to be the outcome resulting from these transactions?

Answers

The outcome of the transactions is that the individual would charge an overdraft fee for more than 1 transaction and the overdrawn amount of $29 would require immediate payment.

What is overdraft protection?

Overdraft protection is a clause in the accounting document which enables the account holder to make withdrawals in excess of their balance, I mean that the checking accountholder is able to withdraw more than the current balance in the account with the understanding that the excess amount withdrawn would be repaid at a future time, but not exceeding a year because overdraft is short-term in nature.

In this case, the account holder is not entitled to overdraft protection because the accountholder already opted out of overdraft protection at the time of account opening

overdraft=($10-$12-$12-$15)

overdraft=-$29

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Which is the BEST goal to use when creating a marketing strategy?
O
raise awareness of the brand
increase sales by 5 percent
get more customers to visit the website
add teenagers to the target market

Answers

Answer:

I guess the answer is :- increase sales by 5 percent

coso enterprise risk management framework, each of the following is considered by management as part of a risk assessment

Answers

COSO enterprise risk management framework as Unknown risk.

What is risk assessment?

Identifying and assessing probable occurrences that could harm people, property, and/or the environment, as well as making decisions "on the tolerability of the risk based on a risk analysis" while taking influencing factors into account, are all incorporated into a risk assessment. Enhancing occupational health and safety is the ultimate goal of risk assessments. But to do this, workplace hazards must be identified and the risks they cause must be diminished or eliminated as part of the risk assessment process. Risk assessments at work are the employer's responsibility, thus they are in charge of seeing that they are done. As long as they are qualified to do so, an employer can choose a suitable person to do a risk assessment on the organization's behalf.

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computing return on equity starbucks reports net income for 2018 of $4,518.3 million. its stockholders’ equity is $5,450.1 million and $1,169.5 million for 2017 and 2018, respectively. a. compute its return on equity for 2018. b. starbucks repurchased over $7,208.7 million of its common stock in 2018. did this repurchase increase or decrease starbucks’ roe? c. if starbucks had not repurchased common stock in 2018, what would roe have been?

Answers

The ROE would remain at 136.51% without a share repurchase and would improve further with a share repurchase

What is ROE?

ROE means the return on equity, it is determined as the net income as a percentage of stockholders’ equity, in other words, the return on shareholder's capital which is computed as the net income divided by the average shareholder's equity expressed in percentage terms.

ROE=net income/average stockholders’ equity

net income= $4,518.3 million

average stockholders’ equity=($5,450.1+$1,169.5)/2

average stockholders’ equity=$3309.8

ROE in 2018= $4,518.3/$3309.8

ROE in 2018=136.51%

However, the repurchase of shares would reduce the  stockholders’ equity, the denominator of the ROE, hence, ROE would increase

Without the common stock repurchase in 2018, the ROE of the company would have remained at 136.51%

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What were his earnings for this week? answer please

Answers

Answer:

$23,175

Explanation:

The commission sales are 3%, and the sales amount is $22,500.

Divide 22,500 by 100 to find the cost per percentage.

$22,500 / 100 = $225

So, $225 = 1% of commissions

Now, $225 x 3 = $675

3% of commissions = $675

$22,500 + $675 = $23,175

I hope this helps!

financial statement auditing and services are both types of assurance services, but services are not.

Answers

Financial statement auditing and attestation services are both types of assurance services but consulting services are not.

Financial normally refers to cash matters or transactions of a few lengths or importance: a financial wizard. Monetary is used specifically in reference to government finances, or those of any enterprise: the end of the fiscal year. Economic relates, in particular, to cash as such: a monetary machine or popular.

Financial economics is a department of economics that analyzes the use and distribution of assets in markets. Economic choices have to regularly don't forget future occasions, whether or not the ones be related to man or woman stocks, portfolios, or the market as a whole.

In line with Blackwell, there are numerous triggers that could purpose financial anxiety. Some commonplace ones encompass a potential process loss, a money misstep, a lack of private finance training, or your adolescent beliefs approximately cash.

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an inflationary gap occurs when the as curve and the ad curve intersect of the potential gdp line.

Answers

An inflationary gap occurs when real GDP exceeds potential GDP and that brings a rising price level. An inflationary gap occurs when the AS curve and the AD curve intersect to the right of the potential GDP line. An inflationary gap is the difference between the current level of real GDP and the GDP that would exist if an economy was fully employed.

The current real GDP must be greater than the potential GDP for the gap to be termed inflationary. Assume that there is a national economy that produces 10,000 gallons of milk every week. However, the total weekly milk demand is 15,000 gallons.

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juanita makes $36 an hour at work. she has to take time off work to purchase her dress, so each hour away from work costs her $36 in lost income. assume that returning to work takes juanita the same amount of time as getting to a store and that it takes her 30 minutes to shop. as you answer the following questions, ignore the cost of gasoline and depreciation of her car when traveling.

Answers

The opportunity cost of time is $36.

How to calculate the cost?

It should be noted that the opportunity cost simply means the real cost of an alternative that's forgone. It should be noted that opportunity cost simply implies the thing that we will forgo just to have something else.

Here, the opportunity cost of time will be:

Travelling time = 30 minutes

Shopping time = 30 minutes

Opportunity cost = 30 minutes + 30 minutes

= 60 minutes

Therefore, the appropriate opportunity cost for this is $36. This is the amount that could have been made for that particular period.

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juanita makes $36 an hour at work. she has to take time off work to purchase her dress, so each hour away from work costs her $36 in lost income. assume that returning to work takes juanita the same amount of time as getting to a store and that it takes her 30 minutes to shop. as you answer the following questions, ignore the cost of gasoline and depreciation of her car when traveling.

Fund the opportunity cost of time.

what are true statements about the history of the fractional banking system? multiple select question. the gold reserves represented over 100% of the total money supply. the gold receipts were not accepted as a medium of exchange. goldsmiths issued paper receipts in excess of the amount of gold held. goldsmiths put the paper receipts into circulation by making loans. traders would deposit their gold with goldsmiths.

Answers

The true statements about the history of the fractional banking system include the following:

"Goldsmiths issued paper receipts in excess of the amount of gold held.""Goldsmiths put the paper receipts into circulation by making loans.""Traders would deposit their gold with goldsmiths."

What is a fractional banking system?

A fractional banking system can be defined as a type of banking system in which only a fraction (small portion) of checkable deposits are backed up by actual cash in bank vaults or deposits in the central bank, and are available for withdrawal.

This ultimately implies that, banks that are operating on the basis of fractional reserves are very much vulnerable and prone to either panics (runs).

Basically, the true statements about the history of the fractional banking system include the following:

Many goldsmiths issued paper receipts in excess of the amount of gold they held. Paper receipts were put into circulation by goldsmiths through loans. Traders usually deposit their gold with goldsmiths.

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which one of the following is a potential problem with management's comunication of financial information that causes third parties to desire the independent auditor's assessment of the financial statement presentation

Answers

Complexity of transactions affecting the financial statements and

Remoteness of the user from the organization

What is financial statement?

The business operations and financial performance of an organization are described in financial statements, which are written records. To ensure accuracy and for tax, financing, or investing purposes, financial statements are frequently audited by government entities, accountants, corporations, etc.

The balance sheet, income statement, cash flow statement, and statement of changes in equity are the four basic financial statements for for-profit entities. Financial statements are used by nonprofit organizations, although they are similar.

Financial statistics are used by investors and financial analysts to assess a company's performance and forecast the course of its stock price in the future. The annual report, which includes the company's financial statements, is one of the most crucial sources of accurate and audited financial data.

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on a market graph which of the following is represented by a line that slips upward from left to right?

Answers

The law of supply is expressed by the supply curve, which rises from left to right: The amount supplied rises as a certain commodity's price rises (all else being equal).

A Supply Curve: What Is It?

The supply curve illustrates the relationship between the price of an item or service and the volume delivered over a specific time period. In a typical scenario, the amount supplied will be shown on the horizontal axis and the price will be shown on the left vertical axis.

KEY LESSONS

On the majority of supply curves, as a good's price rises, so does the amount supplied.

Supply curves can frequently predict whether the price of a commodity will rise or fall in response to demand.

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Other Questions
QUESTION 4The concept of "truth-in-sentencing" is closely associated with which perspectiveO a. nonintervention.O b. rehabilitation.O c.justice.O d. crime control. Read about research ethics in chapter 2 (pages 40-49) to discuss the question below.Between 1932 and 1979, the US Public Health Services performed a study of the effects of syphilis on humans.Participants were all African-American males (400 with syphilis and 200 without). Some participants were told they were getting free healthcare. But the researchers did not treat the disease, just observed the path of untreated syphilis. By 1936, it was clear that syphilis caused serious health complications, and by 1946 researchers knew it could cause death. Penicillin became available in 1940 and could cure the disease. However, the study did not make participants aware of these facts. They also did not administer Penicillin or treat participants. There were many instances where participants with syphilis ended up passing syphilis on to family members.The study continued until 1972. The event that spurred the end of the experiments was a national media story about experiments, which lead to public outrage.*Mention and explain some of the research ethics that were violated in the aforementioned study. In lines 24-37 what evidence does Wallace offer to support her idea that people are not always focused on doing " whatever [is] necessary to survive " in a crisis? Is the evidence relevant and sufficient? Explain suppose there is a population of plants that have either purple flowers or white flowers, and the allele for purple flowers is dominant. I think I should indicate why I am here in Birmingham, since you have been influenced by the view which argues against "outsiders coming in." I have the honor of serving as president of the Southern Christian Leadership Conference, an organization operating in every southern state, with headquarters in Atlanta, Georgia. We have some eighty five affiliated organizations across the South, and one of them is the Alabama Christian Movement for Human Rights. Frequently we share staff, educational and financial resources with our affiliates. Several months ago the affiliate here in Birmingham asked us to be on call to engage in a nonviolent direct action program if such were deemed necessary. We readily consented, and when the hour came we lived up to our promise. So I, along with several members of my staff, am here because I was invited here. I am here because I have organizational ties here. is this ethos, pathos, or logos A ray of light is incident at an angle of 30 on the angle through which the ray is minimally a glass prism of refractive index 1.5. Calculate deviated in the prism. (The medium surrounding the prism is air) Write a RACE Paragraph How does the author use characterization to develop the personal qualities of her mother in "Two Kinds?" What is the traditional Chinese culture? Theories, which often can include models, maybe modified but are rarely discarded completely.How does the geocentric and heliocentricmodels of the solar system demonstrate this? The difference between two numbers is 69. Four times the smaller is equal to 3 more than the larger. What are the numbers? if youre a u.s. citizen or green card holder you dont need to show proof of vaccination or a negative covid test Find the indicated segment.(3x + 4) (x + 12) Hillary buys a television on a twelve-monthinstallment plan. If each of her first 3 installments istwice as much as each of her 9 remaining install-ments, and her total payment is $600, how much isher first installment?A. $35B. $40C. $65D. $80 based on the recognition principle, revenue is recorded on the financial statements when the: payment is collected for the sale of a good or service. earnings process is virtually complete. value of a sale can be reliably determined. product is physically delivered to the buyer. , . 1. (. ). 2. , (. ). 3. , (. ). 4. , - (. ). consequences of cardiac myocyte-specific ablation of katp channels in transgenic mice expressing dominant negative kir6 subunits not everyone is capable of fulfilling the role of the elder . explain statement with r reference to the essay If a meteorologist says that the air pressure is getting lower, whatwould you expect to see happen to Torricelli's mercury barometer? Solve for x.9^6 = x^3 x 9^3 please help!! will mark branliest if correct!!!