According to the Question,
Loan amount = 300000 - 15000 = 285000
Periodic loan payments are made by
P = L [r ( 1 + r ) ²n ] / [ ( 1 + r )² n - 1 ]P - Periodic payment = ?r - Rate of interest = 0.065/12 n - Term = 30*12 = 360L - Amount of Loan Taken = 285000Periodic Payment = 285000 × ( 0.065/12 ) × (1 + ( 0.065 / 12 )² 360) / (1 + ( 0.065 / 12)² 360 - 1 )
= 1801.39
Monthly payment = $ 1801.39
Therefore the Correct Response is Option D
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Correct Question - Suppose You Are Buying Your First Condo For $300,000, And You Will Make A $15,000 Down Payment. You Have Arranged To Finance The Remainder With A 30-Year, Monthly Payment, Amortized Mortgage At A 6.5% Nominal Interest Rate, With The First Payment Due In One Month. What Will Your Monthly Payments Be?
a. $2,215.71
b. $1,459.13
c. $1,369.06
d. $1,801.39
e. $2,179.69
A manufacturer of bolts has a quality-control policy that requires it to destroy any bolts that are more than standard deviations from the mean. The quality-control engineer knows that the bolts coming off the assembly line have mean length of cm with a standard deviation of cm. For what lengths will a bolt be destroyed?.
Answer:
The bolts that are outliers will be destroyed.
Explanation:
You will be given an LCL and UCL. anything that falls outside of that range will be destroyed.
You did not provide the LCL and UCL for me to devise the outliers on the bell curve.
mc which economist was used to explain the seen... which economist was used to explain the seen vs. the unseen?
The economist cited to contrast the seen and the unseen was Frederic Bastiat.
Famous for his theories regarding the state's function in economic development, Frederic Bastiat (1801–1850) was a philosopher and economist of the 19th century. The idea or practice of taxing imported goods to preserve a nation's native industries from outside competition was known as protectionism, and Bastiat was well known for pointing out its shortcomings. The economist cited to contrast the seen and the unseen was Frederic Bastiat. He was renowned for using satire to expose flawed political and economic ideologies.
Although he was not living when the Austrian school of economics developed, Frederic Bastiat is frequently credited with having influenced it because of his ardent support for free trade and limited government.
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If the united states government raises the income taxes on the wealthiest americans, while increasing welfare payments to the poorest americans, the result will likely be.
If the united states government raises the income taxes on the wealthiest Americans, while increasing welfare payments to the poorest Americans, the result will likely be decreased inefficiency.
What is an income tax?It should be noted that an income tax simply means the levy that's paid by employees in companies.
A tax placed on people or organizations in relation to their income or profits is known as an income tax. Tax rates multiplied by taxable income are typically used to calculate income taxes. Tax rates might change depending on the taxpayer's attributes and source of income.
In this case, when there's an increase in the income tax, this can affect the workers and lead to a reduction in their efficiency at work.
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a spokesperson for the u.s department of education said borrowers with those loans can call their servicer and consolidate them into the direct loan program to become eligible for forgiveness.
True. A United States department of education spokesperson said borrowers with those loans could call their servicer and consolidate them into the direct loan program to become eligible for forgiveness.
The temporary changes allow student borrowers to receive credit for loan payments made through the Federal Family Education Loan (FFEL) Program, the Perkins Loan Program, and other federal student loan programs. To qualify for the program, these debtors must apply to combine their loans into a Direct Consolidation Loan before the October 31 deadline.
Furthermore, regardless of whether borrowers were enrolled in a qualifying repayment schedule or made payments, past repayment durations are counted under the temporary changes.
Most borrowers who have worked for a non-profit organization or the federal, state, tribal, or local government and have been reimbursing their loans are qualified. Borrowers can also merge various sources of part-time jobs and months of service to qualify.
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The new york city subway currently costs $2. 50 to ride one way. Pretend that tomorrow, the cost is going to increase to $3. 0. Assuming you can lock in the $2. 50 rate in the future by paying for the future rides now, how many coins would you purchase? what are the key considerations to make?
Tomorrow, the $3 you spend is roughly = $3 today (one day discount). However, 10, 50, and 100 years from now, $3 is worth MUCH less than $2.50 today. At some point in the future $3 = $2.50 today. Plan to buy as many tickets as possible by that date log 1.2 / log 1.1 = 2 years
Basically, a discount is a reduction in the recorded price offered by the seller to the buyer while shopping. One of these marketing strategies is very often encountered in every country because discounts have a certain appeal to attract people's interest in buying products.
Discount Types
Percentage DiscountPrice Reduction DiscountFree ShippingFree GiftDiscounts on Special ProductsYou can learn more about discount here /brainly.com/question/3541148
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in the u.s. supreme court case, goodyear dunlop tires operation v. brown, 131 s.ct. 2846 (2011), the court found that the foreign subsidiaries of the u.s. parent company
The court determined that the American parent business was not subject to North Carolina's jurisdiction because of the Due Process Clause of the Fourteenth Amendment's limitations on a state court's authority.
What is Jurisdiction?
A court of general jurisdiction is one whose subject matter is not restricted to specific sorts of disputes. Every state in the United States has courts with broad jurisdiction, and the majority of them also have some courts with specific jurisdiction. Federal courts, or those run by the federal government, have a narrow scope of authority.
Two divisions of federal jurisdiction are federal question jurisdiction and diversity jurisdiction.
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Johnston, Inc., engaged in the following transactions involving treasury stock.
Feb. 10 Purchased for cash 17,000 shares of treasury stock at a price of $31 per share.
June 4 Reissued 6,000 shares of treasury stock at a price of $34 per share.
Dec. 22 Reissued 4,000 shares of treasury stock at a price of $22 per share.
a. Prepare general journal entries to record these transactions.
Answer and Explanation:
The journal entries are shown below
On Feb 10
Treasury stock Dr (17,000 shares × $31) $527,000
To cash $527,000
(Being the treasury stock purchased for cash is recorded)
On June 4
Cash (6,000 shares × $34) $204,000
To Treasury stock (6,000 shares × $31) $186,000
To Additional paid in capital - Treasury stock (6,000 shares × $3) $18,000
(being the reissuance of the treasury stock is recorded)
On Dec 22
Cash (4,000 shares × $22) $88,000
Additional paid in capital - Treasury stock (4,000 shares × $9) $36,000
To Treasury stock (4,000 shares × $31) $124,000
(being the reissuance of the treasury stock is recorded)
In which book of accounts do businesses record their daily financial transactions? Businesses record their daily financial transactions in a , also known as the businessperson’s diary.
Answer:
Journal not whatever the other person said
Explanation:
borgin inc. owns 30% of the outstanding voting common stock of burkes co. and has the ability to significantly influence the investee’s operations and decision-making. on january 1, 2021, the balance in the investment in burkes co. account was $402,000. amortization associated with the purchase of this investment is $8,000 per year. during 2021, burkes earned income of $108,000 and paid cash dividends of $36,000. previously in 2020, burkes had sold inventory costing $28,800 to borgin for $48,000. all but 25% of this merchandise was consumed by borgin during 2020. the remainder was used during the first few weeks of 2021. additional sales were made to borgin in 2021; inventory costing $33,600 was transferred at a price of $60,000. of this total, 40% was not consumed until 2022. what amount of equity income would borgin have recognized in 2021 from its ownership interest in burkes?
The amount of equity income is mathematically given as
CI= $22,672
This is further explained below.
What amount of equity income would Borgin have recognized in 2021 from its ownership interest in burkes?Generally, The amount of capital income that Borgin would realize in 2021 as a result of the company's ownership stake in Burkes
CI = [(108,000 × 0.30) – 8,000 + [(48,000 – 28,800) × 0.25 × 0.30) – [(60,000 – 33,600) × 0.40 × 0.30)
CI= 24,400 + 1,440 – 3,168
CI= $22,672
In conclusion, the amount of equity income
CI= $22,672
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correll company, which operates a mail-order clothing business, is physically located in state l. this year, the firm shipped $18 million of merchandise to customers in state r. state r imposes a 6 percent sales and use tax on the purchase and consumption of retail goods within the state.
Yes, State R residents who purchased Firm L merchandise owe use tax on their purchases.
The state would collect $1,080,000 additional state revenue.
Following is the respective explanation for the given answers -1. Yes, use tax must be paid on purchases made by residents of State R from Firm L (located outside of State R).
Retail purchases and consumption inside State R are subject to a 6% sales and use tax.
In State R, the cost of items to customers is $18 million.
For State R, Correll might receive $1,080,000 ($18 million * 6%).
2. For State R, Correll might receive $1,080,000 ($18 million * 6%).
State R would earn $1,080,000 more in revenue ($18 million * 6%) if Correll was required to collect the use tax at the moment of sale and then pay the tax earned to it.
Complete Question -Correll Company, which operates a mail-order clothing business, is physically located in State L. This year, the firm shipped $18 million of merchandise to customers in State R. State R imposes a 6 percent sales and use tax on the purchase and consumption of retail goods within the state.
Required:
a. Do State R residents who purchased Firm L merchandise owe use tax on their purchases?
b. If State R could legally require Firm L to collect a 6 percent tax on mail-order sales made to residents of the state, how much additional revenue would the state collect? Explain the reasoning behind your answer.
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rich and poor households differ in ways that go beyond income. following are his- tograms that compare the distributions of household size (number of people) for low-income and high-income households.53 low-income households had annual in- comes less than $15,000, and high-income households had annual incomes of at least $100,000.
Both distributions are skewed to the right and single-peaked with low-income more strongly skewed
The visual depiction of data points arranged into user-specified ranges is called a histogram. The histogram, which resembles a bar graph in appearance, condenses a data series into an intuitive visual by collecting numerous data points and organizing them into reasonable ranges or bins. A histogram is an image of data that resembles a bar graph and groups several categories into columns along the horizontal x-axis.
The numerical count or percent of occurrence in the data for each column is represented by the vertical y-axis. To see how data distribution patterns look, utilize columns. Technical analysts in trading utilize the MACD histogram to show variations in momentum. Compared to the corresponding MACD and signal lines, the MACD histogram columns may provide buy and sell indications early.
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sales $76,500 direct materials used 7,300 depreciation on factory equipment 4,700 indirect labor 5,900 direct labor 10,500 factory rent 4,200 factory utilities 1,200 sales salaries expense 15,600 office salaries expense 8,900 indirect materials 1,200 product costs are
If sales salaries expense is 15,600, office salaries expense is, 8,900 and the indirect materials is 1,200. The product costs are $24,500.
Product costUsing this formula
Product cost=Sales salaries expense +Office salaries expense
Where:
Sales salaries expense= $15,600
Office salaries expense=$8,900
Let plug in the formula
Product cost=$15,600+$8,900
Period costs=$24,500
Therefore If sales salaries expense is 15,600, office salaries expense is, 8,900 and the indirect materials is 1,200. The product costs are $24,500.
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a company can estimate the amount of loss that will occur if a foreign government expropriates some company assets. after considering all of the facts, the company believes that the fair value of the seized assets will be between $300,000 and $450,000, with $410,000 being the most likely amount. if expropriation is reasonably possible, what amount, if any, should be accrued with respect to the liability? a. $0 b. $300,000 c. $410,000 d. $450,000
If expropriation is reasonably possible, what amount, if any, should be accrued with respect to the liability of $0
Therefore the correct option is A $0
What is Company Assets?
An object of value that a business has is referred to as an asset. Various types of assets are used in business. They can be concrete, physical assets like computers, furniture for offices, and other fixtures, or intangible things like intellectual property. On the balance sheet, which may be seen in the company's annual report, business assets are listed and appraised. They are shown as articles of ownership on the balance sheet and are listed at historical cost rather than market value. The majority of company assets can be depreciated, which is the process of spreading an asset's cost over time, or they can be written off as one sizable expense in the year of purchase (taken as an item on the income statement). Under section 179, some substantial, pricey assets can be eligible for complete expense in the year of acquisition.
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are there elements of the strategic sourcing process used at federal express that apply to other companies?
Yes, there are elements of strategic sourcing process which are used at Federal Express that apply to other companies.
Strategic sourcing at Federal Express has enabled the corporation to re-engineer its approach in order to manage the suppliers and other indirect activities and groups which tend to involve in the corporation's supply chain.
Such indirect activities tend to represent the functions which do not have a direct customer touch-point, thus, enable such activities which are essential in order to deliver services to end users.
Hence, the examples of best practices are offered to other organizations by the Federal Express centralization process.
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In any economic system, scarce resources have to be allocated among competing uses. Market economies harness the forces of.
A market economy utilizes the forces of supply and demand to allocate scarce resources.
The market economy system is an economic system that determines decisions related to investment, production, and distribution based on supply-demand relationships that determine the prices of goods and services. The main characteristic of a market economy is making investment decisions or distributing production goods through capital and financial markets.
In a market economy, economic problems are solved entirely by the market. Market dominance depends on pricing and the methods chosen by producers and consumers in the process of production and consumption. The market economy system was initially adopted by most of the free-thinking countries, especially the United States. Currently, most countries in the world have started to leave the market economy and choose another economic system.
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Number 2 please please help me
Answer: See explanation
Explanation:
a. Public sector simply means the sector of the economy that the government controls. Examples include the military, public education, law enforcement, etc
b. The secondary sector is the sector of the economy that is concerned with how raw materials would be processed to become finished goods. The industries in this sector include construction companies, car manufacturers, textile industries, etc.
c. The tertiary sector of the economy is the sector that is concerned with services. This sector is important because:
• it helps in the provision of basic services like health care delivery, education, etc.
• it also helps in the development of several sector in the economy such as communication, and transportation.
• it contributes a huge part to the gross domestic product of a country.
d. The reason why some ministers may want to privatize some business include
• when the resources are not being efficiently utilized and there's wastage of resources.
• to improve competition
• it also brings about increase in effectiveness and efficiency.
e. The public sector alwayw produces goods and services more efficiently than the private sector as the government always looks to tackle market failure. Apart from that, the government looks out for the welfare of the people in the society and it's main motive is not profit maximization like the private sector.
in the search for profits, u.s. corporations have been forced to look beyond our country's borders. all of the following contributed to the movement except
in the search for profits, u.s. corporations have been forced to look beyond our country's borders. all of the following contributed to the movement except trade protectionism.
What is trade protectionism?
The economic policy of limiting imports from other countries through means such as tariffs on imported goods, import quotas, and a range of other governmental regulations is known as protectionist, also known as trade protectionism.
Therefore,
in the search for profits, u.s. corporations have been forced to look beyond our country's borders. all of the following contributed to the movement except trade protectionism.
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is the process of computerizing manual tasks, making them more efficient and effective and dramatically lowering operational costs.
Automation is the process of computerizing manual tasks, making them more efficient and effective and dramatically lowering operational costs.
Automation represents a wide range of technologies that reduce human intervention in processes. Human intervention is reduced by predetermining decision criteria, subprocess relationships, and associated actions, and embodying these predeterminations in machines.
Automation includes the use of various devices and control systems such as machinery, processes in factories, boilers, heat treatment furnaces, switching telephone networks, and control and stabilization of ships, aircraft, and other applications and vehicles. increase.
Automation covers a wide variety of applications from domestic thermostats controlling boilers to large industrial control systems with tens of thousands of input measurements and output control signals. Automation is also making its way into the banking sector. Control complexity varies from simple on/off control to high-level multivariable algorithms.
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What are the three advantages of high specific heat capacity of water? (write'em in points)
Answer:
organism can maintain their normal body temperatureaquatic organisms can live in a relatively stable temperaturethe five types of resources to be considered in operations strategy are: physical resources such as manufacturing plants, warehouses, production equipment, tools, offices, and vehicles human resources, including employees of all skill levels and abilities ip, software, and methods, which comprise all organizational knowledge such as information, processes, trade secrets, and software programs ecosystem resources, which are the important resources that belong to partners, including suppliers, distributors, and customers financial resources, which are the finances available to operations for developing and acquiring the four other classes of resources
The five types of resources to be considered in operations strategy are: physical resources such as manufacturing plants, warehouses, production equipment, tools, offices, and vehicles human resources, including employees of all skill levels and abilities ip, software, and methods, which comprise all organizational knowledge such as information, processes, trade secrets, and software programs ecosystem resources, which are the important resources that belong to partners, including suppliers, distributors, and customers financial resources, which are the finances available to operations for developing and acquiring the four other classes of resources
This problem is True statement.
What is financial resources?
The sources through which businesses acquire the money they require to finance their current operations, investments, and capital. Three general sources—financial institutions, capital markets, and owners' equity (capital stock)—provide an organization with the money it requires. Deposits made into banks, such as those made into checking and money market accounts. Stock holdings: Publicly traded stocks are easily convertible to cash and are regarded as a company's financial resources.
Therefore,
This problem is True statement.
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these individuals examine the firm's accounting systems and comment on whether financial statements fairly represent the firm's financial position.
Cfos examine the firm's accounting systems and comment on whether financial statements fairly represent the firm's financial position.
The leader financial officer (CFOs) holds the top monetary function in a company. They're responsible for tracking coins glide and economic making plans and reading the agency's monetary strengths and weaknesses and presenting strategic directions.
The chief financial Officer (CFO) of an organization isn't higher than the C-suite individuals. The "CEO," as an example, reviews to their superior in price while other pinnacle executives report immediately below them as a vice chairman could do.
The CEO, or leader Executive Officer, oversees the overall enterprise operations of an agency and reports to the board of administrators. The CFO, or chief financial Officer, simplest oversees the financial operations of an employer and reports to the CEO.
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which of these are expressed powers granted by this part of article i, section 8? check all that apply.lay and collect taxes and dutiespay debtsregulate american indian groupsregulate commerce inside a stateborrow moneyregulate commerce with foreign nations
The expressed powers are
Lay and collect taxes and dutiespay debtsborrow moneyregulate commerce with foreign nationsWhat is powers?
The term “power” refers to the ability and capacity of something to act in a particular way. The ability to direct orders to a specific person or group of employees is the final requirement. The power created the fear.
The ability to lay and collect customs, pay debts, borrow money, and control commerce with other nations was never expressly granted in Article 1, Section 8 of the Constitution.
As a result, the expressed the power of the Article 1, section 8.
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from the following statements, select the one that describes the effect of withdrawals on owner's equity.
The effect of withdrawals on owner's equity is best described by the statement: Withdrawals cause owner's equity to decrease.
Owner's equity demonstrates the owner's rights over the assets of the business. It refers to the remnants available to the owner after the deduction of all the liabilities from the assets. The term owner's equity is most essentially used for a sole proprietorship. This includes the investment of the owner in terms of money plus the business profits since its inception. When the business liabilities are greater than the assets, the owner's equity turns out to be negative.
Owner's withdrawal portrays the process of payment of cash or assets from a partnership or sole proprietorship to one of its owners. It means taking money out of the company for personal use.
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which of these factors are highly similar from an intensity perspective across the project life cycle? project stake and uncertainty resources and project stake client interest and creativity creativity and resources
The correct option is (d). Creativity and resources of these factors are highly similar from an intensity perspective across the project life cycle.
A resource is an item or service that is utilised in economics to produce commodities and services that cater to the needs and desires of people. Economics divides resources, often known as components of production, into four groups: land, labour, capital, and enterprise.
A source, supply, or support is a resource if it may be exploited to generate income or other benefits. Resources are frequently untapped natural sources of riches or amenities that enhance living. Use of Company Resources: The company's time, materials, supplies, equipment, knowledge, email, and computer systems are all considered company resources.
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Who can provide me some examples of businesses?
Answer:
hi!
Explanation:
you should plan out your bisnuse ! and get your invitory try making cards hope this helps!
Holy macaroni! That's Almost It!
We're done with the four habits of millionaires-to-be.
Do you remember what the habits were? Let's see...
Check the sentences that best describe the "Big Four
Habits."
And you'll see this question again in the test
. You're not quite there yet. Try again.
Virtually all of the 7 million millionaires in the United States
never had to think about tomorrow, since they knew they would be
rich.
were always thinking ahead.
wanted their money to work for them.
wanted to store their money under the bed.
were looking forward to buying a lot of nice toys.
assumed all sellers were telling the truth.
learned how to make smart decisions by doing their homework.
always paid their cell phone first.
always paid themselves first.
Answer:
2,3,7 and the last one
Explanation:
Just had the same question and went back into the lesson to look . THESE TAKE FOREVER HAHA
Seven million millionaires in U.S :
we're always thinking ahead.wanted their money to work for them.learned how to make smart decisions always paid themselves first.Who are millionaires?Millionaires are those individuals who have a net worth that is equal to or are then one million units of currency.
These people include businessmen that have own business and own large amount of shares in other companies. The millionaires networth and financial assets also contribute to the nation's GDP.
Find out more information about the millionaires.
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what is the difference between profit and sales
Answer:
Sales does not include losses and profit takes into account sales and losses
Explanation:
Profit is like the net gain and sales is how much money was earned without taking into account losses.
Tom wishes to purchase a property that has been valued at $300,000. he has $30,000 available as a deposit, and will require a mortgage for the remaining amount. the bank offers him a 25-year mortgage at 2% interest, compounded monthly. calculate the total interest paid on the mortgage, to the nearest dollar. do not include commas or the dollar sign in your answer.
The total interest paid on the mortgage, to the nearest dollar is $73,323.00
What is the mortgage monthly payment?
The mortgage monthly payment can be derived from the present value of ordinary annuity formula on the basis that the present value of all required monthly payments is the loan amount
PV=PMT*(1-(1+r)^-N/r
PV=present value of monthly payments=loan amount=$300,000-$30,000=$270,000
PMT=monthly payment=unknown
r=monthly interest rate=2%/12= 0.00166666666666667
N=number of monthly payments in 25 years=25*12=300
$270,000=PMT*(1-(1+ 0.00166666666666667 )^-300/ 0.00166666666666667
PMT=$ 1,144.41
Total interest=($ 1,144.41 *300)-$270,000
Total interest=$73,323.00
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Answer:
Explanation:
Answer on the image
What percentage of income do experts typically recommend people spend on
rent or mortgage payments?
A. 30 percent or less
B. 10 percent or less
C. 5 percent or less
D. 60 percent or less
SUBMI
Answer: A: 30 percent or less
Explanation:
Income experts suggest that people should spend 30 percent or less of their total income over their rent or mortgage payments. Hence, option A holds true.
What is a rent or a mortgage payment?Making payment for the purpose of possession of an asset, which is not owned by such individual making the payment, is known as a rent or a mortgage payment. It only implies the right to use such asset in a manner prescribed.
Rent or mortgage payments are recurring in nature, and are to be paid out of the monthly income made by an individual. In order to lead a financially sound life, they shall not cross 30 percent of the total income.
Hence, option A holds true regarding the rent or mortgage payment.
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an investor in able inc. would like to understand able's availability of resources to pay its short-term cash requirements. this type of analysis is known as a(n) (efficiency/liquidity) measure.
A type of analysis to understand Able's availability of resources to pay its short-term cash requirements is known as a liquidity measure.
What is liquidity?Liquidity can be defined as the rate at which an asset or resource such as physical equipment, can be used to purchase any goods or services. This ultimately implies that, liquidity is a characteristics (quality) of money as a medium of exchange around the world.
In Financial accounting, liquidity is simply a measure of the availability of resources to pay current, liabilities, short-term cash requirements, or operating expenses of an entrepreneur or business firm.
Therefore, an analysis of the availability of resources is typically aimed at a company's funding requirements and ability to meet its financial obligations.
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