Answer:
Community Development Financial Institutions
Explanation:
Community development financial institutions are a coalition of financial institutions that come together to provide low cost loans to disadvantaged communities that are made up of low-income earners and areas of low wealth.
The focus of CDFIs is community development and not profit maximisation.
Indices such as job creation and retention are used as a yardstick for how successful a CDFI is.
Fidelity partnering with the Capital Good Fund to service loans to disadvantaged communities is an example of a CDFI
true or false: when it comes to marketing products and services, marketers do not need to be concerned with any ethical implications of their actions because the consumer bears the ultimate responsibility to determine whether or not a product is needed.
It is a false statement that marketers do not need to be concerned with any ethical implications of their actions because the consumer bears the ultimate responsibility to determine whether or not a product is needed.
What is an ethical implications?It means the consequences of some ethical practices. decision etc. Evaluating a customer needs and wants must be done through an ethical framework to avoid potential problems for the firm and society as a whole.
Therefore, it is false false statement that marketers do not need to be concerned with any ethical implications of their actions because the consumer bears the ultimate responsibility to determine whether or not a product is needed.
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what is the purpose of this media message? to inform people that they have the opportunity to support a cause to inform people that they have the opportunity to save money
The purpose of this media message is to inform people that they have the opportunity to save money. Thus, option B is correct.
What is the media?
Media refers to any route of transmission. This can range from written paper to electronic material, and it provides data in a broad range of forms, including art, journalism, and instructional materials.
A media message is a form of communication that eventually contributes to a viewer, including a television program, website, news article, advertising, or status update through which the information can be conveyed.
As there needs to be a message that needs to be sent to the people, that means that the message can be conveyed that the people need to save money as well as the methods can also be said or be specified in the same with the help of any medium that can be possible. Therefore, option B is the correct option.
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13. Olive Baker has a paycheck for $173,45 and a refund check for $3. She
would like to receive $25 in cash and deposit the remaining amount.
What is her total deposit?
Answer:
$151.45
Explanation:
Olive had two checks; the total for the two checks is
=$173,45 + $3
=$176.45
Olive wishes to have $25 in cash, net deposits
= $176.45 - $25
=$151.45
14. in 2018, cities including seattle and san francisco passed laws banning the use of plastic disposable straws because they are harmful to the environment (because plastic does not easily biodegrade) and to marine life (which ingest straws that end up in the ocean). opponents point out that such bans may result in unintended monetary cost as well as external cost.
In the above situation, the potential costs that may be derived will be,
Straws made of alternative materials lack the flexibility of plastic straws. This makes it harder for people with disabilities, seniors, and children to use them. Compostable straws are an alternative to disposable straws. For compostable straws to break down properly they need to be disposed of in a special commercial composter, an infrastructure that needs to be created. Alternatives to disposable straws do not need fossil fuels to be recycled.Therefore, the options B, C and D hold true.
What is the significance of potential costs?The potential costs can be referred to or considered as the costs that may have a contingency of being incurred by a producer upon the effects of some external factors.
Therefore, the options B, C and D holds true and states regarding the significance of potential costs.
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The question seems to be incomplete. It has been added below for better reference.
14. In 2018, cities including Seattle and San Francisco passed laws banning the use of plastic disposable straws because they are harmful to the environment (because plastic does not easily biodegrade) and to marine life (which ingest straws that end up in the ocean). Opponents point out that such bans may result in unintended monetary cost as well as external cost.
Which of the following describes potential costs that may arise as a result of these new laws? Select all that apply.
A. Alternatives to plastic straws cost at least 10 times more than the current price of plastic straws.
b. Straws made of alternative materials lack the flexibility of plastic straws. This makes it harder for people with disabilities, seniors, and children to use them.
C. Compostable straws are an alternative to disposable straws. For compostable straws to break down properly they need to be disposed of in a special commercial composter, an infrastructure that needs to be created.
D. Alternatives to disposable straws do not need fossil fuels to be recycled.
when the goals of two or more people are interconnected so that only one can achieve the goal—such as running a race in which there will be only one winner—this is a competitive situation, also known as a non-zero-sum or distributive situation.
When the goals of two or more people are interconnected so that only one can achieve the goal—such as running a race in which there will be only one winner—this is a competitive situation, also known as a non-zero-sum or distributive situation.
Buying a car is a classic example of distributive bargaining. A vehicle sale includes two disparate parties: a customer and a vendor. In this case, each person has special hobbies: even as the seller wants to make as lots cash as viable, the purchaser seeks to pay the least amount of money feasible.
Distributive bargaining is a competitive bargaining approach in which one celebration profits only if the other party loses some thing. it is used as a negotiation approach to distribute constant sources including cash, assets, property, and many others. among both the events.
In a zero-sum state of affairs, it's miles impossible for one celebration to enhance its role with out the opposite party suffering a corresponding loss. If one aspect receives $1,000 greater, meaning the opposite facet gets $1,000 less. The wins and losses add up to zero.
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increasing the money supply in an economy will the economic activity but it may also increase . brainly
Increasing the money supply in an economy will the economic activity but it may also increase "inflation".
What do you mean by inflation?Inflation is referring to as the rate of the boom in terms of costs over a specified period of time.
Inflation is normally consisting of the conditions of general rise in prices or the growth in the price.
In economics, the examples of inflation include general fee stage rises. The types of inflation include Demand-pull inflation, Cost-push inflation and Built-in inflation.
Adding to it, the high inflation conditions are normally taken into consideration as harmful, some economists trust that a small quantity of inflation can help pressure an economic boom.
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What type of innovation focuses on the supply side, looking for opportunities to remove non-value-adding steps from the workflow?.
The answer is Process Innovation.
Innovation is a new change in the form of ideas, ideas, practices or specific objects/objects, through programs that are planned and designed to achieve certain goals. An innovation can be said to be successful if the creation and implementation of new processes, products, services and methods can produce effective and efficient quality improvement results.
Innovation can be defined as a company's mechanism to adapt to a dynamic environment. Therefore, companies are required to be able to create new thoughts, new ideas by offering innovative products and improving services that can satisfy customers.
There are four characteristics in an innovation, including the following:Have a special / specialHas features or elements of noveltyInnovation programs are implemented through planned programsThe innovation that is rolled out has a purposeYou can learn more about Innovation here brainly.com/question/1008019
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which non-income factor for a potential job promotion would influence a person whose child needs frequent medical attention? location personal satisfaction independence health insurance
A non-income factor for a potential job promotion that would influence a person whose child needs frequent medical attention is location. Thus, option first is correct.
What is job promotion?The advancement or enhancement of a job's level is referred to as job promotion. It is an increase in employment position as a result of the employees' greater level of productivity.
If a person's mother requires medical care on a regular basis, it implies that she is not in good health and requires the support or companionship of her children to carry out various tasks.
If the individual receives a job promotion, the non-economic factor that he will evaluate most is location, because it will be necessary to assess if the new job's location would bring him closer or further away from his mother's residence, and how this may affect her.
Therefore, it can be concluded that option first is correct.
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virtually all jobs and professions, regardless of the proficiency or experience needed to perform them, require good skills.
Virtually all jobs and professions, regardless of the proficiency or experience needed to Skills Professionals Need for Workplace Success. A talent is the learned capacity to accomplish an action with predictable outcomes and good execution, generally in a limited amount of time, energy, or both.
In the domain of work, for example, some general skills would include time management, teamwork and leadership, self-motivation, and others, whereas domain-specific abilities would only be utilized for a certain job. To assess the amount of skill displayed and employed, certain contextual triggers and scenarios are normally required. When a talent represents a body of information.
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Beekeeping has become a focus of Jacinta’s life. She understands that bees are fast disappearing and works hard to keep her hives healthy and productive. The Agriculture, Food, and Natural Resource pathway Jacinta works in is _____.
a) Food Products & Processing Systems
b) Agribusiness Systems
c) Animal Systems
d) Natural Resources Systems
Answer:
the answer is b which is: Agri business
Answer: c
Explanation:
(plz anwser asap!!))
What is the best way to combat stereotypes in the workplace?
Answer:
Explanation:
rather than combating them dont give into or reject them but be yourself and have a good attitude it shows others that group with stereo types that its okay to be an individual.
the clause in a mortgage that best describes the requirement of the mortgagee to execute a satisfaction of mortgage when the note has been fully paid is
The clause in a mortgage that best describes the requirement of the mortgagee to execute a satisfaction of mortgage when the note has been fully paid is defeasance
What Is Defeasance?
When the borrower sets aside cash or bonds big enough to pay the obligation, the contract's defeasance clause renders the bond or loan worthless on the balance sheet. The outstanding debt and cash balance on the balance sheet are equal, thus they do not need to be reported because the borrower sets aside funds to pay down the bonds.
Buying commercial real estate is one instance of using defeasance. Due to commitments to bondholders having a stake in the commercial mortgage-backed securities (CMBS) that houses the loan, commercial loans may have hefty prepayment penalties in contrast to home mortgages.
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What measures the change in prices of a basket of goods and services in a given year
Choices
A. Recession
B. Depression
C. Deflation
D. Inflation
Answer:
d. inflation
Explanation:
PLATO
define the term business
Answer:
Business refers to the organized efforts and activities of individuals to produce and sell goods and services for profit.Explanation:
I hope l helped you. Please follow me. ❤❤❤which of these factors might contribute to a decrease in worker wages? downsizing of the company advanced education of workers increase in worker productivity increased demand for goods
The factor that might contribute to a decrease in worker wages is Increase in worker productivity.
What is productivity?Productivity can be described as the efficiency of production of goods or services expressed through different some measure.
It should be noted that the Measurements of productivity are often expressed as a ratio of an aggregate output with respect to the single input.
In some cases the aggregate input used in a production process which implies that the output per unit of input is been used in the calculations with respect to time specific period of time, hence factor that might contribute to a decrease in worker wages is Increase in worker productivity.
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Answer: Hello I know I'm late
Explanation:
It would be downsizing since the rest of the answers would increase the chances of higher wages.
"Supply and demand affects workers. If the demand for a good goes down, then less workers will be required. In addition, wages might go down.
However, if there is an increased demand for a good which leads to not having enough items to meet the demand, then more workers will be required. This can also lead to increased wages."
magnus aerospace produces and sells aircraft and has approximately a 2-year operating cycle. magnus's liabilities include commercial paper due in 270 days, a bank note due in one year, and bonds that will mature in 18 months. magnus should most appropriately classify as current liabilities:
All of these are current liabilities because Magnus aerospace produces and sells aircraft and has approximately a 2-year operating cycle.
What causes current liabilities to increase?Short-term loans, unpaid income taxes, unearned revenues, and other obligations are included in current liabilities. A rise in the number of accounts payable from one period to the next indicates that the business is using credit to pay for more goods and services than it is consuming.
In accounting, current liabilities are frequently interpreted as all debts owed by a company that must be paid in cash within the fiscal year or the operational cycle of that particular company, whichever is longer.
Magnus's liabilities include commercial paper due in 270 days, a banknote due in one year, and bonds that will mature in 18 months.
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Holly is a small business owner whose income is reported on Schedule C. She placed her 2016 Honda Accord into service when she purchased it on January 1, 2018 for $24,000. She did not claim any §179 expense, but she did claim bonus depreciation. In 2018, she drove her vehicle 9,600 miles for business, 5,200 commuting miles, and a total of 18,000. What is Holly's depreciation for the car in 2018?
Answer:
the depreciation for the car is $9,600
Explanation:
The computation of the holly depreciation for the year 2018 is as follows:
In the case when the automobiled is used for business i.e. lower than 100% so it would be determined proportionally
i.e.
= $18,000 × 9600 Miles ÷ 18000 Miles
= $9600
Also the communting expense would be considered as a personal expense
So, the depreciation for the car is $9,600
What is the main reason for creating a budget?
to spend money without worry
to avoid financial problems
to avoid needing an income
to get out of financial trouble
One of the main reason to make a budget is to prevent financial difficulties.
Having a budget promotes financial stability and to avoid any problem related to finance in the future. A budget makes it simpler to manage money, pay bills on time accumulate an emergency fund, and save for significant costs like a car or home by keeping track of spending and sticking to a plan. Overall, having a budget gives a person more financial stability for both the short and long term. A budget makes it simpler to pay bills on time, accumulate an emergency fund, and save for significant costs like a car or home by keeping track of spending and sticking to a plan. Overall, having a budget gives a person more financial stability for both the short and long term.
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hey hows everyone i need help with this
Answer:
thank you for the points..have a good day
when a country decides to focus on advanced technology and a skilled labor force, it is primarily answering which of the basic economic questions?
When a country decides to focus on advanced technology and a skilled labor force, it is primarily answering the basic economic question is - "Which wants to satisfy?"
What are three economic questions every nation must answer?Any mechanism for distributing limited resources qualifies as an economic system. Three fundamental questions are answered by economic systems:
what will be produced?How is it going to be made?How will society distribute the products it produces?There are two extremes in the responses to these queries. In command economies, the government makes choices on the distribution of resources as well as the distribution of output and consumption. In market economies, the factors of production and consumption are all coordinated via markets, and private ownership of resources is formed through property rights.
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AWARDING BRAINLYIST TO CORRECT ANSWER!!!!!!!!!!!!!!!!!!!!!!!!!!!
Joshua wants to be a lawyer. He found the following table on the Bureau of Labor Statistics’ website to find out about the employment projections 2022. Review the table. Then, answer the question below.
What conclusion can Joshua draw from this table?
A.
There are very few lawyers in the country.
B.
He could make more money working in marketing instead.
C.
There is an increasing need for lawyers, so it is a good career option.
D.
He will probably have a lot of student loans after he graduates.
E.
Lawyers are needed to work for the government and private firms.
Answer:
Explanation:
A) wrong. You call 3/4 of a million not very many? Let's see what the other answers are.
B) We don't know anything about marketing from this table. Let's move on. This is likely not the best choice.
C) There is an increased need? We don't know that. What would we compare it to? An increase in population might account for the 10% increase in lawyers. I would say it's likely not C.
D) We don't know this either. Maybe, but he might anyway.
E) We don't know this either. They might be self employed.
So no answer appears obvious. We have to make a choice from answers we don't like.
Since all the others don't seem feasible, I guess C is the best answer, but don't be surprised if it is something like A
Answer:
The correct answer is C
Explanation:
i know this because I got it right
The Fairmont Hotels chain of hotels and resorts has a practice of inputting information about a guest's preferences into a database, which is referred to by the employees the next time the guest returns to the hotel. Philip, who is a regular customer of Fairmont Banff Spring. He On arrival, he gets out of the cab, enters the hotel, goes to the guest desk, and talks to the guest executive about his room. These customer interactions are referred to as _____.
Answer:
Touch points
Explanation:
Touch points of a business are the points at which there are contact with the customer in the course of a business providing service to the customer.
For example a customer may encounter a business brand on its website, through add, or calls to its customer service.
In the given scenario Fairmont Hotels inputs information about a guest's preferences into a database, which is referred to by the employees the next time the guest returns to the hotel.
This is a record of touch points with customer to guage how to give him better service in the future
The cash basis of accounting records revenues and expenses when the cash is exchanged while the accrual basis of accounting.
The cash basis of accounting records income and expenses when cash is exchanged while the accrual basis of accounting records revenues and expenses when they are incurred.
The notion of accrual basis accounting (time basis) is one of the basics in making accounting records. Revenues and expenses are recognized (recorded) when the transaction occurs regardless of whether cash is received or disbursed. This accrual basis is more widely used in business practices than cash basis accounting.
The difference between the actual basis of accounting with the cash basis with several parameters, including the following:
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after successfully overcoming a potential customer's objection to buying the vacuum cleaner he was selling, terrence, a salesperson, asked the customer for an order. terrence is in the stage of the selling process.
Terrence is in the closing stage of the selling process. Thus, option D is correct.
What is selling?Selling can be defined as the process where the person sells or convinces another being to purchase the product or to take the services that the company is to offer.
As the person was convinced that he needs to buy a vacuum cleaner and that means that he is ready to buy.
Terrance just asked the person what will be his order, which means that what will be the quantity that he will take or what type of vacuum cleaner is he going to buy. Therefore, option D is the correct option.
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The question is incomplete, the complete question will be:
After successfully overcoming a potential customer's objection to buying the vacuum cleaner he was selling, Terrence, a salesperson, asked the customer for an order. Terrence is in the ________ stage of the selling process.
A) follow-up
B) approach
C) preapproach
D) closing
E) prospecting
generally accepted government auditing standards define and describe three broad types of audits that may be performed: financial audits, engagements and audits. (enter only one word per blank.)
Generally accepted government auditing standards define and describe three broad types of audits that may be performed: financial audits, attestation engagements and performance audits.
What is Government?A government is refer as administrative body which helps in the proper functioning of the country by maintaining peace and order by implementing laws and legislation describe in the constitution.
Generally accepted government auditing standards are refers as measures or guidelines provided by the government to calculate the or check the accountability and performance.
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roy is willing to pay $2.50 for a sports drink. he puts $5.00 into the vending machine and pushes the button for the sports drink without noticing that the price has increased to $2.75 until he counts the change he gets back.
Since Roy is willing to pay $2.50 for a sports drink, but since the price has increased to $2.75, his consumer surplus would be $0.
Consumer surplus is an economic measure of the benefits that consumers receive as a result of market competition. When the price that consumers pay for a product or service is less than the price that they are willing to pay, this is referred to as a consumer surplus. It is a measure of the additional benefit that consumers receive as a result of paying less than they were willing to pay for something. Consumer surplus and producer surplus can be compared.
Consumer surplus rises when the price of a good falls and falls when the price of a good rises. Economists visualize it as the triangular area under the demand curve between the market price and what consumers are willing to pay.
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what is a paid tax preparer's correct response to a taxpayer who omitted items on an income tax return that was submitted in a previous year?
The correct reaction from a professional tax preparer to a taxpayer who missed things on an income tax return that was submitted in a prior year is to inform the taxpayer of the implications of not updating the prior year's return.
A taxpayer is a person or a company that must pay taxes to the federal, state, or municipal governments. Governments mostly derive their income from taxes on both citizens and businesses. Individual taxpayers must typically file and pay both federal and state tax returns each year in the US. While companies must also submit yearly returns, they typically budget for and make recurring anticipated tax payments throughout the year.
Governments at all levels—federal, state, and local—legislate and enforce the U.S. tax code. The major governmental body responsible for enforcing the actualized income tax laws for taxpayer both individuals and corporations is the Internal Revenue Service (IRS).
Implementing and enforcing localized taxes, such as sales taxes and property taxes, falls under the purview of state and municipal revenue agencies. Both individuals and taxpayer corporations need to be aware of their tax responsibilities because failing to pay required taxes can result in fines or other legal measures.
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Sarah got a big raise at her job, so she bought herself a new truck. She knew it was a splurge, but she figured with her extra money coming in, it would be manageable. Unfortunately, her company had to cut her job the very next month, leaving Sarah with a new truck and no extra money to pay for it. What does this scenario BEST represent? income risk interest rate risk personal risk inflation risk
Answer:
income risk
Explanation:
income risk
she thought she had lots of income, so she took a risk
Hope this helps plz hit the crown
The correct option is A). Income Risk
What is Income Risk?Income risk is the type of risk that the income stream paid by a fund will decrease in regards to a fall in interest rates.
Income risks mainly occur due to the unpredictability of the market and can impact the market value and cash flows from the security.
This risk is most prevalent in the money market.
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When companies provide too few products in a product line, they run the risk of ________.
When companies provide too few products in a product line, they run the risk of missing important market opportunities.
Product adoption describes the process by which users become aware of a product, understand its value, and start using it. This process is typically broken down into four distinct phases: awareness, interest, evaluation, and conversion.
During the growth phase of the product life cycle, both sales and profits product line peak and begin to decline due to increased competition. During the introduction stage of the product lifecycle, low sales and high selling and advertising costs result in negative or low profits.
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efer to the accompanying payoff matrix. player 1 player 2 a b a $50,$5 $25,$30 b $40,$2 $20,$1 suppose the simultaneous-move game depicted in this payoff matrix could be turned into a sequential-move game with player 1 moving first. in this case, the equilibrium payoffs will be multiple choice ($25, $30). ($20, $1). ($40, $2). ($50, $5).
In this case, the equilibrium payoffs will be (40.2)
In the human body, your equilibrium is the body's feeling of position and movement which include your sense of stability. The chemical term for equilibrium is comparable in nature.
The word equilibrium is commonly used to consult intellectual or emotional stability, and a close synonym in this feel is composure. In chemistry, equilibrium is the condition existing while a chemical reaction and its reverse reaction arise at identical quotes.
A few everyday examples of equilibrium encompass a car at relaxation at a forestall sign, a vehicle transferring at a consistent velocity, two people balancing on a see-saw, two gadgets at identical temperatures, gadgets with identical charge density, and the population of a species staying the same.
vinegar(25,30) (40,2)
S
b
(50,5)
(201)
if (PI) chooses A Pe will
are (25,30
Choose (b)
and payable
if (PI) chooses B, P will
Choose a
and payoff is
40,2).
since the payoff of (PI) is
more when playing A will choose ® and
the payoff will be (40.2)
Option (B) is Coore it
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