Borrowers who don't pay back loans.
Your friend is hoping to buy a home in the next few years. What should your friend know about the process of finding and paying for a new home? Then consider what you learned in the Wk 3 Learning Path video, "Demonstration Problem Video 6.5: Calculating an Affordable Home Price" in WileyPLUS. How would your friend determine what is affordable?
Answer:
Following are the solution to the given question:
Explanation:
To purchase a new home, they should first be able to afford a way which will have houses itself on budget and should be able to check all similar houses in the area but in others. To pay for the new house, he may pay directly if he does have the amount of money, or if he's had a home mortgage that is also recognized as a car loan, meaning according to his credit history, he receives a loan against the price of a property he plans for purchase, and therefore, that interest rate is decided.
To order to calculate what is reasonable, they need to find out just how much cash he has as well as how many loans he would pay to be compensated for by the EMI on schedule.He should be good at all the financial products he allows usage of it for a better credit record. For a successful FICO score to also be kept, the individual needs to pay the credit card debts and other expenses, like utilities or electricity. He must not make many banks' loan applications since the more requests he creates, and the affected is his FICO score, spoiling the credit record.fixed-income, otherwise known as securities, promise either a fixed stream of income or a stream of income that is determined according to a specific formula.
Fixed income, otherwise known as Debt securities, promise either a fixed stream of income or a stream of income that is determined according to a specific formula.
Why is fixed-income called fixed-income?Government bonds, municipal bonds, corporate bonds, asset-backed securities like mortgage-backed bonds, and corporate bonds all fall under the umbrella term "fixed income." They are referred to as "fixed income" assets because they generate a return in the form of regular, fixed payments.
A fixed amount of interest is paid to investors in the form of coupon payments by fixed-income securities, which are debt instruments. While the invested principal is returned to the investor at maturity, the interest is typically paid on a semi-annual basis. In terms of fixed-income securities, bonds are the most popular type.
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managers work in a variety of areas, including human resources, operations, and marketing. question 15 options: all of the listed answers first-line middle top
They may be first-level or first-time managers, frequently recently promoted into their first leadership position, and they are the individuals who supervise individual contributors.
What is the difference between middle and first-line managers?There are usually three layers of management: top managers, who are in charge of overall performance; middle managers, who answer to top managers and supervise lower-level managers; and first-line managers, who keep an eye on staff to ensure that work is completed correctly and on time.
For lower-level managers, technical abilities are crucial since they supervise the staff members that make goods or provide customer service. To train new employees and aid workers in problem-solving, team leaders and first-line supervisors need technical expertise.
They could also be functional leaders, who are in charge of others' work through influence but don't have any official direct reports.
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land's end offers jeans personally tailored to the customer's individual body measurements, resulting in a garment that is uniquely sized. this is an example of
Since Land's End offers personally tailored jeans it is an example of a flexible manufacturing system (FMS).
A flexible manufacturing system (FMS) is a manufacturing method that can easily adapt to changes in the type and quantity of the product being manufactured. Machines and computerized systems can be configured to produce a wide range of parts and to handle varying levels of production.
A flexible manufacturing system (FMS) can boost efficiency and lower production costs, both of which are critical concerns in the business development process. Flexible manufacturing can also be an important component of a make-to-order strategy, which allows for customized products while keeping inventories low.
An FMS may consist of a network of interconnected workstations with computer terminals that handle the entire product creation process. Loading and unloading, machining and assembly, storing, quality testing, and data processing are all possible functions.
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(04.04 LC)
Which method of obtaining personal information involves
observing people using their personal identification numbers
with their debit and credit cards?
A. Dumpster diving
B. Hacking
C. Shoulder surfing
D. Phishing
Answer:
Shoulder Surfing
Explanation:
That's the answer from my test I hope that helps
mungo purchases disability income insurance. the benefit is a payment of $2000 per months during qualifying periods of disability
Mungo purchases disability income insurance. the benefit is a payment of $2000 per month during qualifying periods of disability the disability insurance premium is Occupation, Benefit Period or Tenure, Health, Elimination Period or the Waiting Period, Policy Provisions if any.
A length of incapacity is a non-stop time frame throughout which a man or woman is below a disability as defined by segment 21 of the Social security Act. there may be no restriction on what number of hours you could work on SSI, alternatively, a restriction on how a lot you can make in a month.
A character in 2022, you need to be making less than $841 of countable earnings per month and feature much less than $2,000 in belongings to qualify. For a pair, the limit is $3,000.A closed duration of incapacity is the time period between the onset of incapacity and the date whilst a claimant is bodily able to return to work performing a significant gainful hobby. Calculating gain payment quantities. Your Weekly benefit quantity WBA relies upon for your annual income.
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when a u.s. company purchases and imports wood from brazil to use to build new houses within the united states, this purchase increases the
When a firm purchases an honest or service from abroad, this purchase increases the investment component of GDP. If the acquisition was made by the govt., then the govt. the purchasing component of GDP would increase.
Recall that net exports equal exports minus imports. Because foreign-made goods and services purchased by company purchases domestic parties (consumers, firms, and therefore the government) are imports, their value is subtracted from exports and shows up within the GDP calculation as an accounting entry (with a minus sign).
In this case, because an American company has purchased and imported wood, the investment component company purchases increases by the worth of the wood. However, since the wood was imported from Brazil, net exports decreased by the identical amount (the value of the wood). Although the investment and net exports components of GDP have changed, there's no overall change in GDP.
The largest component of value is compensation of employees. Sales of used goods and sales from company purchases inventories of products that were produced in previous years are excluded. Only goods that are produced and sold legally, additionally, are included within our GDP.
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customer relationship management systems (crm) can help you develop customer profiles, which is an advanced form of customer segmentation.
Customer relationship management systems help create customer profiles, which are advanced customer segmentations. Customer relationship management (CRM) is the combination of practices, strategies, and technologies companies use to manage and analyze customer interactions and data throughout the customer lifecycle. The goal is to improve customer service relationships, support customer retention, and drive revenue growth.
Examples of CRM systems include platforms for managing marketing, sales, customer service, and support, all connected to make your business work more effectively. CRM systems allow businesses to analyze customer interactions and improve customer relationships.
There are three main types of CRM systems. Collaborate. Analyze. Operate. Here's how to choose the best one to provide a better customer experience in your customer conversations.
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the sale of shares not owned by the investor but borrowed through a broker and later purchased to replace the loan is called a
The sale of shares not owned by the investor but borrowed through a broker and later purchased to replace the loan is called a short sale.
What is loan?
A loan is any sum of money, a piece of property, or other tangible item that is given to another party with the understanding that it will be paid back, plus interest, at a later date.
The term “short sale” refers to selling the stock. The share rate is down, so the owner is selling, and the other person is purchasing the shares. The share rate will increase the sale rate in the future. They buy, and the conversion into a loan is known as a short sale.
As a result, the short sale the shares are the converted into the loans.
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Before paying an invoice for goods received on account, the controller or treasurer should ensure that.
that the company is paying for the goods it has ordered, it has actually received, and that it has not already paid this invoice.
which would be considered liabilities? check all that apply.motorcycle loanown a housecar loancredit card billmortgage
Credit cards would be considered liabilities.
4 major types of credit cards are Visa, MasterCard, American explicit and discover. Those are the main credit card networks, which most credit playing cards belong to, and they dictate where cards can be used in addition to what secondary benefits cards offer.
It's generally recommended that you have to a few credit card accounts at a time, in addition to different styles of credit scores.
Keep in mind that your general available credit and your debt-to-credit ratio can impact your credit scores. if you have greater than 3 credit score playing cards, it is able to be hard to maintain song of monthly bills.
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Complete the following sentence.
The acronym ADA stand for
(tourism)
Answer:
Americans with Disabilities Act
Explanation:
:)
the most important function of the blank is the promulgation of rules and standards that guide audits and related services provided to nonpublic companies, governmental, and other entities.
The Public Company Accounting Oversight Board's (PCAOB) primary responsibility is the promulgation of regulations and standards that govern audits and similar services offered to nonpublic firms, governments, and other organizations.
The PCAOB is an independent, nonprofit organization that was created by Congress to supervise the audits of public businesses in order to safeguard investors and advance the general public's interest in the creation of thorough, accurate, and impartial audit reports. Additionally, the PCAOB is in charge of overseeing the audits of brokers and dealers that are registered with the Securities and Exchange Commission (SEC), as well as compliance reports submitted in accordance with federal securities regulations.
The PCAOB is responsible for four main tasks:
Register public accounting firms that create audit reports for issuers as well as brokers and dealers that are registered with the SEC.
Establish or implement standards for auditing, quality control, ethics, and independence.
Verify the quality control procedures and audits of certified public accounting companies.
Investigate and penalize connected parties of registered public accounting companies for infractions of specific laws, regulations, or professional requirements.
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roughly speaking, what fraction of u.s. labor works in factories? in service businesses? in government?
Fraction of U.S labor works :
In Factories: Approximately 14% of the workforce
In service businesses: Approximately 68.5% of the workforce
In govt. : Approximately 17.6% of the workforce
A fraction represents a part of an entire or, greater normally, any number of samthe e parts. when spoken in everyday English, a fraction describes what number of components of a positive size there are, for example, one-1/2, eight-fifths, 3-quarters.
A fraction is a part of a whole. In arithmetic, the range is expressed as a quotient, wherein the numerator is split by way of the denominator. In a eansy fraction, both are integers. A complicated fraction has a fraction within the numerator or denominator.
In mathematics, a fraction described because of part of the whole thing. for instance, a pizza is split into four identical pieces, then every piece is represented with the aid of ¼. Fractions help to distribute and judge the numbers without problems and make the calculation faster.
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A company introduces a new product at low pricing to help capture a large market share early this is called
A company introduces a new product at low pricing to help capture a large market share early this is called price skimming.
When a new type of product enters the market, price skimming is often used then. The goal here is to gather as much revenue as possible while the consumer demand is high and competition has not entered the market.
So once these goals are met, the original product creator will mostly lower prices in order to attract more cost-conscious buyers while remaining competitive toward any lower-cost similar items entering the market.
Hence, firms often use price skimming in order to recover the cost of development.
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Which of these events would indicate a movement along a supply curve for batteries? (SSEMI22
DOK: 2)
A. Workers at a major battery factory go on strike and stop production.
B. A new law requires battery manufacturers to spend more money on environmentally-sound trash
disposal.
C. The price of eight AA batteries increases from $3.50 to S3.95 a set.
D. A new trade agreement enables stores to import foreign batteries.
Answer:
C. The price of eight AA batteries increases from $3.50 to S3.95 a set.
Explanation:
A product's price change is the sole reason for movement along the supply curve. The supply curve demonstrates the relationship between the price and the supply of a product. As per the law of supply, suppliers will supply more at higher prices.
A supply curve shows the volume that supplies will be ready to supply at different prices. An increase or decrease in price will cause the quantity of supply to change, as indicated by movement along the supply curve.
if you decide to produce at a level where marginal cost exceeds marginal benefit (mc > mb), there is a waste ofthat could be better used somewhere else.
if you decide to produce at a level where marginal cost exceeds marginal benefit (mc > mb), there is a waste of Resources that could be better used somewhere else.
This is further explained below.
What is marginal cost?Generally, The term "marginal cost" refers to the increase or reduction in expenses incurred as a result of manufacturing one more product or catering to one more client. It is also sometimes referred to as the additional cost.
The change in the overall cost that occurs as a result of an increase in the amount produced is referred to as the marginal cost. This is also referred to as the cost of producing an extra quantity.
The term "resource" refers to all of the resources that are present in our surroundings, are possible from a financial, cultural, and technical standpoint, and are available to us so that we may fulfill our requirements and gratify our desires.
In conclusion, If you decide to produce at a level where the marginal cost is higher than the marginal benefit, also known as mc > mb, then you will be wasting resources that may be put to greater use in another setting.
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Why are the jobs of the president, the congress, and the supreme court much busier today than they were two hundred years ago?.
Technology is the jobs of the president, the congress, and the supreme court much busier today than they were two hundred years ago.
Presidential power has grown substantially over the years. One essential cause for that is that as the function of the federal authorities has grown and the US. has endured wars and other fundamental crises, residents have looked to the presidency for leadership.
Presidential power has improved through the years, now not because of adjustments inside the constitution, but due to America's boom as a kingdom, its emergence as a dominant actor in worldwide politics, the growth of the federal government, and various acts of rules that have given new authority to the president.
Increased obligations, conflict, economic, emergencies, the charter is indistinct, government orders, herbal failures.
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Why would a health insurance company charge a higher premium to a tobacco user?
Tobacco use is a voluntary behavior.
Without higher premium prices for tobacco users, nonusers end up paying for users' claims.
Tobacco use causes significant health issues.
Using tobacco products is very expensive.
Tobacco users are at a higher risk of failing to pay their premiums on time.
Answer:
Tobacco use causes significant health issues.
Explanation:
When insurance coverage commences, the insurance company assumes all the risks associated with the insurance policy issued. For medical insurance, the insurance company will cater to the insured medical bills should the need arise. For this reason, insurance firms evaluate different risk parameters when deciding on the premiums to charge for insurance coverage.
Tobacco is known to cause health issues in smokers. Tobacco smokers are more likely to develop health complications at some point in their life. They present a higher risk for insurance companies. Insurance companies will charge them higher premiums to cover the increased risk caused by smoking tobacco.
Answer:
a, b, c
Explanation:
a company paid $37,800 cash to acquire stock investments with insignificant influence. the correct entry to record the purchase of the investment is:
A company paid $37,800 cash to acquire stock investments with insignificant influence. the correct entry to record the purchase of the investment is debit stock investment.
Making an investment entails using money now in the hopes that it will appreciate later. An investment is putting capital to use, such as time, money, effort, etc., with the hope of receiving a larger return than what was initially invested.
Business investment refers to an investor's use of capital to conduct business through the formation of a business organization, the purchase of shares of stock in a business organization, the execution of investment projects, or the drafting of contracts for the purchase of capital.
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checking the purchase order upon delivery of products to a warehouse ensures that
a. the order was actually made in the quality is correct
b. The items were purchased at the lowest possible price
c. The items work as advertised
d. there will be enough storage space to house the items
Answer:
i believe it is a.
Explanation:
im not sure but this sounds the most reasonable
maria wishes to buy gasoline and have her car washed. she finds that if she buys 9 gallons of gasoline at $2.50 per gallon, the car wash costs $2, but if she buys 10 gallons of gasoline, the car wash is free. for maria, the marginal cost of the tenth gallon of gasoline is group of answer choices zero.
$2.50 is the appropriate answer.
The Function of Marginal Cost
Marginal cost is a word used to explain the increase or decrease in cost of goods or services due to the addition of a new customer. It is also known as incremental cost in other contexts.
The variation in total cost caused by raising the quantity produced in economics is known as the marginal cost, often known as the cost of producing more.
It can be used to describe an increase of one unit of production in some contexts and the rate of change of total cost as output grows slightly in others.
The marginal cost (MC), assuming the cost function (C) is continuous and differentiable, is the first derivative of the cost function with respect to the output.
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oncurrent activities are: activities that must be done one after the other. activities that can be performed at the same time. activities that use labor from the sa
Concurrent activities are activities that can be performed at the same time.
Concurrent activities involve tasks that can be performed at the same time. It refers to projects that can accommodate multiple interest to be finished at a same in time. In serial sports, the project graduation or completion depends on others, while concurrent duties can be done without relying on others.
Concurrent challenge management is clearly the powerful integration of all capabilities and tactics which might be needed during the implementation of a project plan. It often focuses on the objective of moving era to market faster and greater predictably.
Matters which can be concurrent commonly not only occur on the same time but are also similar to each different. So, for instance, multitasking computers are able to appearing concurrent tasks. When we take multiple medication at a time, we run the risks involved with concurrent drug use.
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rank the following international market entry strategies in order of risk and potential return by placing the strategy with the lowest risk/return first (at the top of your list) and the strategy with the highest risk/return last (at the bottom of your list).
Exporting, licensing, franchising, joint venture, direct ownership
Explanation:
The rank of the international market entry strategies in order of risk and potential return are 1)Exporting, 2)Licensing, 3)Franchising, 4)Joint venture, and 5)Direct owner.
What is International Market?Marketing goods or services to consumers outside of your brand's home market is known as international marketing.
Exporting products is one technique to get into a new market. You can enter numerous markets at once using this tactic. You can designate a nearby distributor to deal with your customers. The biggest benefit of partnering with regional distributors is having access to their clientele.
The direct sale of goods and/or services to another nation is known as exporting. It is possibly the least risky and most well-known way to join a foreign market.
Therefore, Exporting, Licensing, Franchising, Joint venture, and Direct owner are the correct order of international market entry strategies,
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The marginal utility per dollar spent on the last orange consumed is 75. If the price of an apple is $0. 50, how many apples would johnny have to consume before he considers purchasing another orange?.
4 apples would Johnny have to consume before he considers purchasing another orange.
What is marginal utility?The additional pleasure or benefit (utility) a customer obtains by acquiring an additional unit of a good or service is referred to in economics as marginal utility. The idea suggests that a consumer's utility or profit from acquiring an additional unit of a product is inversely related to the number of units he already owns of that product.
The scenario below provides a concrete illustration of marginal utility. Given that the family will be proportionately less hungry and that there are only seven slices of bread available, one additional slice of bread will have a considerable marginal benefit. However, since the difference between 30 and 31 is proportionally lower and the family's need has already been satisfied by what it already possesses, an extra piece of bread supplied to them will have less marginal benefit. As a result, as a customer buys more and more of a product, his marginal utility declines until he reaches a point where he has absolutely no need for any more units. Therefore, the marginal utility is zero.
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suppose that the price of tea, which might be a substitute for coffee, goes up. this might lead to in the coffee market.
The demand for coffee will rise if the price of tea, which is used as a substitute for coffee, increases.
Similar products that a client may employ for the same purpose are substitute goods. If the product they prefer is offered, your customers might buy it, but they might also look at alternatives if the price, the product's availability, or its quality changes. The demand for an item is frequently affected by these changes as well. A substitute good could be flawless or flawed. An imperfect substitute is one that is comparable to the original good but significantly different from it, whereas a perfect substitute is one that is exactly the same as the original product.
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There are many costs associated with owning a car. Which of these is not something you'll need to pay for?
A
Maintenance.
B
Registration.
C
Inspection.
D
Arbitration.
The answer will be -B-
The cost is the defined amount or sum of money that is incurred in the firm from the stage of production to the stage of selling and distributing the goods and services to the market for the customers.
The correct answer is C Inspection.
Option C Inspection is correct because it does not incur any of the expenses while owning a car. This is because the inspection is done free of cost at the service center to look after the condition of the vehicle.
Options A, B, and D are the wrong ones because they are to be paid at a certain period of time because it is the expense that we incur while owning a car.
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Chaz has an idea for a service business. It has worked well in other markets, and Chaz sees no reason why it should not work locally. The service involves renting DVDs about colleges and universities to high school students. The colleges Chaz has contacted are all for it, and the students he has talked to are excited about the idea as well. However, the three banks from which he has tried to borrow money to set up his business are skeptical. They have all turned him down for a loan.
Answer: Networking
Explanation:
Networking had to do with the interaction with other people in order to exchange information and for social and professional development.
Since the three banks from which he has tried to borrow money to set up his business are skeptical and they have all turned him down for a loan while the colleges Chaz has contacted are all for it, and the students he has talked to are excited about the idea as well, he should network so that he can be able to get the required fund to set up the business and also get professional advice.
What is the drawback of carrying more inventory than is needed?
Answer:
One of the most important disadvantages of excess inventory is the loss of revenue. Products depreciate over time and lose their initial value. So the longer you hold a product, the cheaper it gets.
Answer:
too many resources can be tied up in the inventory
Explanation:
ape x
entrepreneurial leaders use methods that help them pursue creative ideas even when they lack authority or necessary resources. those who might pursue creative ideas who do have authority and necessary resources would typically be characterized as radio button unchecked investors radio button unchecked stakeholders radio button unchecked designers radio button unchecked employees radio button unchecked managers submit
Check the Invoicing box and choose the Custom radio button.
What is Invoicing box?A firm called Invoice Box scans receipts, extracts the data, and transmits it to your accounting software.
Receipts are automatically emailed to the "Bill To" address we have on record if you pay with a credit card. We'll email your invoice before the due date specified in your contract if you choose to pay using a different method. Here is further information on how to view your invoices.
The most typical method of online bill payment is credit card. The majority of shops take all credit cards, however you should check in advance because some don't accept American Express or Discover due to their higher transaction fees.
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