Answer:
A. Banks must maintain a secure network D. Banks must have information security policyExplanation:
The Payment Card Industry Data Security Standards (PCI DSS) are there to make sure that companies dealing with payment cards for customers protect these customers by having a secure payment environment to prevent customer money being at risk.
First and foremost the companies should have a secure network for processing card payments and data which means no expense should be spared in maintaining this. Companies must also have an information security policy that employees must follow when dealing with customer information.
find the equivalent taxable yield of the municipal bond for tax brackets of zero, 10%, 20%, and 30%, if it offers a yield of 4.70%. (round your answers to 2 decimal places.)
The equivalent taxable yield of the municipal bond for tax brackets of zero, 10%, 20%, and 30%, if it offers a yield of 4.70% is as follows:
Equivalent Taxable Yields of 4.7% Municipal BondTax Bracket Equivalent Taxable Yield
0% 4.70%
10% 5.22%
20% 5.87%
30% 6.71%
What is the equivalent taxable yield?The equivalent taxable yield of a municipal bond shows what the yield should be after factoring in the tax-exemption advantage offered by municipal bonds.
To calculate the tax-equivalent yield, the tax-exempt yield is divided by the difference between 100% and the tax bracket.
Data and Calculations:Municipal Bond yield = 4.7%
Tax brackets = 0%, 10%, 20%, and 30%.
Equivalent Taxable Yields
Tax Bracket Equivalent Taxable Yield
0% 4.70% (4.7% ÷ 1 - 0)
10% 5.22% (4.7% ÷ 1 - 0.1)
20% 5.87% (4.7% ÷ 1 - 0.2)
30% 6.71% (4.7% ÷ 1 - 0.3)
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hr strategy should mirror the company's business strategy. which is a good example of this parallel?
The level of consumer happiness with a firm should always be reflected in its profit.
How do society, politics, and culture affect HRM?Human resource management is in charge of luring in, keeping, and assisting workers in the development of abilities that will enable a business achieve its goals and objectives.Because human capital is valued more highly in businesses due to today's connected and aware society, which necessitates that businesses adapt to more developed and organized norms with regard to labor relations, society, politics, and culture directly influence this important business area.
The globalized world has a direct impact on the relationship between the employee and the business because it is critical to stand out in a setting with so much competition. This also applies to the field of human resources because efficient HR management makes it possible to identify and capitalize on opportunities keeping talent for the company that changes to fit a world with more engagement and a larger need for innovation and vision.The policy is also crucial for safeguarding employees' rights, therefore HR must not only follow the law's hiring guidelines but also provide advantages that go above and beyond what is required to entice people to work for a competitive company.
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karla tanner opened a web consulting business called linkworks and completed the following transactions in its first month of operations. april 1 tanner invested $125,000 cash along with office equipment valued at $30,000 in the company in exchange for common stock. april 2 the company prepaid $7,200 cash for 12 months’ rent for office space. hint: debit prepaid rent for $7,200. april 3 the company made credit purchases for $15,000 in office equipment and $3,000 in office supplies. payment is due within 10 days. april 6 the company completed services for a client and immediately received $2,000 cash. april 9 the company completed a $10,000 project for a client, who must pay within 30 days. april 13 the company paid $18,000 cash to settle the account payable created on april 3. april 19 the company paid $6,000 cash for the premium on a 12-month prepaid insurance policy. hint: debit prepaid insurance for $6,000. april 22 the company received $8,000 cash as partial payment for the work completed on april 9. april 25 the company completed work for another client for $2,640 on credit. april 28 the company paid a $6,200 cash dividend. april 29 the company purchased $1,000 of additional office supplies on credit. april 30 the company paid $700 cash for this month’s utility bill. required: 1. prepare general journal entries to record these transactions using the following titles: cash (101); accounts receivable (106); office supplies (124); prepaid insurance (128); prepaid rent (131); office equipment (163); accounts payable (201); common stock (307); dividends (319); services revenue (403); and utilities expense (690). 2. post the journal entries from part 1 to the ledger accounts. 3. prepare a trial balance as of april 30.
The general journal entries to record these transactions are: Debit Cash $125,000, Debit Office equipment $30,000, Credit Common stock $155,000.
Journal entriesKarla tanner journal entries
1-Apr
Debit Cash $125,000
Debit Office equipment $30,000
Credit Common stock $155,000
($125,000+$30,000)
(To record the investment in cash)
2-Apr
Debit Prepaid rent $7,200
Credit Cash $7,200
(To record the cash prepaid as rent)
3-Apr
Debit Office equipment $15,000
Debit Office supplies $3,000
Credit Accounts payable $18,000
($15,000+$3,000)
(To record the purchase of office equipment and office supplies )
6-Apr
Debit Cash $2,000
Credit Service revenue $2,000
(To record the receipt of cash)
9-Apr
Debit Accounts receivable $10,000
Credit Service revenue $10,000
(To record services revenue)
13-Apr
Debit Accounts payable $18,000
Credit Cash $18,000
(To record accounts payable )
19-Apr
Debit Prepaid insurance $6,000
Credit Cash $6,000
(To record the cash prepaid as insurance)
22-Apr
Debit Cash $8,000
Credit Accounts receivable $8,000
(To record account receivable)
25-Apr
Debit Accounts receivable $2,640
Credit Service revenue $2,640
(To record the services revenue)
28-Apr
Debit Dividend $6,200
Credit Cash $6,200
(To record the cash paid as dividend)
29-Apr
Debit Office supplies $1,000
Credit Accounts payable $1,000
(To record the purchase of office supplies)
30-Apr
Debit Utilities expense $700
Credit Cash $700
(To record cash)
Therefore the general journal entries to record these transactions are: Debit Cash $125,000, Debit Office equipment $30,000, Credit Common stock $155,000.
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Pharmacy technicians work in pharmacies that can be found where? Check all of the boxes that apply.
hospitals
drug stores
medical clinics
schools
manufacturing labs
Answer:
could be 3 of those answer choices
-hospitals
-drug stores
medical clinics
Explanation:
Answer:
1 2 3
Explanation:
What things might cause disputes in a partnership??
if demand increases and supply decreases, the change in the equilibrium price will be , and the change in the equilibrium quantity will be .
if demand increases and supply decreases, the change in the equilibrium price will be increased, and the change in the equilibrium quantity will be undetermined.
Economic equilibrium is a condition or nation wherein financial forces are balanced. In effect, economic variables remain unchanged from their equilibrium values in the absence of outside affects. Monetary equilibrium is likewise known as market equilibrium.
In economics, economic equilibrium is a state of affairs wherein economic forces together with delivery and demand are balanced and in the absence of outside effects, the values of economic variables will not change.
People can trade gadgets for food, and they could meet their own options. food in excessive calls for will come to be being priced higher, and the farmers will realize which food to grow more of. It is an easy instance, but it demonstrates the effectiveness of the marketplace-based economy.
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is lowery correct that it is the role of the federal government to guarantee that people have financial security?
Yes, Lowery is correct that it is the role of the federal government is to guarantee that people have financial security and this is because, the more stable the citizens are, economically, the better the country.
What is a Government?This refers to the group of people that have the authority to govern a country
Hence, we can see that owery is correct that it is the role of the federal government is to guarantee that people have financial security and this is because, the more stable the citizens are, economically, the better the country.
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overfarming and overgrazing farmlands have been a major influence in which destructive process? a income distributionincome distribution b deforestationdeforestation c desertificationdesertification d increased farm productionincreased farm production e reforestation
Overfarming and overgrazing of farmlands have been a major influence in C) desertification.
Agricultural land is usually land committed to agriculture, the systematic and controlled use of other types of life—especially the rearing of cattle and production of crops—to supply meals for human beings. Its miles are usually synonymous with both farmland or cropland, in addition to pasture or rangeland.
Farmland offers food and cowl for the natural world, facilitates manage to flood, protects wetlands and watersheds, and maintains air fine. further, new energy crops grown on farmland have the ability to replace fossil fuels.
Farmland is land this is farmed, or that is appropriate for farming. it is surrounded by 62 acres of farmland.
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the section of the marketing plan consists of a detailed description of the article being offered.
Answer:product
Explanation:
the consumer expenditure, in dollars, for a commodity is the product of its market price, p, and the number of units demanded, x. suppose that for a certain commodity, the consumer expenditure is given by
Consumer expenditure 13000 -135p
(a) consumer expenditure = 13000p -135p^2 = p(13000 -135p)
= px
so, x = 13000 -135p
Final consumption expenditure is the individual household expenditure for goods and services, excluding new housing. Consumption is mainly funded by income. Real wages are therefore a key determinant, but consumer spending is also influenced by other factors such as interest rates, inflation, confidence, savings rates, and the availability of funds.
Consumption Flows and Expenditures (Consumption Expenditures) help analysts understand the volatility of business cycles. Producers of durable goods earn income only from the sale (expenditure) of their products, not from the consumption of the goods after purchase.
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what function of hr has the responsibility of improving employees’ ability to meet the challenges of a variety of new or existing jobs, or preparing employees for management responsibility?
Training function of HR has the responsibility of improving employees and retain the best out of them.
HR is trained to meet the corporate challenges that comes with both old and new employees in the organisation.
The new policies and procedures are managed by the human resource executive plans how the organisation should have a variety of new as well as existing opportunities to grow.
For the changes in the organisation, it also prepares employees for delegation and management of the responsibility in the organisation which makes employees suitable to work in the organisation.
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I need a small paragraphs with advantages and disadvantages for each
Will mark brainliest need quickly
I'll recommend retained earnings to him. Retained earnings from operations are used by businesses to grow.
Which method—retained earnings, venture capital, or crowd fundraising—is the most effective for obtaining funding for expansion?Retained Profit- Maintaining firm earnings boosts your balance sheet, which has an impact on shareholder equity and the value of the associated shares. With more money in your accounts due to retained earnings, your company appears stronger on paper, which in turn attracts more investment.Venture capital- VCs are equipped with several instruments to increase the value of the firms in their portfolio. They can provide the variety of internal resources that the majority of companies lack, along with capital, brand value, intra-industry networking, fundraising networking, and other benefits. The advantages of collaborating with venture capitalists are numerous.Crowdfunding- It can be challenging for companies to raise money for expansion, particularly for tiny startups. Obtaining funds can be challenging, and persuading investors to back your wonderful concept is time-consuming and not always successful. Herein lies the role of crowdsourcing. You may reach a large number of potential supporters globally with a single campaign, increasing your chances of getting your company in front of people who will invest and believe in it. There are many advantages to employing public fundraising campaigns for business growth.Choosing self-financing versus external investment or credit is always a matter of using your best judgment, therefore do so.
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policies such as rent control and trade barriers persist because almost all economists agree that those policies are desirable. group of answer choices
Policies such as rent control and trade barriers persist in spite knowing the fact that economists are generally in an agreement regarding their opposition in the policy. All these policies are undesirable from an economic point of view.
Economist have not yet convinced the general public that the policies are undesirable. After a long economist agrees that rent controls are bad. In the last 20th century decades, economists finally had some success persuading sate and local governments. Now these policies are making appear a comeback.
Policies such as trade barriers and rent control persist because almost all economists agree that those policies are desirable.
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Select the best answer for the question.
8. Preventing injury and illness to customers and employees is called
O A. safeworkers.
O B. workplace policies.
O C. workplace procedures.
O D. workplace safety.
Preventing injury and illness to customers and employees is called workplace safety. Hence, option D is correct.
The safety of workers is defined as the provision of a safe working environment, safe tools, safe regulations, and safe processes to protect their health and safety also known as worker safety and occupational health and safety. Worker safety is a major concern for many firms.
The morale of the workforce will increase if worker safety is maintained, and happier employees produce more.
Thus, option D is correct.
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ue to the scarcity of resources. a. the marginal cost of an action always exceeds its marginal benefit b. there is a lack of consumer sovereignty c. the marginal benefit from an action always exceeds its marginal cost d. people cannot satisfy all their wants
People cannot satisfy all their wants due to the scarcity of resources. Hence option d is correct.
What Are the Principal Reasons for Scarcity?Scarcity, which deals with how people satisfy their unlimited wants and needs with limited resources, is one of the basic concepts in economics. The monetary value that individuals place on products and services, as well as how governments and private firms decide to distribute resources, are all affected by scarcity.
Economic scarcity is primarily caused by structural, supply and demand-induced factors. Demand-induced refers to situations where demand increases despite a consistent supply. When a population's access to resources is structurally different from that of another population, this is known as supply-induced scarcity. Supply-induced scarcity occurs when the supply of a resource is lower than the demand for it.
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grays company has the following purchases and sales during the month of august. using the fifo perpetual inventory method, what amount will be reported as cost of goods sold for the 12 units that were sold?
Using the fifo perpetual inventory method, $240 will be reported as cost of goods sold for the 12 units that were sold.
Perpetual FIFO
The first unit of inventory purchased is assumed to be the first unit used or sold under a cost flow tracking system known as perpetual FIFO. Furthermore, this cost flow takes place in a perpetual inventory system, where inventory inflows and outflows are recorded as soon as transactions take place in the inventory records. Whether a periodic inventory system or a perpetual inventory system is utilised, the resulting charge to the cost of goods sold is the same. As a result of its ability to mirror the real movement of commodities through an organisation, perpetual FIFO is one of the most widely used cost flow tracking systems in use today.
Beginning inventory 10 items at $10 = $100 on August 1st
Purchase 20 pieces for $12 each on August 3rd for a total of $240.
6th of August Sales Twelve units were sold.
So, $240 will be reported as cost of goods sold for the 12 units that were sold.
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supply chains are not really linear linked chains, they are actually networks of related organizations that serve customer requirements. group of answer choices true false
TRUE, supply chains are not really linear linked chains, they are actually networks of related organizations that serve customer requirements.
In income, trade, and economics, a customer is the recipient of an awesome, carrier, product, or concept - obtained from a supplier, dealer, or supplier via a monetary transaction or exchange for money or some other treasured attention.
A patron is a person or commercial enterprise that purchases another enterprise's goods or offerings. customers are vital because they force sales; without them, companies cannot continue to exist.
The definition of a customer is someone who buys services or products from a shop, eating place, or different retail vendor. An instance of a consumer is someone who goes to an electronics shop and buys a television.
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.Un emprendedor desea comercializar bicicletas, ha calculado que los gastos fijos son de $35,000,000, el precio de venta de cada bicicleta es de $800 y el total del costo variable de $400. Por lo que su margen de negocio es de 52% ¿Cuál es el punto de equilibrio en ventas) Por favor coloca la cifra sin redondear incluyendo dos decimales.
Answer:
$70,000,000.00
Explanation:
The computation of the break even point in sales is shown below
= Fixed cost ÷ contribution margin ratio
where
Fixed cost is $35,000,000
And, the contribution margin is
= (Selling price - variable cost) ÷ (Selling price)
= ($800 - $400) ÷ $800
= $400 ÷ $800
= 50%
So, the break even point in sales is
= $35,000,000 ÷ 0.50
= $70,000,000.00
23) Which of these describes a characteristlc of a monopoly? (SSEMI36 DOK: 2)
A. few barrlers of entry
B. rarely affected by government regulatlons
C. strong control over prlce
D. face strong competitlon for customers
Answer:
C. strong control over price
Explanation:
A monopoly is a market structure with one seller serving many buyers. The products or services sold by a monopoly have no close substitutes forcing the customer to fully rely on them. Monopoly also arises when a firm commands a huge market share making it possible to control prices and supplies.
Characteristics of a monopoly include
Single firm in the market Strong barriers to entry No close substitutes to the products The firm controls prices and supply chainFirm is a profit maximizerfrom the following list of selected items taken from the records of rosewood appliance service as of a specific date, identify those that would appear on the balance sheet:
1. Accounts Payable Would appear on the balance sheet - Yes
Due to the fact that it represents the sum that the business owes its creditors, accounts payable is a balance sheet item.
2. Accounts Receivable Would appear on the balance sheet - Yes
In relation to the money that clients owe the business, accounts receivable would show up on the balance sheet.
3. Andrew King, Capital Would NOT appear on the balance sheet - Yes
A balance sheet component is capital. It is a component of equity.
4. Cash Would appear on the balance sheet - Yes
On the balance sheet, cash would be shown.
5. Fees Earned Would appear on the balance sheet - No
An item on the income statement is fees earned.
6. Land Would NOT appear on the balance sheet - Yes
The balance sheet's component of fixed assets includes land.
7. Rent Expense Would appear on the balance sheet - No
Rent expenditure appears on the income statement.
8. Supplies Would appear on the balance sheet - Yes
On the balance sheet, supplies would show as a current asset.
9. Wages Expense Would appear on the balance sheet - No
Wage expenditure is a line item on the income statement.
10. Wages Payable - Yes
The balance statement would show due wages. It refers to employee pay that the business owes.
Complete Question -From the following list of selected items taken from the records of Rosewood Appliance Service as of a specific date, identify those that would appear on the balance sheet:
1. Accounts Payable Would appear on the balance sheet.
2. Accounts Receivable Would appear on the balance sheet.
3. Andrew King, Capital Would NOT appear on the balance sheet.
4. Cash Would appear on the balance sheet.
5. Fees Earned Would appear on the balance sheet.
6. Land Would NOT appear on the balance sheet.
7. Rent Expense Would appear on the balance sheet.
8. Supplies Would appear on the balance sheet.
9. Wages Expense Would appear on the balance sheet.
10. Wages Payable
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which method offers the only reliable way of assessing whether caffeine consumption causes athletic performance to be improved?
The experiment is the method offers the only reliable way of assessing whether caffeine consumption causes athletic performance to be improved.
Caffeine is a central nervous system stimulant that belongs to the methylxanthine class. Used as a cognitive enhancer to increase alertness and alertness. Caffeine works by blocking the binding of adenosine to adenosine A1 receptors, increasing the release of the neurotransmitter acetylcholine.
What does caffeine do to your body?
Caffeine is a stimulant and increases activity in the brain and nervous system. It also increases the circulation of chemicals such as cortisol and adrenaline in the body. A small amount of caffeine keeps you refreshed and focused.
Is caffeine good for your health?
Such high levels of caffeine can cause serious health problems and even death. Caffeine may be safe for adults to consume, but it's not a good idea for children. Adolescents and young adults should be careful about consuming too much caffeine or mixing caffeine with alcohol or other drugs.
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WILL GIVE BRAINLIEST: Which of the following will occur if aggregate demand is above full-employment GDP?
A) Inflation
B) Unemployment
C) A stable economy
D) Recession
SELECT ONE.
Answer:
B
Explanation:
marie will be receiving $300 per year for the next six years out of an investment account. the interest on the account is 5 percent, compounded annually. what is the present value of this annuity? answers are rounded to whole dollars.
In a condition where, Marie will be receiving $300 per year for the next six years out of an investment account, and the interest on the account is 5 percent, compounded annually, the present value of this annuity will be $1599, rounded to whole dollars.
What is the significance of present value?The present value of an annuity can be referred to or considered as the current value of a deposit, for an amount that is certain to be received or accumulated at a future date. It follows a simple calculation.
Therefore, the significance regarding present value of an annuity has been aforementioned.
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The schedule of the present value has been added as an image for better reference.
what is the net profit formula?
and differ from merchant wholesalers in two ways: they do not take title to goods, and they perform only a few functions.
They just carry out a few tasks and do not claim ownership of the goods. They typically specialize by product line or clientele, similar to merchant wholesalers. bring together buyers and sellers and aids in negotiating.
A merchant is a person who deals in goods created by other people, particularly one who does business internationally. In the past, a merchant was somebody engaged in trade or business. As long as there has been industry, trade, and commerce, there have been merchants.
A merchant stands in for an individual or business that transacts in goods or services. A party who only sells products or services online is referred to as an eCommerce merchant.
A merchant is something like a wholesaler. One type of merchant is the proprietor of a physical store. A merchant is someone who engages in business, trade, or the sale of products. A merchant ship is one that carries merchandise for sale.
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the tension between implementing global policy and practice and responding to local issues is seldom a major dilemma for global firms and their hr managers.
The tension between implementing global policy and practice and responding to local issues is seldom a major dilemma for global firms and their hr managers.
This statement is FALSE.
The definition of a supervisor is someone answerable for supervising and motivating personnel and for guiding the development of a corporation. An example of a manager is a person who is in the rate of customer service, deals with client disputes, and who oversees and supervises customer service sellers.
Managers are most usually liable for a specific function or branch in the organization. From accounting to advertising and marketing, to sales, customer support, engineering, quality, and all different groups, a manager both at once leads his or her team or leads a collection of supervisors who oversee the groups of employees.
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What could help you demonstrate to an interviewer your skills in handling difficult situations? A. a description of your qualifications and work experience B. a review of the research you've done on the company C. an example of how someone you know handled a lawsuit D. a story of a time when you solved a problem at work
Answer:
D. a story of a time when you solved a problem at work
Explanation:
By describing a time when you solved a problem at work, the interviewer would have a glimpse of your problem solving abilities.
the december 31, 2021, balance sheet of chen, incorporated, showed long-term debt of $1,435,000, $147,000 in the common stock account, and $2,720,000 in the additional paid-in surplus account. the december 31, 2022, balance sheet showed long-term debt of $1,650,000, $157,000 in the common stock account and $3,020,000 in the additional paid-in surplus account.
The firm's 2021 operating cash flow, or OCF is -$886,500
How do we determine the operating cash flow?
The operating cash flow can be determined from the cash flows from assets formula where cash flow from assets is the operating cash flow minus net capital spending and net change in working capital
cash flow from assets=operating cash flow-net capital spending+ net increase in working capital
cash flow from assets = cash flow to creditors + cash flow to stockholders
cash flow to creditors = interest expense - net new long-term debt
cash flow to creditors=$97,500-($1,650,000-$1,435,000)
cash flow to creditors=$97,500-$215,000
cash flow to creditors=-$117,500
cash flow to stockholders = dividends - net new equity
cash flow to stockholders=$152,000-($157,000+$3,020,000-$147,000-$2,720,000)
cash flow to stockholders=-$158,000
cash flow from assets =-$117,500-$158,000
cash flow from assets =-$275,500
operating cash flow=unknown(assume it is x)
net capital spending=$1,030,000
net increase in working capital=$132,000
-$275,500=x-$1,030,000-$132,000
x=-$275,500+$1,030,000+$132,000
x=OCF=$886,500
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Full question:
The December 31, 2018, balance sheet of Whelan, Inc., showed long-term debt of $1,435,000, $147,000 in the common stock account, and $2,720,000 in the additional paid-in surplus account. The December 31, 2019, balance sheet showed long-term debt of $1,650,000, $157,000 in the common stock account and $3,020,000 in the additional paid-in surplus account. The 2019 income statement showed an interest expense of $97,500 and the company paid out $152,000 in cash dividends during 2019. The firm’s net capital spending for 2019 was $1,030,000, and the firm reduced its net working capital investment by $132,000. What was the firm's 2019 operating cash flow, or OCF?
Rather than lavish displays of wealth, some members of the upper class may wear inexpensive clothes and drive economy cars. This may be referred to as ______
This may be referred to as Inconspicuous consumption
Conscious consumption is a catch-all phrase that refers to participating in the economy while being more conscious of how your consumption affects society as a whole. One method to consume more mindfully is to shop responsibly with the goal of protecting the environment. Conscious consumption is making decisions about how and what you eat that reduce its negative effects and ensure that there is always enough for everyone. The empowered customer is one who makes informed decisions. They are aware that using a good or service involves: Conscious consumption may reduce the consequences of human waste and pollution as the climate catastrophe looms and intensifies day by day. It lessens the need for mass manufacturing and consumption, which is one of the primary causes of environmental deterioration.
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The case suggests one way to prevent work interruptions is to set aside quiet time with a ""do not disturb"" note on your office or cubicle door. This method of coping would be classified as.
Mental and emotional focus The full empirical part of traditional CBT is employed in Emotion Focused Cognitive Behavioural Therapy (ECBT), along with other elements, to address emotional deficits connected to the problems each counselee is going through.
What is cognitive behavioural therapy?By altering your thoughts and behaviours, cognitive behavioural therapy (CBT), a talking treatment, can help you manage your problems. It can be helpful for other issues with mental and physical health but is most frequently used to treat anxiety and depression.
What are 3 basic principles concepts of CBT?Among these tactics could be learning and using new coping mechanisms. placing both immediate and long-term goals. acquiring fresh problem-solving abilities.
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