On March 4 of 1999, XYZ Corporation takes out a $1 million loan. The company pays the interest semiannually. The six-month interest rate is six-month LIBOR 80 basis points, with a cap at 9.25%. Assume that LIBOR is at 8.5% on March 4, 1999, and 7.75% on September 4, 1999. What is the second interest payments on the loan

Answers

Answer 1

Answer: $85,500

Explanation:

From the question, we are told XYZ Corporation takes out a $1 million loan and the interest on the loan is paid semiannually.

We are also told that the six-month interest rate is six-month LIBOR 80 basis points, with a cap at 9.25%. Assume that LIBOR is at 8.5% on March 4, 1999, and 7.75% on September 4, 1999.

The second interest payments on the loan will be:

The interest rate will be:

Interest rate = LIBOR + 80bps

= 7.75 + 0.8

= 8.55%

Interest paid in the second period

= $1,000,000 × 8.55%

= $1,000,000 × 0.0855

= $85,500

Note that there is no need for using the cap since the interest didn't exceed 9.25%


Related Questions

Valuing my degree. I went to LSUS for 2 years and did not work. It cost me $35,000 per year (tuition and living). When I graduated I will make $80,000 per year. If I did not get my MHA, I would make $40,000 a year. I would not have been out-of-pocket any money. Regardless, of my decision, I expect to earn 2% increase in salary every year. Inflation will be around 3%. I am currently 30 and I want to retire at age 65. Was going to school worth it? Answer: Yes – the present value of my degree is $851,673 Answer: No – I missed a lot of good TV shows Answer: No – I had to spend $35,000 for three years.

Answers

I have no idea I’ve tried everything

The following transactions occur for Badger Biking Company during the month of June:

a. Provide services to customers on account for $36,000.
b. Receive cash of $28,000 from customers in (a) above.
c. Purchase bike equipment by signing a note with the bank for $21,000.
d. Pay utilities of $3,600 for the current month.

Required:
Analyze each transaction and indicate the amount of increases and decreases in the accounting equation.

Answers

Answer:

A pdf file is attached to show the effect of each transaction on accounting equation, Please find it.

Explanation:

Accounting equation is

Assets = Equity + Liabilities

a.

The services are performed on account means that the revenue of $36,000 is recorded against the receivable of the same value.

b.

Receiving cash will increases the cash balance as an asset and reduces the  receivable value.

c.

Bike Equipment are assets and it will increase the value of assets and Note payable is a liability instrument which will increase the liabilities.

d.

Utilities payment will decrease the cash in the assets section and reduce the equity balance as an expense.

Pincus Associates uses the allowance method to account for bad debts. During 2021, its first year of operations, Pincus provided a total of $156,000 of services on account. In 2021, the company wrote off uncollectible accounts of $6,300. By the end of 2021, cash collections on accounts receivable totaled $132,300. Pincus estimates that 10% of the accounts receivable balance at 12/31/2021 will prove uncollectible.
Required:
1. & 2. What journal entry did Pincus record to write off uncollectible accounts during 2021 and to recognize bad debt expense for 2021? (If no entry is required for a transaction/event, select "No journal entry required" in the first account field.)
Journal entry worksheet
Record the write-offs of allowance for uncollectible accounts during 2021.
Note: Enter debits before credits.
Event General Journal Debit Credit
1
record to recognize bad debt expense for 2021.
Note: Enter debits before credits.
Event General Journal Debit Credit
2

Answers

Answer: the answer is given below

Explanation:

It should be noted that the account receivable ending balance was calculated as:

Credit sales = 156,000

Less: collection of account= 132,300

Less: written off = 6,300

= 17,400

The bad debt expense was calculated as:

= (17,400 × 10%) + 6300

= (17400 × 0.1) + 6300

= 1740 + 6300

= 8040

Other explanation have been attached.

Austin Fisher contributed land, inventory, and $32,000 cash to a partnership. The land had a book value of $59,000 and a market value of $103,000. The inventory had a book value of $70,900 and a market value of $65,900. The partnership also assumed a $42,000 note payable owed by Fisher that was used originally to purchase the land. Required: Provide the journal entry for Fisher's contribution to the partnership. If an amount box does not require an entry, leave it blank.

Answers

Answer:

Journal entry for Fisher's contribution to the partnership

Description

Cash                         $32,000 (Debit)

Land                         $103,000 (Debit)

Inventory                  $65,900 (Debit)

Payable on Note      $42,000 (Credit)

Capital                      $158,900 (Credit)

NB: Capital= ($32,000 + $103,000 + $65,900 - $42,000) = $158,900

Genzyme, the maker of Cerdelga, a drug that treats a genetic illness called Gaucher's disease that affects 10,000 people worldwide, has been criticized for charging up to $300,000 for a year's worth of Cerdelga. This is an example of the manufacturer adhering to its

Answers

Answer:

Profit responsibility

Explanation:

The manufacturer is adhering to its profit responsibility. profit responsibility gives us the insight that a company or companies have a primary duty of profit maximization for its owners or stockholders.

Some facts to be considered are:

1. How do these companies recover the costs of doing business. That is how do they make gain from research and development if they give away their discoveries

2. How do stakeholders gain if Cerdelga is being sold at a loss.

g Dybala Corporation produces and sells a single product. Data concerning that product appear below: Per Unit Percent of Sales Selling price $ 110 100 % Variable expenses 66 60 % Contribution margin 44 40 % The company is currently selling 5,120 units per month. Fixed expenses are $210,000 per month. The marketing manager believes that a $6,600 increase in the monthly advertising budget would result in a 230 unit increase in monthly sales. What should be the overall effect on the company's monthly net operating income of this change

Answers

Answer:

Effect on income= $3,520 increase

Explanation:

Giving the following information:

Contribution margin= 44

The marketing manager believes that a $6,600 increase in the monthly advertising budget would result in a 230 unit increase in monthly sales.

To calculate the effect on income, we need to use the following formula:

Effect on income= increase in contribution margin - increase in costs

Effect on income= 230*44 - 6,600

Effect on income= $3,520 increase

The Riteway Ad Agency provides cars for its sales staff. In the past, the company has always purchased its cars from a dealer and then sold the cars after three years of use. The company’s present fleet of cars is three years old and will be sold very shortly. To provide a replacement fleet, the company is considering two alternatives:
Purchase alternative: The company can purchase the cars, as in the past, and sell the cars after three years of use. Ten cars will be needed, which can be purchased at a discounted price of $27,000 each. If this alternative is accepted, the following costs will be incurred on the fleet as a whole:
Annual cost of servicing, taxes, and licensing $ 4,300
Repairs, first year $ 2,200
Repairs, second year $ 4,700
Repairs, third year $ 6,700
At the end of three years, the fleet could be sold for one-half of the original purchase price.
Lease alternative: The company can lease the cars under a three-year lease contract. The lease cost would be $70,000 per year (the first payment due at the end of Year 1). As part of this lease cost, the owner would provide all servicing and repairs, license the cars, and pay all the taxes. Riteway would be required to make a $15,000 security deposit at the beginning of the lease period, which would be refunded when the cars were returned to the owner at the end of the lease contract.
Riteway Ad Agency’s required rate of return is 20%.
Required:
1. Use the total-cost approach to determine the present value of the cash flows associated with each alternative. (Any cash outflows should be indicated by a minus sign. Round discount factor(s) to 3 decimal places.)

Answers

Answer:

The present value of purchase is $ 209,907.41  

The present value of lease is $ 153,773.15  

Find attached spreadsheet.

Explanation:

The present of value of both options need to be calculated in order to determine the viable option:

Present value of purchase=($27,000*10)+($4,300+$2,200)/(1+20%)^1+($4,300+$4,700)/(1+20%)^2+($4,300+$6,700)/(1+20%)^3-($27000*10*0.5)/(1+20%)^3=$209,907.41  

Present value of lease option=$15,000+$70,000/(1+20%)^1+$70,000/(1+20%)^2+$70,000/(1+20%)^3-$15,000/(1+20%)^3=$ 153,773.15  

The Whitewater LLP is equally owned by three partners and has the following balance sheet at the end of the current tax year:

Basis FMV
Cash $60,000 $60,000
Unrealized 0 15,000
receivables Land $15,000 $45,000
$75,000 $120,000
Petula, capital $25,000 $40,000
Prudence, capital $25,000 $40,000
Primrose, capital $25,000 $40,000
$75,000 $120,000
Petula is an active partner retiring from me service-oriented partnership. She receives $60,000 cash, none of which is stated to be for goodwill.

a) How much of the payment is for "unstated goodwill"?

b) How is the $60,000 allocated between a 736(a) income payment and a 736(b) property payment?

Answers

Answer:

A.) $20,000

Explanation:

Kindly check attached picture for detailed explanation

You consider buying a share of stock at a price of $21. The stock is expected to pay a dividend of $2.04 next year, and your advisory service tells you that you can expect to sell the stock in 1 year for $24. The stock's beta is 1.2, rf is 8%, and E[rm] = 16%. What is the stock's abnormal return?A. 1%
B. 2%
C. -1%
D. -2%
E. None of the above

Answers

Answer:

E. None of the above

Explanation:

First we need to calculate the holding period return

Holding period return is the rate of return which an assets earns during the period in which it holds the assets.

Holding Period Return = (Selling Price - Initial Price + Dividend ) / Initial Price

Holding Period Return = ($24 - $21 + $2.04 ) / $21 = 0.24 = 24%

Now we need to calculate the expected return on the stock using CAPM formula as follow

Expected return = Risk free rate + Beta ( Market Risk Premium )

Expected return = rf + beta ( E(rm) )

Placing values in the formula

Expected return = 8% + 1.2 ( 16% )

Expected return = 27.2%

Abnormal return is the difference of Holding period return and expected return

Abnormal return = 27.2% - 24% = 3.2%

Prince Electronics, a manufacturer of consumer electronic goods, has five distribution centers in different regions of the country. For one of its products, a highspeed modem priced at $330 per unit, the average weekly demand at each distribution center is 70 units. Average shipment size to each distribution center is 350 units, and average lead time for delivery is 2 weeks. Each distribution center carries 2 weeks' supply as safety stock but holds no anticipatory inventory.a. On average, how many dollars of pipeline inventory will be in transit to each distribution center?b. How much total inventory (cycle, safety, and pipeline) does Prince hold for all five distribution centers?

Answers

Answer:

a. $231,000

b. 2,450 units

Explanation:

a. On average, how many dollars of pipeline inventory will be in transit to each distribution center?

This is the inventory level that has to be in transit every 2 weeks in order to meet average demand. This can be calculated as follows:

Pipeline inventory = Number of distribution centers * Price per unit * Average weekly demand * Average delivery lead time = 5 * $330 * 70 * 2 = $231,000.

Therefore, the dollars of pipeline inventory that will be in transit to each distribution center is $231,000.

b. How much total inventory (cycle, safety, and pipeline) does Prince hold for all five distribution centers?

Inventory in hand = Average shipment size *  Number of distribution centers = 350 * 5 = 1,750

Safety inventory = Number of distribution centers * Average weekly demand * Average delivery lead time = 5 * 70 * 2 = 700

Note: Safety inventory is the inventory held in the store for the purpose of meeting rise in demand or for overcoming delay in supply.

Inventory cycle = Inventory in hand - safety inventory = 1,750 - 700 = 1,050

Pipeline inventory = Number of distribution centers * Average weekly demand * Average delivery lead time = 5 * 70 * 2 = 700

Total inventory held = Inventory cycle + Safety inventory + Pipeline inventory = 1,050 + 700 + 700 = 2,450 units.

Therefore, the total inventory (cycle, safety, and pipeline) Prince holds for all five distribution centers is 2,450 units.

REM Consulting is completing the accounting information processing at the end of the fiscal year, December 31. The following trial balances are available. Accounts Unadjusted Trial Balance Adjusted Trial Balance Debit Credit Debit Credit Cash 13,000 13,000 Accounts Receivable 1,500 1,800 Prepaid Insurance 600 200 Supplies 3,800 3,000 Machines 30,000 30,000 Accumulated Depreciation 12,000 17,500 Wages Payable 900 Unearned Fees 6,700 6,500 Owner’s Capital 24,000 24,000 Owner’s Drawing 4,800 4,800 Fees Earned 25,000 25,500 Wages Expense 14,000 14,900 Depreciation Expense 5,500 Supplies Expense 800 Insurance Expense 400 67,700 67,700 74,400 74,400 Required: a. Reconstruct the adjusting entries. Refer to the Chart of Accounts for exact wording of account titles. b. What is the amount of net income?

Answers

Answer:

Net Income              3900

Explanation:

REM Consulting

                     Un adjusted Trial Balance           Adjusted Trial Balance

                                    Debit        Credit               Debit         Credit

Cash                           13,000                             13,000

Accounts Receivable 1,500                                1,800

Prepaid Insurance       600                                  200

Supplies                     3,800                                 3,000

Machines                   30,000                             30,000

Acc. Depreciation                          12,000                                    17,500

Wages Payable                                 900

Unearned Fees                              6,700                                     6,500

Owner’s Capital                               24,000                                24,000

Owner’s Drawing                          4,800                                     4,800

Fees Earned                                  25,000                                   25,500

Wages Expense      14,000                                   14,900

Depreciation Expense 5,500

Supplies Expense       800

Insurance Expense     400                                                                        

Total                             67,700       67,700             74,400             74,400

Adjusting Entries

SR. No                      Accounts                       Debit                   Credit

1)                         Accounts Receivable            300

                                           Sales                                              300

As Sales increase so do the Accounts receivable.

2)                   Insurance Expense                    400

                               Prepaid Insurance                                   400

Insurance expired by $400.

3)              Supplies Expense                        800

                             Supplies                                                  800

Supplies used up by amount $800.

4)             Depreciation Expense                5,500

                     Accumulated Depreciation                          5,500

Depreciation Expense amounts to $ 5,500

5)               Fees Earned                                     200

                     Unearned Fees                                             200

Provided Services for which payment had been collected,

6)                Cash                                             500

                        Fees Earned                                                   500

Received $500 for services provided.

7)             Wages Payable                          900

                                   Cash                                                  900

Paid wages payable to the employee.

REM Consulting

Net income

 Fees Earned  25500

Wages Expense    14,900

Depreciation Expense 5,500

Supplies Expense       800

Insurance Expense     400

Net Income              3900

Following is a partial process cost summary for Mitchell Manufacturing's Canning Department. Equivalent Units of Production Direct Materials Conversion Units Completed and transferred out 44,000 44,000 Units in Ending Work in Process: Direct Materials (9,000 * 100%) 9,000 Conversion (9,000 * 70%) 6,300 Equivalent Units of Production 53,000 50,300 Cost per Equivalent Unit Costs of beginning work in process $43,400 $63,700 Costs incurred this period 145,100 195,100 Total costs $188,500 $258,800 Cost per equivalent unit $3.56 per EUP $5.15 per EUP The total conversion costs transferred out of the Canning Department equals:_______.a. $156,640. b. $179,068. c. $188,500.

Answers

Answer:

Material Costs Transferred Out      $ 156,640

Conversion Costs Transferred Out      $ 226355

Explanation:

Mitchell Manufacturing

Canning Department.

Equivalent Units of Production

                                                        Direct Materials    Conversion

Units Completed and transferred out 44,000               44,000

Units in Ending Work in Process:

Direct Materials (9,000 * 100%)             9,000

Conversion (9,000 * 70%)                                                      6,300

Equivalent Units of Production            53,000                   50,300

Cost per Equivalent Unit

Costs of beginning work in process $43,400                  $63,700

Costs incurred this period                 145,100                   195,100

Total costs                                        $188,500                 $258,800

Cost per equivalent unit               $3.56 per EUP         $5.15 per EUP

The total conversion costs = $ 258,800

Less Conversion Costs of Ending Inventory= ( 6300 * 5.15)= 32445

Conversion Costs Transferred Out      $ 226355

The Total Material Costs      $188,500  

Less Material Costs of Ending Inventory= ( 9000 * 3.56)= 32040

Material Costs Transferred Out      $ 156,640

It can also be solved by multiplying EUP with the Units Completed and transferred out and we will get the same results.

Material Costs Transferred Out   ( 44000*3.56)   $ 156,640

Conversion Costs Transferred Out   ( 44000*5.15)    $ 226355

Lou Barlow, a divisional manager for Sage Company, has an opportunity to manufacture and sell one of two new products for a five-year period. His annual pay raises are determined by his division’s return on investment (ROI), which has exceeded 23% each of the last three years. He has computed the cost and revenue estimates for each product as follows:
Product A Product B
Initial investment:
Cost of equipment
(zero salvage value) $290,000 $490,000
Annual revenues and costs:
Sales revenues $340,000 $440,000
Variable expenses $154,000 $206,000
Depreciation expense $58,000 $98,000
Fixed out-of-pocket
operating costs $79,000 $59,000
The company's discount rate is 16%.
Required:
1. Calculate the payback period for each product.
2. Calculate the net present value for each product.
3. Calculate the internal rate of return for each product.
4. Calculate the project profitability index for each product.
5. Calculate the simple rate of return for each product.
6A. For each measure, identify whether Product A or Product B is preferred.
6B. Based on the simple rate of return, Lou Barlow would likely:
1. Accept Product A
2. Accept Product B
3. Reject both products

Answers

Answer:

1. Calculate the payback period for each product.

A = 2.71 years, A is preferredB = 2.8 years

2. Calculate the net present value for each product.

A = $60,349B = $83,001, B is preferred

3. Calculate the internal rate of return for each product.

A = 25%, A is preferredB = 23%

4. Calculate the project profitability index for each product.

A = 121%, A is preferredB = 117%

5. Calculate the simple rate of return for each product.

A = 184%, A is ´preferred B = 179%

6B. Based on the simple rate of return, Lou Barlow would likely:

1. Accept Product A, since its IRR is 25% which exceeds the company's  minimum ROI (23%)

Explanation:

                                       Product A               Product B

Initial investment:

Cost of equipment          $290,000              $490,000

Annual revenues and costs:

Sales revenues              $340,000               $440,000

Variable expenses         $154,000               $206,000

Depreciation expense    $58,000                 $98,000

Fixed out-of-pocket

operating costs               $79,000                 $59,000

net cash flow                  $107,000                $175,000

The company's discount rate is 16%.

payback period

A = $290,000 / $107,000 = 2.71 years, A is preferred

B = $490,000 / $175,000 = 2.8 years

using an excel spreadsheet I calculated the NPV and IRR

NPV

A = $60,349

B = $83,001, B is preferred

IRR

A = 25%, A is preferred

B = 23%

Project profitability

A = $350,349 / $290,000 = 1.21

B = $573,001 / $490,000 = 1.17

Simple rate of return

A = $535,000 / $290,000 = 184%, A is ´preferred

B = $875,000 / $490,000 = 179%

A high-end clothing manufacturer has a policy to inspect each article of clothing before it is shipped to customers. Recently, the number of finished items that are failing this final inspection has more than doubled from 3% six months ago to 7% last month. This company would benefit from a strategy designed to:

Answers

Answer:

Examine the reliability of the process.

Explanation:

As a high end clothing company, it is a very good initiative and welcoming to have clothes that possibly posses global version and global value so it is good for such routine checks to be done. This could be tedious and cost the company more than usual.

In this case where there are a reasonable amount of such clothes failing these routine checks, it is not too good for the company as more re-evaluations are to be done in order to cub the rate at which this is in the last six months. This process of examining the reliability process is the company's best bet to tackle the issue they have at hand.

Groups of 18th century skilled artisans formed secret societies for two basic reasons. Which of the following is one of those reasons?
1. to equalize their relationship with their employers
2. to distinguish themselves from carpenters and shoemakers
3. to gain control of the German government
4. to avoid having to set minimal standards for their crafts

Answers

Answer:

1. To equalize their relationship with their employers.

Explanation:

This took place in the 18th century, stated to have happened about the late 70's as it was known that artisans slowly started becoming the new kings.

Their trades which ranges from cabinetmaking, baking, butchering, goldsmithing, silversmithing, carpentry, tailoring and also shoemaking.

These workforce were either wage earners, they start as craftsmen and grow to become great entrepreneurs and this got eyes on them causing them to form cults for themselves only to equalize their relationship with their employers.

Other Questions
I need help with this one , what is the reason that people in other countries are participating in the Black Lives Matter protests? Which of the following is an example of singular, third person past tense?A.He waited on the porch until the rain stopped.B. They waited for the taxi to arrive at the hotel.C.I will wait until Joseph arrives.D. They were waiting for the plane for hours. what is the solution for this equation [3y+7]=13 A shipping container is in the shape of a right rectangular prism with a length of 13 feet, a width of 4.5 feet, and a height of 6 feet. The container is completely filled with contents that weigh, on average, 0.78 pound per cubic foot. What is the weight of the contents in the container, to the nearest pound? You were recently hired at a software engineering company, and today is your first team meeting. You want to convey to your new team members that you are excited to join them and that you will be an engaged and respectful addition to the team.What form of nonverbal communication will serve you best? a. Hugs b. Prolonged eye contact c. Punctuality Which two sentences in this excerpt from Emmuska Orczy's The Scarlet Pimpernel show the perspective that the French Revolution was barbaric? A surging, seething, murmuring crowd of beings that are human only in name, for to the eye and ear they seem naught but savage creatures, animated by vile passions and by the lust of vengeance and of hate. The hour, some little time before sunset, and the place, the West Barricade, at the very spot where, a decade later, a proud tyrant raised an undying monument to the nation's glory and his own vanity. During the greater part of the day the guillotine had been kept busy at its ghastly work: all that France had boasted of in the past centuries, of ancient names, and blue blood, had paid toll to her desire for liberty and for fraternity. The carnage had only ceased at this late hour of the day because there were other more interesting sights for the people to witness, a little while before the final closing of the barricades for the night. And so the crowd rushed away from the Place de la Greve and made for the various barricades in order to watch this interesting and amusing sight. It was to be seen every day, for those aristos were such fools! They were traitors to the people of course, all of them, men, women, and children, who happened to be descendants of the great men who since the Crusades had made the glory of France: her old NOBLESSE. Their ancestors had oppressed the people, had crushed them under the scarlet heels of their dainty buckled shoes, and now the people had become the rulers of France and crushed their former mastersnot beneath their heel, for they went shoeless mostly in these daysbut a more effectual weight, the knife of the guillotine. There are 20 pieces of fruit in a bowl and 5 of them are apples. What percent of the fruit are apples? energy is the ability to___or___ matter During the Scientific Revolution, both Copernicus and Galileo did what? Pablo Management has seven employees, each of whom earns $210 per day. They are paid on Fridays for work completed Monday through Friday of the same week. Near year-end, the seven employees worked Monday, December 31, and Wednesday through Friday, of the same week. The next week, the seven employees worked only four days because New Year's Day was an unpaid Holiday.Required:a. Prepare the adjusting entry that would be recorded Monday, December 31, 2013.b. Prepare the journal entry that would be made to record payment of the employees' wages on Friday, Janyary 4, 2014. Where did most immigrants enter the United States? TEST QUESTION- PLEASE ANSWER REAL QUICK!!!1Do new Right sociologists argue that lone parents families are good for society??? PLEASE HELP ME !!!!!!!!!! do supplementary angles form right angles? yes or no Is the relation a function? Why or why not?{(-8, -4).(-2, 0), (1, 3).(-2.6)} What might happen to global atmospheric carbon levels if the polar ice caps were to melt? What is an equation in point-slope form of the line that passes through (1, 6) and (4, 6) Wright Machinery Corporation manufactures automobile engines for major automobile producers. The engines sell for $910 per engine. In addition, customers have the option to purchase a service-type warranty for $70 per engine that protects against any defects for a period of 5 years. During 2019, Wright sold 9,000 engines to National Motors. National Motors purchased warranties on all of the engines purchased. During 2019, Wright repaired defective motors at a cost of $93,400.Prepare the necessary journal entries to record:__________.1. The sale of engines and service warranty on account during 2016 (one entry).2. The warranty costs paid during 2016.3. The warranty revenue earned in 2016. How do you think Henry Wallaces background and previous disagreements with President Truman might have biased his thoughts provided in this primary source document